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市场调查报告书

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1859398

B2C支付市场规模、份额、成长分析及预测（按支付方式、经营模式、终端用户产业、技术及地区划分）- 2025-2032年

B2C Payment Market Size, Share, and Growth Analysis, By Payment Method (Cards, Bank Transfers), By Business Model (Merchant-Acquiring, Payment Gateway), By End User Vertical, By Technology, By Region - Industry Forecast 2025-2032

出版日期: 2025年10月28日 | 出版商:

SkyQuest | 英文 196 Pages | 商品交期: 3-5个工作天内

价格

简介目录

全球 B2C 支付市场预计将在 2023 年达到 106 亿美元，从 2024 年的 116.4 亿美元成长到 2032 年的 245.9 亿美元，在预测期（2025-2032 年）内复合年增长率为 9.8%。

全球B2C支付市场正经历强劲成长，这主要得益于电子商务活动的蓬勃发展、行动钱包的日益普及以及全球范围内无现金交易的显着增长。推动这一成长的关键因素包括支付技术的进步、互联网普及率的提高、政府鼓励数位支付的扶持政策以及跨境网路购物的显着增长。这些因素共同创造了充满活力的市场环境，促进了创新，并提升了消费者的整体支付体验。随着企业适应不断变化的消费者偏好并积极拥抱这些趋势，B2C支付领域必将迎来持续发展和机会。

全球B2C支付市场驱动因素

全球B2C支付市场的主要驱动力之一是数消费行为的快速成长，这主要得益于网路普及率和智慧型手机使用量的不断提高。随着越来越多的消费者转向网路购物，对便利安全的支付解决方案的需求也随之飙升。这种转变促使商家采用创新的支付技术，例如行动钱包和非接触式交易，以改善整体购物体验并加快交易速度。此外，消费者对便利性和安全性的支付方式的偏好不断增长，也促使金融机构和技术提供者持续改进其产品和服务，进一步推动市场扩张。

全球B2C支付市场的限制因素

全球B2C支付领域面临的一大市场限制因素是日益增长的网路安全威胁关切。随着数位交易的激增，资料外洩和诈骗的风险也随之增加，导致消费者对线上支付解决方案持谨慎态度。频繁的网路攻击可能会降低消费者对数位支付方式的信任度，进而对交易量和商家收入产生负面影响。此外，严格的资料保护监管要求可能会为企业带来巨大的合规成本，并限制其创新和改善支付系统的能力，进而阻碍整个B2C支付市场的成长。

全球B2C支付市场趋势

随着消费者接受非接触式和行动支付解决方案，全球B2C支付市场正经历显着变革。这一趋势反映出消费者越来越偏好使用便利高效的交易方式，例如数位钱包、支援NFC功能的银行卡和基于应用程式的支付系统。随着零售商和服务供应商越来越多地采用这些技术，消费者的便利性和整体支付体验得到提升，传统现金和银行卡的使用量也随之减少。这种演变不仅标誌着购买行为的根本性转变，也凸显了现代商业向数位化和即时满足的更广泛发展趋势。

北美洲
- 美国
- 加拿大
欧洲
- 德国
- 西班牙
- 法国
- 英国
- 义大利
- 其他欧洲地区
亚太地区
- 中国
- 印度
- 日本
- 韩国
- 亚太其他地区
拉丁美洲
- 巴西
- 其他拉丁美洲地区
中东和非洲
- 海湾合作委员会国家
- 南非
- 其他中东和非洲地区

竞争资讯

前五大公司对比
主要企业的市场定位（2024 年）
主要市场参与者所采取的策略
近期市场趋势
公司市占率分析（2024 年）
主要企业简介
- 公司详情
- 产品系列分析
- 依业务板块进行公司股票分析
- 2022-2024年营收年比比较

主要企业简介

Visa Inc.（United States）
Mastercard Inc.（United States）
PayPal Holdings Inc.（United States）
Stripe, Inc.（United States）
Adyen NV（Netherlands）
Block, Inc.（United States）
American Express Company（United States）
Fiserv, Inc.（United States）
Fidelity National Information Services（FIS）（United States）
Google Pay（United States）
Apple Pay（United States）
Alipay（China）
Checkout.com（United Kingdom）
Paytm（India）
PhonePe（India）
Klarna Bank AB（Sweden）
Wise（United Kingdom）
Global Payments Inc.（United States）
Nexi SpA（Italy）
Worldline SA（France）

结论与建议

简介目录

Product Code: SQMIG40G2025

Global B2C Payment Market size was valued at USD 10.6 billion in 2023 and is poised to grow from USD 11.64 billion in 2024 to USD 24.59 billion by 2032, growing at a CAGR of 9.8% during the forecast period (2025-2032).

The global B2C payment market is experiencing robust growth driven by increasing e-commerce activities, heightened adoption of mobile wallets, and a significant shift toward cashless transactions worldwide. Key factors propelling this expansion include advancements in payment technologies, rising internet penetration, supportive government initiatives that promote digital payments, and a notable rise in cross-border online shopping. These elements collectively contribute to a dynamic market landscape, fostering innovation and enhancing the overall consumer payment experience. As businesses adapt to changing consumer preferences and embrace these trends, the B2C payment sector is poised for continued evolution and opportunity.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global B2C Payment market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global B2C Payment Market Segments Analysis

Global B2C Payment Market is segmented by Payment Method, Business Model, End User Vertical, Technology and region. Based on Payment Method, the market is segmented into Cards, Bank Transfers, Mobile Payments, Digital Wallets and Cash-on-Delivery. Based on Business Model, the market is segmented into Merchant-Acquiring, Payment Gateway, Payment Processing, Payment Facilitation and Point-of-Sale (POS) Systems. Based on End User Vertical, the market is segmented into Retail, E-commerce, Travel and Hospitality, Media and Entertainment, Healthcare and Education. Based on Technology, the market is segmented into Blockchain, Artificial Intelligence (AI), Cloud Computing, Biometrics and Internet of Things (IoT). Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global B2C Payment Market

One of the key market drivers for the global B2C payment market is the rapid growth in digital consumer behavior, fueled by increasing internet penetration and smartphone usage. As more consumers turn to online shopping, the demand for seamless and secure payment solutions has surged. This shift has prompted merchants to adopt innovative payment technologies, such as mobile wallets and contactless transactions, enhancing the overall shopping experience and facilitating faster transactions. Moreover, evolving consumer preferences for convenience and security in payment methods are pushing financial institutions and technology providers to continuously enhance their offerings, further driving market expansion.

Restraints in the Global B2C Payment Market

One significant market restraint in the global B2C payment sector is the rising concern over cybersecurity threats. As digital transactions surge, so does the vulnerability to data breaches and fraud, leading consumers to hesitate in adopting online payment solutions. The increasing frequency of cyberattacks may result in diminished consumer trust in digital payment methods, adversely impacting transaction volumes and merchant revenues. Additionally, stringent regulatory requirements surrounding data protection can impose substantial compliance costs on businesses, potentially limiting their ability to innovate and enhance payment systems, thus stifling the overall growth of the B2C payment market.

Market Trends of the Global B2C Payment Market

The Global B2C Payment market is experiencing a significant shift as contactless and mobile payment solutions gain traction among consumers. This trend reflects a growing preference for seamless, efficient transactions facilitated by digital wallets, NFC-enabled cards, and app-based payment systems. As retailers and service providers increasingly adopt these technologies, consumer convenience and overall payment experiences are enhanced, driving a decline in traditional cash and card usage. This evolution not only represents a fundamental change in purchasing behavior but also highlights the broader movement towards digitization and instant gratification that defines modern commerce.

Introduction

Objectives of the Study
Scope of the Report
Definitions

Research Methodology

Information Procurement
Secondary & Primary Data Methods
Market Size Estimation
Market Assumptions & Limitations

Executive Summary

Global Market Outlook
Supply & Demand Trend Analysis
Segmental Opportunity Analysis

Market Dynamics & Outlook

Market Overview
Market Size
Market Dynamics
- Drivers & Opportunities
- Restraints & Challenges
Porters Analysis
- Competitive rivalry
- Threat of substitute
- Bargaining power of buyers
- Threat of new entrants
- Bargaining power of suppliers

Key Market Insights

Key Success Factors
Degree of Competition
Top Investment Pockets
Market Ecosystem
Market Attractiveness Index, 2024
PESTEL Analysis
Macro-Economic Indicators
Value Chain Analysis
Pricing Analysis

Global B2C Payment Market Size by Payment Method & CAGR (2025-2032)

Market Overview
Cards
Bank Transfers
Mobile Payments
Digital Wallets
Cash-on-Delivery

Global B2C Payment Market Size by Business Model & CAGR (2025-2032)

Market Overview
Merchant-Acquiring
Payment Gateway
Payment Processing
Payment Facilitation
Point-of-Sale (POS) Systems

Global B2C Payment Market Size by End User Vertical & CAGR (2025-2032)

Market Overview
Retail
E-commerce
Travel and Hospitality
Media and Entertainment
Healthcare
Education

Global B2C Payment Market Size by Technology & CAGR (2025-2032)

Market Overview
Blockchain
Artificial Intelligence (AI)
Cloud Computing
Biometrics
Internet of Things (IoT)

Global B2C Payment Market Size & CAGR (2025-2032)

North America (Payment Method, Business Model, End User Vertical, Technology)
- US
- Canada
Europe (Payment Method, Business Model, End User Vertical, Technology)
- Germany
- Spain
- France
- UK
- Italy
- Rest of Europe
Asia Pacific (Payment Method, Business Model, End User Vertical, Technology)
- China
- India
- Japan
- South Korea
- Rest of Asia-Pacific
Latin America (Payment Method, Business Model, End User Vertical, Technology)
- Brazil
- Rest of Latin America
Middle East & Africa (Payment Method, Business Model, End User Vertical, Technology)
- GCC Countries
- South Africa
- Rest of Middle East & Africa

Competitive Intelligence

Top 5 Player Comparison
Market Positioning of Key Players, 2024
Strategies Adopted by Key Market Players
Recent Developments in the Market
Company Market Share Analysis, 2024
Company Profiles of All Key Players
- Company Details
- Product Portfolio Analysis
- Company's Segmental Share Analysis
- Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

Visa Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Mastercard Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
PayPal Holdings Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Stripe, Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Adyen N.V. (Netherlands)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Block, Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
American Express Company (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Fiserv, Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Fidelity National Information Services (FIS) (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Google Pay (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Apple Pay (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Alipay (China)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Checkout.com (United Kingdom)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Paytm (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
PhonePe (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Klarna Bank AB (Sweden)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Wise (United Kingdom)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Global Payments Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Nexi S.p.A. (Italy)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Worldline SA (France)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments