非接触式支付市场规模、份额和成长分析（按组件、类型、应用、垂直产业和地区划分）－2026-2033年产业预测

预计到 2024 年，全球非接触式支付市场规模将达到 467.1 亿美元，到 2025 年将成长至 513.3 亿美元，到 2033 年将成长至 1092.4 亿美元，在预测期（2026-2033 年）内复合年增长率为 9.9%。

智慧型手机和数位钱包的日益普及正显着推动非接触式支付市场的发展，其便利性、安全性和在零售、运输和线上平台的广泛应用备受关注。各公司正瞄准都市区零售市场，或专注于饭店食品服务等行业。非接触式支付透过缩短交易时间，尤其是在高峰时段，显着提升了客户体验，从而加快了服务速度，缩短了等待时间。 NFC、HCE 和 RFID 等技术实现了快速的即时交易，提高了客流量，最终增加了收入。在竞争激烈的市场环境中，包括交易费和订阅服务在内的多样化定价策略正在进一步塑造市场动态。 Face ID 等生物辨识生物识别技术增强了无缝支付选项，提高了安全性和用户满意度，并透过 Apple Pay 等平台促进了非接触式支付在各行业的广泛应用。

推动全球非接触式支付市场发展的因素

全球无现金交易趋势显着提升了消费者对非接触式支付方式的需求。这些解决方案的吸引力在于其便利性、快速的处理速度和增强的安全功能，从而推动了零售、酒店、医疗保健和交通运输等行业的广泛应用。随着越来越多的消费者选择使用支援NFC功能的智慧型手机、穿戴式装置和非接触感应卡进行便利交易，非接触式支付市场持续成长，这反映出消费者支付偏好正在发生更广泛的转变，更加重视效率和安全性。这种不断变化的市场格局凸显了科技在重塑消费者金融交易方式方面所扮演的关键角色。

全球非接触式支付市场面临的限制因素

非接触式支付虽然便捷，但资料外洩、身分盗窃和非法贸易等问题已成为突出的挑战。网路犯罪分子不断改进攻击手段，利用支付系统漏洞，而缺乏加密、生物识别和先进的人工智慧驱动的诈欺侦测等强有力的安全措施，则可能带来重大风险。这些威胁不仅危及金融交易的安全，还会削弱消费者的信任。因此，对潜在经济损失和数据完整性的担忧可能会严重阻碍全球非接触式支付市场的扩张。

非接触式支付市场的全球趋势

全球非接触式支付市场正经历着向生物识别的重大转变，这一趋势可望彻底改变安全便捷的金融交易格局。金融机构和金融科技创新者正在加速采用指纹和脸部认证技术，以提升用户便利性并加强安全措施。指纹辨识卡等生物识别支付解决方案的推出，正是这项转变的体现，它无需传统的密码和签名，简化了交易流程。随着这些技术的日益普及，人们对降低诈欺风险和提升用户体验的期望将推动其进一步应用，并巩固生物识别技术在非接触式支付发展进程中的重要地位。

目录

介绍

• 调查目标
• 调查范围
• 定义

调查方法

• 资讯收集
• 二手资料和一手资料方法
• 市场规模预测
• 市场假设与限制

执行摘要

• 全球市场展望
• 供需趋势分析
• 细分市场机会分析

市场动态与展望

• 市场规模
• 市场动态
  • 驱动因素和机会
  • 限制与挑战
• 波特分析

关键市场考察

• 关键成功因素
• 竞争程度
• 关键投资机会
• 市场生态系统
• 市场吸引力指数（2025）
• PESTEL 分析
• 总体经济指标
• 价值链分析
• 定价分析

全球非接触式支付市场规模（按组件划分）及复合年增长率（2026-2033 年）

• 硬体
  • POS
  • 卡片
  • 其他的
• 解决方案
• 服务
  • 咨询
  • 整合与部署
  • 支援与维护

全球非接触式支付市场规模（按类型及复合年增长率划分）（2026-2033 年）

• 基于智慧型手机的支付
• 基于卡片的支付
  • 信用卡
  • 签帐金融卡
  • 其他的

全球非接触式支付市场规模（按应用领域划分）及复合年增长率（2026-2033 年）

• 零售
  • 家用电器
  • 时尚与服饰
  • 其他的
• 运输
• 卫生保健
• 饭店业
• 其他的

全球非接触式支付市场规模（依产业垂直领域划分）及复合年增长率（2026-2033 年）

• 零售
• 饭店业
• 卫生保健
• 能源与公共产业
• 运输/物流
• BFSI
• 其他的

全球非接触式支付市场规模及复合年增长率（2026-2033）

• 北美洲
  • 美国
  • 加拿大
• 欧洲
  • 德国
  • 西班牙
  • 法国
  • 英国
  • 义大利
  • 其他欧洲地区
• 亚太地区
  • 中国
  • 印度
  • 日本
  • 韩国
  • 亚太其他地区
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲地区
• 中东和非洲
  • 海湾合作委员会国家
  • 南非
  • 其他中东和非洲地区

竞争资讯

• 前五大公司对比
• 主要企业的市场定位（2025 年）
• 主要市场参与者所采取的策略
• 近期市场趋势
• 公司市占率分析（2025 年）
• 主要企业公司简介
  • 公司详情
  • 产品系列分析
  • 依业务板块进行公司股票分析
  • 2023-2025年营收年比比较

主要企业简介

• Visa Inc.（USA）
• Mastercard Inc.（USA）
• Apple Inc.（USA）
• Google LLC（USA）
• Samsung Electronics Co., Ltd.（South Korea）
• PayPal Holdings Inc.（USA）
• Alipay（China）
• Fiserv, Inc.（USA）
• Global Payments Inc.（USA）
• Stripe, Inc.（USA）
• Adyen NV（Netherlands）
• Ingenico（France）
• Verifone Holdings, Inc.（USA）
• Thales Group（France）
• Giesecke+Devrient GmbH（Germany）
• IDEMIA（France）
• ACI Worldwide Inc.（USA）
• Square, Inc.（USA）
• PayU（Netherlands）
• Infineon Technologies AG（Germany）

结论与建议

Global Contactless Payment Market size was valued at USD 46.71 Billion in 2024 and is poised to grow from USD 51.33 Billion in 2025 to USD 109.24 Billion by 2033, growing at a CAGR of 9.9% during the forecast period (2026-2033).

The rising adoption of smartphones and digital wallets significantly propels the contactless payment market, emphasizing usability, security, and widespread acceptance across retail, transport, and online platforms. Various companies target urban retail sectors or specialize in industries like hospitality and food services. By minimizing transaction times, contactless payments enhance customer experiences, particularly during peak hours, leading to quicker service and reduced queues. Technologies like NFC, HCE, and RFID facilitate swift, touch-and-go transactions, boosting customer throughput and consequently increasing revenues. In this competitive landscape, diverse pricing strategies, including transaction fees and subscription services, further shape market dynamics. Seamless payment options, augmented by biometric verifications such as Face ID, enhance security and user satisfaction, fostering widespread adoption across various sectors, notably through platforms like Apple Pay.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Contactless Payment market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Contactless Payment Market Segments Analysis

Global Contactless Payment Market is segmented by Component, Type, Application, Vertical and region. Based on Component, the market is segmented into Hardware, Solutions and Services. Based on Type, the market is segmented into Smartphone Based Payments and Card Based Payments. Based on Application, the market is segmented into Retail, Transportation, Healthcare, Hospitality and Others. Based on Vertical, the market is segmented into Retail, Hospitality, Healthcare, Energy and Utilities, Transportation and Logistics, BFSI and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Contactless Payment Market

The global trend towards cashless transactions is significantly boosting consumer demand for contactless payment options. The appeal of these solutions lies in their convenience, rapid processing times, and enhanced security features, which have encouraged widespread acceptance in various sectors, including retail, hospitality, healthcare, and transportation. As more consumers turn to NFC-enabled smartphones, wearables, and contactless cards for effortless transactions, the growth of the contactless payment market continues to gain momentum, reflecting a broader shift in payment preferences that emphasizes efficiency and safety. This evolving landscape underscores the pivotal role of technology in reshaping how consumers conduct financial transactions.

Restraints in the Global Contactless Payment Market

Although contactless payments provide significant convenience, various concerns related to data breaches, identity theft, and fraudulent transactions pose a notable challenge. As cybercriminals constantly adapt their methods to take advantage of vulnerabilities in payment systems, the absence of strong security measures, such as encryption, biometric verification, and advanced AI-driven fraud detection, can lead to substantial risks. These threats not only jeopardize the security of financial transactions but also undermine consumer confidence. Consequently, the apprehensions surrounding potential financial losses and data integrity issues may significantly impede the expansion of the global contactless payment market.

Market Trends of the Global Contactless Payment Market

The Global Contactless Payment market is witnessing a significant shift towards biometric authentication, a trend poised to reshape the landscape of secure and seamless financial transactions. Financial institutions and fintech innovators are increasingly adopting fingerprint and facial recognition technologies to enhance user convenience while bolstering security measures. The introduction of biometric payment solutions, such as fingerprint-enabled cards, exemplifies this transformation by eliminating the need for traditional PINs or signatures, thereby simplifying the transaction process. As these technologies gain traction, expectations for reduced fraud risks and improved user experiences will drive further adoption, solidifying the role of biometrics in the evolution of contactless payments.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2025
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis

Global Contactless Payment Market Size by Component & CAGR (2026-2033)

• Market Overview
• Hardware
  • POS
  • Cards
  • Others
• Solutions
• Services
  • Consulting
  • Integration and Deployment
  • Support and Maintenance

Global Contactless Payment Market Size by Type & CAGR (2026-2033)

• Market Overview
• Smartphone Based Payments
• Card Based Payments
  • Credit Cards
  • Debit Cards
  • Others

Global Contactless Payment Market Size by Application & CAGR (2026-2033)

• Market Overview
• Retail
  • Consumer Electronics
  • Fashion & Garments
  • Others
• Transportation
• Healthcare
• Hospitality
• Others

Global Contactless Payment Market Size by Vertical & CAGR (2026-2033)

• Market Overview
• Retail
• Hospitality
• Healthcare
• Energy and Utilities
• Transportation and Logistics
• BFSI
• Others

Global Contactless Payment Market Size & CAGR (2026-2033)

• North America (Component, Type, Application, Vertical)
  • US
  • Canada
• Europe (Component, Type, Application, Vertical)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Component, Type, Application, Vertical)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Component, Type, Application, Vertical)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Component, Type, Application, Vertical)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2025
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2025
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2023-2025)

Key Company Profiles

• Visa Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Mastercard Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Apple Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Google LLC (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Samsung Electronics Co., Ltd. (South Korea)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PayPal Holdings Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Alipay (China)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fiserv, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Global Payments Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Stripe, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Adyen N.V. (Netherlands)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ingenico (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Verifone Holdings, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Thales Group (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Giesecke+Devrient GmbH (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• IDEMIA (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ACI Worldwide Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Square, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PayU (Netherlands)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Infineon Technologies AG (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations