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市场调查报告书
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1970889

农业设备融资市场－全球产业规模、份额、趋势、机会与预测：按融资类型、产品类型、地区和竞争格局划分，2021-2031年

Agriculture Equipment Finance Market - Global Industry Size, Share, Trends, Opportunity, and Forecast, Segmented By Finance Type, By Product Type, By Region & Competition, 2021-2031F
出版日期: | 出版商: TechSci Research | 英文 180 Pages | 商品交期: 2-3个工作天内

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简介目录

全球农业机械融资市场预计将从 2025 年的 2,449.1 亿美元成长到 2031 年的 3,145.7 亿美元，复合年增长率为 4.26%。

该市场领域提供租赁和贷款等重要金融工具，使农业相关企业能够购买收割机和拖拉机等关键机械设备。推动这一成长的主要因素是：全球粮食需求不断增长，需要提高工作效率；以及农业劳动力严重短缺，加速了机械化进程。此外，购买现代化设备需要大量资金投入，因此农民越来越倾向于寻求资金筹措方案来维持营运资金，而不是透过直接预付款来耗尽现金储备。

市场概览
预测期 2027-2031
市场规模：2025年 2449.1亿美元
市场规模：2031年 3145.7亿美元
复合年增长率：2026-2031年 4.26%
成长最快的细分市场 租
最大的市场 亚太地区

另一方面，市场面临经济不确定性和农业收入波动带来的重大障碍，这两方面都可能抑制投资意愿。不断上升的借贷成本往往会导致设备采购延迟，进而抑制农业领域的资金筹措需求。例如，根据美国设备製造商协会（AEM）2025年1月发布的数据，2024年美国农用拖拉机的总销量年减13.2%。采购活动的下降凸显了金融机构在不确定的经济环境下拓展投资组合所面临的巨大困难。

市场驱动因素

现代农业机械资本密集度的提高是市场扩张的主要驱动力，尤其是在精密农业技术普及导致初始设备成本上升的情况下。为了确保联合收割机和自动驾驶拖拉机等高价值资产的供应，同时保持营运流动性，农民越来越依赖外部资金筹措。这种依赖性体现在不断上升的债务水准。美国农业部经济研究局于2024年12月发布的《2024年农业收入预测》预测，美国农业债务总额将达到创纪录的5,425亿美元，年增4.5%。因此，儘管零售放缓，但大型自营金融公司仍在扩大其资产规模。 CNH Industrial于2024年11月发布的《2024年第三季财报》也印证了这个趋势。该公司资产组合成长22亿美元，达到290亿美元，显示信贷需求强劲。

此外，扩大政府补贴和支持性信贷政策在重振信贷环境方面发挥着至关重要的作用，减轻了农业相关企业的财务负担。各国政府正积极推动农业机械化以确保粮食安全，并透过频繁提供担保或利息补贴的信贷额度，使借贷比现金支出更具吸引力。南美洲就是一个显着的例子，政府主导的措施正在推动大量的贷款活动。根据Argus Media于2024年7月发布的题为《巴西2024-2025年度农民贷款增加10%》的报告，巴西政府已根据「萨夫拉计画」（Plano Safra）为2024-2025作物年度预留了4755亿雷亚尔的贷款额度。这比上年度增加了9%，确保了农业机械的引进即使在经济波动的情况下也能继续进行。

市场挑战

持续的经济波动及其导致的借贷成本飙升是全球农业机械融资市场成长的主要障碍。高利率大幅增加了昂贵机械的总拥有成本，使得本就利润微薄的农业相关企业难以获得融资和租赁服务。因此，农业企业和农民为了确保资金周转，常常推迟或取消设备升级计划，这项决定直接减少了向金融机构提交的新租赁协议和贷款申请数量。

近期行业业绩数据也印证了投资活动的下滑。根据欧洲农业机械委员会 (CEAM) 发布的《2024 年报告》，今年前七个月欧洲农业拖拉机新註册量较 2023 年同期下降了 11.4%。实体设备购置量的下降对金融业产生了直接的负面影响，因为融资产品的需求与资产销售密切相关。如果没有稳定的机械采购，金融机构将面临目标市场萎缩，导致投资组合成长停滞，并加剧对剩余合格借款人的竞争。

市场趋势

行动和数位借贷平台的兴起正在从根本上改变农业领域的资金筹措方式。设备製造商和金融机构正积极部署行动优先介面，简化从初始申请到最终核准的整个信贷评估流程，有效降低了偏远地区农民的行政障碍。这种数位化转型满足了农机和农资供应对便利快速资金筹措的迫切需求，弥合了传统银行模式与现代农业企业不断变化的需求之间的差距。根据布舍尔公司于2024年10月发布的《2024年农业管理特别报告：农业支付趋势》，农民采用数位金融管理和付款管道的比例从上年的39%飙升至76%，凸显了向技术驱动型金融工作流程的快速转变。

同时，支持农业部门向净零排放排放的绿色金融和永续发展相关产品正经历显着的市场成长。贷款机构正日益设计出鼓励购买低碳机械和采用再生农业技术的融资框架，透过提供与特定环境目标挂钩的灵活条款和优惠利率来实现这一目标。这种将气候目标与金融产品策略性整合的倡议，正推动着专注于环保资产的投资组合的显着扩张。正如奥克斯伯里银行2024年7月发布的《年度自然资本报告》所述，其未偿贷款中转型融资的比例在2023年上升至28%，显示市场对积极促进监管合规和环境管理的信贷解决方案的需求日益增长。

目录

第一章概述

第二章：调查方法

第三章执行摘要

第四章：客户心声

第五章：全球农业设备融资市场展望

  • 市场规模及预测
    • 按金额
  • 市占率及预测
    • 依融资类型（租赁、贷款、信用额度）
    • 依产品类型（拖拉机、收割机、干草加工设备、其他）
    • 按地区
    • 按公司（2025 年）
  • 市场地图

第六章：北美农业设备融资市场展望

  • 市场规模及预测
  • 市占率及预测
  • 北美洲：国别分析
    • 我们
    • 加拿大
    • 墨西哥

第七章：欧洲农业设备融资市场展望

  • 市场规模及预测
  • 市占率及预测
  • 欧洲：国别分析
    • 德国
    • 法国
    • 英国
    • 义大利
    • 西班牙

第八章：亚太地区农业机械融资市场展望

  • 市场规模及预测
  • 市占率及预测
  • 亚太地区：国别分析
    • 中国
    • 印度
    • 日本
    • 韩国
    • 澳洲

第九章：中东和非洲农业设备融资市场展望

  • 市场规模及预测
  • 市占率及预测
  • 中东与非洲：国别分析
    • 沙乌地阿拉伯
    • 阿拉伯聯合大公国
    • 南非

第十章：南美洲农业设备融资市场展望

  • 市场规模及预测
  • 市占率及预测
  • 南美洲：国别分析
    • 巴西
    • 哥伦比亚
    • 阿根廷

第十一章 市场动态

  • 促进因素
  • 任务

第十二章 市场趋势与发展

  • 併购
  • 产品发布
  • 近期趋势

第十三章：全球农业设备融资市场：SWOT分析

第十四章：波特五力分析

  • 产业竞争
  • 新进入者的潜力
  • 供应商的议价能力
  • 顾客权力
  • 替代品的威胁

第十五章 竞争格局

  • Adani Group
  • AGCO Corporation
  • Agricultural Bank.of China
  • Argo Tractors SpA
  • Barclays PLC
  • BNP Paribas SA
  • Citigroup Inc.
  • John Deere Group
  • ICICI Bank Limited
  • IDFC FIRST Limited

第十六章 策略建议

第十七章：关于研究公司及免责声明

简介目录
Product Code: 27020

The Global Agriculture Equipment Finance Market is projected to expand from USD 244.91 Billion in 2025 to USD 314.57 Billion by 2031, registering a CAGR of 4.26%. This market sector provides essential financial instruments, including leases and loans, that allow agribusiness entities to procure critical machinery such as harvesters and tractors. The primary factors propelling this growth are the increasing global necessity for food, which demands higher operational efficiency, and a severe scarcity of agricultural labor that accelerates the adoption of mechanization. Furthermore, the significant capital investment required for modern equipment encourages farmers to seek financing solutions to maintain working capital rather than exhausting cash reserves through direct upfront payments.

Market Overview
Forecast Period2027-2031
Market Size 2025USD 244.91 Billion
Market Size 2031USD 314.57 Billion
CAGR 2026-20314.26%
Fastest Growing SegmentLease
Largest MarketAsia Pacific

Conversely, the market faces substantial obstacles stemming from economic instability and variable farm incomes, both of which can undermine investment confidence. Elevated costs of borrowing frequently result in postponed equipment acquisitions, thereby dampening the demand for financing within the agricultural sector. For instance, data from the Association of Equipment Manufacturers released in January 2025 indicates that total agricultural tractor sales in the United States fell by 13.2% in 2024 compared to the prior year. This reduction in purchasing activity highlights the significant difficulties financiers face in expanding their portfolios amidst an uncertain economic environment.

Market Driver

The increasing capital intensity associated with modern agricultural machinery serves as a major driver for market expansion, particularly as the inclusion of precision farming technologies raises upfront equipment costs. To secure high-value assets such as combine harvesters and autonomous tractors without jeopardizing operational liquidity, farmers are relying more heavily on external financing. This dependency is reflected in rising debt levels; the USDA Economic Research Service's "2024 Farm Sector Income Forecast" from December 2024 projects total U.S. farm sector debt will increase by 4.5% year-over-year to a record $542.5 billion. Consequently, prominent captive finance firms are growing their asset bases despite weaker retail unit sales, a trend exemplified by CNH Industrial's "Third Quarter 2024 Results" from November 2024, which reported a portfolio increase of $2.2 billion to reach $29.0 billion, demonstrating resilient credit demand.

Furthermore, the broadening of government subsidies and supportive credit policies plays a pivotal role in stimulating the financing environment by easing the fiscal pressure on agribusinesses. National governments are actively promoting mechanization to ensure food security, frequently offering credit lines with guarantees or subsidized interest rates that make borrowing a more appealing option than cash expenditures. A notable illustration of such support is found in South America, where state-sponsored initiatives generate significant lending activity. According to a July 2024 report by Argus Media titled "Brazil ups 2024-25 crop farm loans by 10pc," the Brazilian government launched the 2024-25 Plano Safra with R$ 475.5 billion in credit resources, marking a 9% rise over the previous cycle and ensuring equipment acquisition remains feasible despite economic fluctuations.

Market Challenge

Persistent economic volatility and the resulting high costs of borrowing represent a significant hurdle to the growth of the Global Agriculture Equipment Finance Market. When interest rates stay high, the total cost of ownership for expensive machinery rises sharply, rendering loans and leases less financially viable for agribusinesses that already operate on narrow margins. As a result, agricultural enterprises and farmers frequently elect to postpone or cancel intended equipment upgrades in an effort to conserve liquidity, a decision that directly diminishes the volume of new lease originations and credit applications received by financial providers.

This reduction in investment behavior is clearly evident in recent industrial performance data. The Committee for European Agricultural Machinery reported in 2024 that agricultural tractor registrations across Europe fell by 11.4% in the first seven months of the year relative to the same period in 2023. Such a decline in the acquisition of physical equipment directly negatively impacts the finance sector, as the demand for lending products is intrinsically tied to asset sales. Without a consistent stream of machinery purchases, financiers face a contracting target market, leading to stalled portfolio expansion and fiercer competition for the remaining pool of eligible borrowers.

Market Trends

The emergence of mobile origination and digital lending platforms is fundamentally transforming how capital is accessed within the agricultural industry. Equipment manufacturers and financial institutions are actively rolling out mobile-first interfaces that simplify the entire credit process, from initial application to final approval, effectively minimizing administrative hurdles for farmers located in remote areas. This digital shift meets the urgent demand for convenient and rapid funding for machinery and operational inputs, bridging the divide between traditional banking methods and the evolving requirements of modern agribusinesses. According to the "2024 State of the Farm Special Report: Payments in Agriculture" by Bushel in October 2024, the adoption of digital financial management and payment platforms among farmers skyrocketed to 76% in 2024, up from 39% the previous year, highlighting the swift transition toward technology-enabled financial workflows.

Concurrently, the market is experiencing significant growth in green financing and sustainability-linked products designed to aid the agricultural sector's shift toward net-zero emissions. Lenders are increasingly designing credit facilities that encourage the purchase of low-carbon machinery and the adoption of regenerative farming techniques by providing flexible terms or preferential interest rates linked to specific environmental targets. This strategic integration of climate objectives with financial products is fueling a notable expansion in portfolios focused on environmentally responsible assets. As noted in Oxbury Bank's "Annual Natural Capital Report" from July 2024, the share of transition finance within the bank's loan book rose to 28% in 2023, signaling a growing demand for credit solutions that actively promote regulatory compliance and environmental stewardship.

Key Market Players

  • Adani Group
  • AGCO Corporation
  • Agricultural Bank.of China
  • Argo Tractors SpA
  • Barclays PLC
  • BNP Paribas S.A.
  • Citigroup Inc.
  • John Deere Group
  • ICICI Bank Limited
  • IDFC FIRST Limited

Report Scope

In this report, the Global Agriculture Equipment Finance Market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:

Agriculture Equipment Finance Market, By Finance Type

  • Lease
  • Loan
  • Line of Credit

Agriculture Equipment Finance Market, By Product Type

  • Tractors
  • Harvesters
  • Haying Equipment
  • Others

Agriculture Equipment Finance Market, By Region

  • North America
    • United States
    • Canada
    • Mexico
  • Europe
    • France
    • United Kingdom
    • Italy
    • Germany
    • Spain
  • Asia Pacific
    • China
    • India
    • Japan
    • Australia
    • South Korea
  • South America
    • Brazil
    • Argentina
    • Colombia
  • Middle East & Africa
    • South Africa
    • Saudi Arabia
    • UAE

Competitive Landscape

Company Profiles: Detailed analysis of the major companies present in the Global Agriculture Equipment Finance Market.

Available Customizations:

Global Agriculture Equipment Finance Market report with the given market data, TechSci Research offers customizations according to a company's specific needs. The following customization options are available for the report:

Company Information

  • Detailed analysis and profiling of additional market players (up to five).

Table of Contents

1. Product Overview

  • 1.1. Market Definition
  • 1.2. Scope of the Market
    • 1.2.1. Markets Covered
    • 1.2.2. Years Considered for Study
    • 1.2.3. Key Market Segmentations

2. Research Methodology

  • 2.1. Objective of the Study
  • 2.2. Baseline Methodology
  • 2.3. Key Industry Partners
  • 2.4. Major Association and Secondary Sources
  • 2.5. Forecasting Methodology
  • 2.6. Data Triangulation & Validation
  • 2.7. Assumptions and Limitations

3. Executive Summary

  • 3.1. Overview of the Market
  • 3.2. Overview of Key Market Segmentations
  • 3.3. Overview of Key Market Players
  • 3.4. Overview of Key Regions/Countries
  • 3.5. Overview of Market Drivers, Challenges, Trends

4. Voice of Customer

5. Global Agriculture Equipment Finance Market Outlook

  • 5.1. Market Size & Forecast
    • 5.1.1. By Value
  • 5.2. Market Share & Forecast
    • 5.2.1. By Finance Type (Lease, Loan, Line of Credit)
    • 5.2.2. By Product Type (Tractors, Harvesters, Haying Equipment, Others)
    • 5.2.3. By Region
    • 5.2.4. By Company (2025)
  • 5.3. Market Map

6. North America Agriculture Equipment Finance Market Outlook

  • 6.1. Market Size & Forecast
    • 6.1.1. By Value
  • 6.2. Market Share & Forecast
    • 6.2.1. By Finance Type
    • 6.2.2. By Product Type
    • 6.2.3. By Country
  • 6.3. North America: Country Analysis
    • 6.3.1. United States Agriculture Equipment Finance Market Outlook
      • 6.3.1.1. Market Size & Forecast
        • 6.3.1.1.1. By Value
      • 6.3.1.2. Market Share & Forecast
        • 6.3.1.2.1. By Finance Type
        • 6.3.1.2.2. By Product Type
    • 6.3.2. Canada Agriculture Equipment Finance Market Outlook
      • 6.3.2.1. Market Size & Forecast
        • 6.3.2.1.1. By Value
      • 6.3.2.2. Market Share & Forecast
        • 6.3.2.2.1. By Finance Type
        • 6.3.2.2.2. By Product Type
    • 6.3.3. Mexico Agriculture Equipment Finance Market Outlook
      • 6.3.3.1. Market Size & Forecast
        • 6.3.3.1.1. By Value
      • 6.3.3.2. Market Share & Forecast
        • 6.3.3.2.1. By Finance Type
        • 6.3.3.2.2. By Product Type

7. Europe Agriculture Equipment Finance Market Outlook

  • 7.1. Market Size & Forecast
    • 7.1.1. By Value
  • 7.2. Market Share & Forecast
    • 7.2.1. By Finance Type
    • 7.2.2. By Product Type
    • 7.2.3. By Country
  • 7.3. Europe: Country Analysis
    • 7.3.1. Germany Agriculture Equipment Finance Market Outlook
      • 7.3.1.1. Market Size & Forecast
        • 7.3.1.1.1. By Value
      • 7.3.1.2. Market Share & Forecast
        • 7.3.1.2.1. By Finance Type
        • 7.3.1.2.2. By Product Type
    • 7.3.2. France Agriculture Equipment Finance Market Outlook
      • 7.3.2.1. Market Size & Forecast
        • 7.3.2.1.1. By Value
      • 7.3.2.2. Market Share & Forecast
        • 7.3.2.2.1. By Finance Type
        • 7.3.2.2.2. By Product Type
    • 7.3.3. United Kingdom Agriculture Equipment Finance Market Outlook
      • 7.3.3.1. Market Size & Forecast
        • 7.3.3.1.1. By Value
      • 7.3.3.2. Market Share & Forecast
        • 7.3.3.2.1. By Finance Type
        • 7.3.3.2.2. By Product Type
    • 7.3.4. Italy Agriculture Equipment Finance Market Outlook
      • 7.3.4.1. Market Size & Forecast
        • 7.3.4.1.1. By Value
      • 7.3.4.2. Market Share & Forecast
        • 7.3.4.2.1. By Finance Type
        • 7.3.4.2.2. By Product Type
    • 7.3.5. Spain Agriculture Equipment Finance Market Outlook
      • 7.3.5.1. Market Size & Forecast
        • 7.3.5.1.1. By Value
      • 7.3.5.2. Market Share & Forecast
        • 7.3.5.2.1. By Finance Type
        • 7.3.5.2.2. By Product Type

8. Asia Pacific Agriculture Equipment Finance Market Outlook

  • 8.1. Market Size & Forecast
    • 8.1.1. By Value
  • 8.2. Market Share & Forecast
    • 8.2.1. By Finance Type
    • 8.2.2. By Product Type
    • 8.2.3. By Country
  • 8.3. Asia Pacific: Country Analysis
    • 8.3.1. China Agriculture Equipment Finance Market Outlook
      • 8.3.1.1. Market Size & Forecast
        • 8.3.1.1.1. By Value
      • 8.3.1.2. Market Share & Forecast
        • 8.3.1.2.1. By Finance Type
        • 8.3.1.2.2. By Product Type
    • 8.3.2. India Agriculture Equipment Finance Market Outlook
      • 8.3.2.1. Market Size & Forecast
        • 8.3.2.1.1. By Value
      • 8.3.2.2. Market Share & Forecast
        • 8.3.2.2.1. By Finance Type
        • 8.3.2.2.2. By Product Type
    • 8.3.3. Japan Agriculture Equipment Finance Market Outlook
      • 8.3.3.1. Market Size & Forecast
        • 8.3.3.1.1. By Value
      • 8.3.3.2. Market Share & Forecast
        • 8.3.3.2.1. By Finance Type
        • 8.3.3.2.2. By Product Type
    • 8.3.4. South Korea Agriculture Equipment Finance Market Outlook
      • 8.3.4.1. Market Size & Forecast
        • 8.3.4.1.1. By Value
      • 8.3.4.2. Market Share & Forecast
        • 8.3.4.2.1. By Finance Type
        • 8.3.4.2.2. By Product Type
    • 8.3.5. Australia Agriculture Equipment Finance Market Outlook
      • 8.3.5.1. Market Size & Forecast
        • 8.3.5.1.1. By Value
      • 8.3.5.2. Market Share & Forecast
        • 8.3.5.2.1. By Finance Type
        • 8.3.5.2.2. By Product Type

9. Middle East & Africa Agriculture Equipment Finance Market Outlook

  • 9.1. Market Size & Forecast
    • 9.1.1. By Value
  • 9.2. Market Share & Forecast
    • 9.2.1. By Finance Type
    • 9.2.2. By Product Type
    • 9.2.3. By Country
  • 9.3. Middle East & Africa: Country Analysis
    • 9.3.1. Saudi Arabia Agriculture Equipment Finance Market Outlook
      • 9.3.1.1. Market Size & Forecast
        • 9.3.1.1.1. By Value
      • 9.3.1.2. Market Share & Forecast
        • 9.3.1.2.1. By Finance Type
        • 9.3.1.2.2. By Product Type
    • 9.3.2. UAE Agriculture Equipment Finance Market Outlook
      • 9.3.2.1. Market Size & Forecast
        • 9.3.2.1.1. By Value
      • 9.3.2.2. Market Share & Forecast
        • 9.3.2.2.1. By Finance Type
        • 9.3.2.2.2. By Product Type
    • 9.3.3. South Africa Agriculture Equipment Finance Market Outlook
      • 9.3.3.1. Market Size & Forecast
        • 9.3.3.1.1. By Value
      • 9.3.3.2. Market Share & Forecast
        • 9.3.3.2.1. By Finance Type
        • 9.3.3.2.2. By Product Type

10. South America Agriculture Equipment Finance Market Outlook

  • 10.1. Market Size & Forecast
    • 10.1.1. By Value
  • 10.2. Market Share & Forecast
    • 10.2.1. By Finance Type
    • 10.2.2. By Product Type
    • 10.2.3. By Country
  • 10.3. South America: Country Analysis
    • 10.3.1. Brazil Agriculture Equipment Finance Market Outlook
      • 10.3.1.1. Market Size & Forecast
        • 10.3.1.1.1. By Value
      • 10.3.1.2. Market Share & Forecast
        • 10.3.1.2.1. By Finance Type
        • 10.3.1.2.2. By Product Type
    • 10.3.2. Colombia Agriculture Equipment Finance Market Outlook
      • 10.3.2.1. Market Size & Forecast
        • 10.3.2.1.1. By Value
      • 10.3.2.2. Market Share & Forecast
        • 10.3.2.2.1. By Finance Type
        • 10.3.2.2.2. By Product Type
    • 10.3.3. Argentina Agriculture Equipment Finance Market Outlook
      • 10.3.3.1. Market Size & Forecast
        • 10.3.3.1.1. By Value
      • 10.3.3.2. Market Share & Forecast
        • 10.3.3.2.1. By Finance Type
        • 10.3.3.2.2. By Product Type

11. Market Dynamics

  • 11.1. Drivers
  • 11.2. Challenges

12. Market Trends & Developments

  • 12.1. Merger & Acquisition (If Any)
  • 12.2. Product Launches (If Any)
  • 12.3. Recent Developments

13. Global Agriculture Equipment Finance Market: SWOT Analysis

14. Porter's Five Forces Analysis

  • 14.1. Competition in the Industry
  • 14.2. Potential of New Entrants
  • 14.3. Power of Suppliers
  • 14.4. Power of Customers
  • 14.5. Threat of Substitute Products

15. Competitive Landscape

  • 15.1. Adani Group
    • 15.1.1. Business Overview
    • 15.1.2. Products & Services
    • 15.1.3. Recent Developments
    • 15.1.4. Key Personnel
    • 15.1.5. SWOT Analysis
  • 15.2. AGCO Corporation
  • 15.3. Agricultural Bank.of China
  • 15.4. Argo Tractors SpA
  • 15.5. Barclays PLC
  • 15.6. BNP Paribas S.A.
  • 15.7. Citigroup Inc.
  • 15.8. John Deere Group
  • 15.9. ICICI Bank Limited
  • 15.10. IDFC FIRST Limited

16. Strategic Recommendations

17. About Us & Disclaimer