智慧卡市场规模、份额、成长分析（按类型、按组件、按功能、按应用和按地区）- 产业预测，2025 年至 2032 年

预计到 2023 年智慧卡市场规模将达到 159.4 亿美元，从 2024 年的 172.3 亿美元成长到 2032 年的 321.3 亿美元，预测期内（2025-2032 年）的复合年增长率为 8.1%。

由于行动电话使用量和物联网技术的快速成长，智慧卡产业正在经历强劲成长。需求是由对安全、便捷的交易方式的迫切需求所驱动的。特别是，预计2027年美国医疗保健支出将达到6兆美元，凸显了智慧卡解决方案在医疗保健等领域的重要性。中国建设银行的生物识别「硬钱包」智慧卡等创新技术利用指纹认证进行数位人民币交易，体现了市场的演变。此外，数位化的提高和向非接触式付款方式的转变预计将保持市场势头。在印度，智慧卡技术预计将广泛应用于银行、IT、零售和交通运输等多个领域，而「国家安全与健康计画」等政府措施正进一步推动智慧卡技术的普及。

目录

介绍

• 调查目的
• 研究范围
• 定义

调查方法

• 资讯采购
• 二次资料和一次资料方法
• 市场规模预测
• 市场假设与限制

执行摘要

• 全球市场展望
• 供需趋势分析
• 细分机会分析

市场动态与展望

• 市场概览
• 市场规模
• 市场动态
  • 驱动因素和机会
  • 限制与挑战
• 波特的分析

关键市场考察

• 关键成功因素
• 竞争程度
• 主要投资机会
• 市场生态系统
• 市场吸引力指数（2024年）
• PESTEL分析
• 总体经济指标
• 价值链分析
• 定价分析
• 案例研究
• 监管格局
• 客户和购买标准分析

智慧卡市场规模（按类型）

• 市场概览
• 接触
• 非接触式
• 双介面

智慧卡市场规模（按组件）

• 市场概览
• 硬体
• 软体
• 服务

智慧卡市场规模（按功能）

• 市场概览
• 沟通
• 交易
• 安全功能

智慧卡市场规模（按应用）

• 市场概览
• 通讯
• BFSI（银行金融服务保险）
• 政府
• 卫生保健
• 运输
• 零售
• 其他的

智慧卡市场规模

• 北美洲
  • 美国
  • 加拿大
• 欧洲
  • 德国
  • 西班牙
  • 法国
  • 英国
  • 义大利
  • 其他欧洲国家
• 亚太地区
  • 中国
  • 印度
  • 日本
  • 韩国
  • 其他亚太地区
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲
• 中东和非洲
  • 海湾合作委员会国家
  • 南非
  • 其他中东和非洲地区

竞争资讯

• 前五大公司对比
• 主要企业市场定位（2024年）
• 主要市场参与者所采取的策略
• 近期市场趋势
• 公司市场占有率分析（2024年）
• 主要企业简介
  • 公司详情
  • 产品系列分析
  • 公司分部份额分析
  • 收益与前一年同期比较对比（2022-2024 年）

主要企业简介

• Thales Group（France）
• CardLogix Corporation（USA）
• AT&T Business（USA）
• Giesecke+Devrient GmbH（Germany）
• HID Global Corporation（USA）
• Watchdata（China）
• Eastcompeace Technology Co., Ltd.（China）
• Alioth（Russia）
• Identiv, Inc.（USA）
• Infineon Technologies AG（Germany）
• Samsung Electronics Co., Ltd.（South Korea）
• STMicroelectronics NV（Switzerland）
• Microchip Technology Incorporated（USA）
• CEC Huada Electronic Design Co., Ltd.（China）
• Analog Devices, Inc.（USA）
• Sony Group Corporation（Japan）
• Toshiba Corporation（Japan）

结论和建议

Smart Card Market size was valued at USD 15.94 billion in 2023 and is poised to grow from USD 17.23 billion in 2024 to USD 32.13 billion by 2032, growing at a CAGR of 8.1% during the forecast period (2025-2032).

The smart card industry is experiencing robust growth, driven by the surge in mobile phone usage and IoT technologies. The urgent need for secure and convenient transaction methods is propelling demand. Notably, US health spending is projected to reach $6 trillion by 2027, highlighting the importance of smart card solutions in sectors like healthcare. Innovations like China Construction Bank's biometric "hard wallet" smart card, which utilizes fingerprint authentication for digital yuan transactions, exemplify the market's evolution. Furthermore, the increasing digitalization and shift toward contactless payment methods are expected to sustain market momentum. With extensive applications across banking, IT, retail, and transportation, government initiatives in India, such as the Rashtriya Swasthya Bima Yojana, are further bolstering the adoption of smart card technologies.

Top-down and bottom-up approaches were used to estimate and validate the size of the Smart Card market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Smart Card Market Segments Analysis

Global Smart Card Market is segmented by Type, Component, Functionality, Application and region. Based on Type, the market is segmented into Contact, Contactless and Dual Interface. Based on Component, the market is segmented into Hardware, Software and Services. Based on Functionality, the market is segmented into Communication, Transaction and Security. Based on Application, the market is segmented into Telecommunication, BFSI (Banking, Financial Services, and Insurance), Government, Healthcare, Transportation, Retail and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Smart Card Market

The Smart Card market is significantly influenced by the superior security features that smart cards provide over traditional magnetic stripe cards. Equipped with embedded microprocessors and advanced cryptographic algorithms, these cards present a formidable barrier to fraud and counterfeiting efforts. The increasing demand for secure identification, authentication, and transaction processing across various sectors-including finance, government, healthcare, and transportation-has been a major factor propelling the growth of the smart card market. As organizations and consumers prioritize security in their transactions and identity verification processes, the adoption of smart cards continues to expand.

Restraints in the Smart Card Market

The smart card market has generated considerable interest among consumers due to the advantages they offer. However, one of the key factors hindering the growth of the smart card industry is their high cost. Implementing smart cards for access control and various other applications entails substantial initial financial investments. In order to facilitate physical or logical access, smart cards require compatible readers to decode encryptions and retrieve data, necessitating additional purchases. The price range for smart card readers generally falls between $50 and $300, while individual smart cards cost between $2 and $10, with prices increasing for those equipped with advanced chips and greater capacity.

Market Trends of the Smart Card Market

The Smart Card market is experiencing a significant shift towards software-based solutions, moving away from traditional hardware-based smart cards. This transformative trend focuses on virtualizing smart cards into applications that can operate on mobile devices or through cloud platforms. As businesses seek greater flexibility, scalability, and cost-effectiveness, software-based smart cards facilitate seamless integration with digital ecosystems, meeting evolving consumer demands. This move not only enhances user convenience but also bolsters security features, driving adoption across various sectors such as banking, healthcare, and transportation. Consequently, this evolution is poised to redefine the landscape of smart card technology in the coming years.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Case Studies
• Regulatory Landscape
• Customer & Buying Criteria Analysis

Global Smart Card Market Size by Type & CAGR (2025-2032)

• Market Overview
• Contact
• Contactless
• Dual Interface

Global Smart Card Market Size by Component & CAGR (2025-2032)

• Market Overview
• Hardware
• Software
• Services

Global Smart Card Market Size by Functionality & CAGR (2025-2032)

• Market Overview
• Communication
• Transaction
• Security

Global Smart Card Market Size by Application & CAGR (2025-2032)

• Market Overview
• Telecommunication
• BFSI (Banking, Financial Services, and Insurance)
• Government
• Healthcare
• Transportation
• Retail
• Others

Global Smart Card Market Size & CAGR (2025-2032)

• North America (Type, Component, Functionality, Application)
  • US
  • Canada
• Europe (Type, Component, Functionality, Application)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Type, Component, Functionality, Application)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Type, Component, Functionality, Application)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Type, Component, Functionality, Application)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• Thales Group (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• CardLogix Corporation (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AT&T Business (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Giesecke+Devrient GmbH (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• HID Global Corporation (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Watchdata (China)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Eastcompeace Technology Co., Ltd. (China)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Alioth (Russia)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Identiv, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Infineon Technologies AG (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Samsung Electronics Co., Ltd. (South Korea)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• STMicroelectronics N.V. (Switzerland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Microchip Technology Incorporated (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• CEC Huada Electronic Design Co., Ltd. (China)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Analog Devices, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Sony Group Corporation (Japan)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Toshiba Corporation (Japan)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations