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市场调查报告书

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1556150

保险科技市场：现况分析与预测 (2024-2032)

Insurtech Market: Current Analysis and Forecast (2024-2032)

出版日期: 2024年08月01日 | 出版商:

UnivDatos Market Insights Pvt Ltd | 英文 154 Pages | 商品交期: 最快1-2个工作天内

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简介目录

全球保险科技市场规模预计将在2023年达到 78.5亿美元，并在2024-2032年预测期内以约 40.21%的年复合成长率强劲成长。促进保险科技市场成长的主要因素之一是世界各国政府不断增加的监管支持。这些保险政策措施目的是改善数位化工作，并帮助保险服务提供者减少与客户互动和理赔支付相关的问题。例如，2024年，印度保险监理和发展局 (IRDAI) 批准了基于印度保险公司八项原则的法规。这些法规目的是为保险公司和通路在投诉处理风险管理方面采用标准程序和最佳实践。该法规还推广了 BIMA Sugam，这是一个促进保险相关活动的线上市场。

再例如，2024年，纽西兰商业、创新和就业部宣布将现代化和完善保险法，帮助消费者和企业有效保护自己免受风险。

世界各国政府越来越重视保险业的快速数位化，以便轻鬆解决客户查询并扩展各个领域的保险服务，估计2024年至2032年保险科技市场需求将增加。

依保险科技的类型，市场分为汽车保险、商业保险、健康保险、家庭保险、专业保险、旅游保险等。其中，健康险和车险在全球占有很大占有率。这一成长的主要原因是世界各地的人们的医疗保健意识越来越强，越来越多的患者选择医疗保险服务。医疗保险的这一顺风使得领先的公司转向数位解决方案，不仅为客户提供服务，还为他们提供最新的服务、及时的付款等。

依技术划分，全球保险科技市场分为区块链、云端运算、物联网、机器学习、机器人咨询等。其中，由于产业向数位化解决方案转型，以及对易于部署、灵活可用的海量运算和储存解决方案的需求，云端运算市场占据了主要市场占有率。随着大量资料的收集，云端运算服务供应商帮助保险公司围绕不同的消费者购买模式增强其产品。

为了更了解保险科技在亚太地区其他地区的市场渗透率，根据北美、欧洲、亚太地区和亚太地区其他地区等地区的存在对全球保险科技市场进行了分析。其中，2023年北美地区将占很大比例。北美拥有庞大的保险业，期待透过数位化解决方案全面支持保险科技的融合。此外，该地区还是一些世界上最大的保险公司的所在地。鑑于巨额保费收取和保险公司的存在，预计该地区未来将主导保险科技需求。

市场上的主要参与者包括 Damco Group、DXC Technology Company、Insurance Technology Services、Majesco、Oscar Insurance、Quantemplate、Shift Technology、InsureMo Corporation、Wipro Limited、Zhogan Insurance 等。

Insurtech refers to Insurance Technology services designed to offer digital services to insurance providers. These digital services offer real-time information to the insurance providers assisting in product customization, real-time information, money and savings, improving competitiveness, and making insurance services more sustainable. As the vast information is collected through various user patterns, a better-suited insurance product is offered further improving the expansion of insurance services.

The Global Insurtech market was valued at USD 7850 million in 2023 and is expected to grow at a strong CAGR of around 40.21% during the forecast period (2024-2032). One of the key factors that has contributed to the growth of the Insurtech market is rising regulatory support by various governments across the globe. These insurance policy measures are targeted to improve the digitalization efforts as well as enable the insurance services providers to reduce the issues related to customer handling and claim disbursements. For instance, in 2024, the Insurance Regulatory Development Authority of India (IRDAI) approved eight principle-based regulations for insurance companies in India. These regulations target on adoption of standard procedures and best practices of insurance companies and distribution channels for grievance redressal risk management. The regulations also promote BIMA Sugam an online marketplace for facilitating insurance-related activities.

In another instance, in 2024, the Ministry of Business, Innovation & Employment New Zealand announced that it would modernize and improve insurance law so that consumers and businesses can effectively protect themselves against risk.

With the higher focus of the governments across the globe towards the speedy digitalization in the insurance sector for easy customer query redressal and expansion of insurance services in different sectors the demand for the Insurtech market is anticipated to rise during 2024-2032.

Based on the Type of Insurtech the market is segmented into Auto, Business, Health, Home, Specialty, Travel, and Others. Of these health and auto insurance have held major market share across the globe. Some of the key factors attributed to the growth are increased healthcare awareness among the global population which translated into a higher number of patients opting for health insurance services further strengthening the segment. This impetus towards healthcare insurance has further led to companies opting for digital solutions to not only cater to the customers but also provide them with up-to-date services, timely disbursements, etc.

Based on technology, the global Insurtech market has been segmented into blockchain, cloud computing, IoT, machine learning, robo advisory, and others. Of this, the Cloud computing market has held the major market share owing to the industry transformation towards digital solutions and the requirement of vast computing and storage solutions with ease of deployment and flexibility of use. With the vast amount of data being collected cloud computing services providers are supporting insurance companies to enhance their products offering with respect to various consumer purchase patterns.

For a better understanding of the market adoption of Insurtech, the Global Insurtech market is analyzed based on its worldwide presence in regions such as North America, Europe, Asia-Pacific, and the Rest of the World. Of these, the North American region held a significant share in 2023. North America has a vast insurance industry, and it is looking forward to comprehensively supporting the integration of insurance technologies through digital solutions. Additionally, the region is home to some of the largest insurance companies across the globe. Considering the vast volume of premium collected, and the presence of ins the region is further anticipated to dominate the demand for Insurtech in the coming period.

Some of the major players operating in the market include Damco Group, DXC Technology Company, Insurance Technology Services, Majesco, Oscar Insurance, Quantemplate, Shift Technology, InsureMo Corporation, Wipro Limited and Zhogan Insurance.

1.MARKET INTRODUCTION

1.1. Market Definitions
1.2. Main Objective
1.3. Stakeholders
1.4. Limitation

2.RESEARCH METHODOLOGY OR ASSUMPTION

2.1. Research Process of the Insurtech Market
2.2. Research Methodology of the Insurtech Market
2.3. Respondent Profile

3.EXECUTIVE SUMMARY

3.1. Industry Synopsis
3.2. Segmental Outlook
- 3.2.1. Market Growth Intensity
3.3. Regional Outlook

4.MARKET DYNAMICS

4.1. Drivers
4.2. Opportunity
4.3. Restraints
4.4. Trends
4.5. PESTEL Analysis
4.6. Demand Side Analysis
4.7. Supply Side Analysis
- 4.7.1. Investment Scenario
- 4.7.2. Industry Insights: Leading Startups and Their Unique Strategies

5.PRICING ANALYSIS

5.1. Regional Pricing Analysis
5.2. Price Influencing Factors

6.GLOBAL INSURTECH MARKET REVENUE (USD MN), 2022-2032F

7.MARKET INSIGHTS BY TYPE

7.1. Auto
7.2. Business
7.3. Health
7.4. Home
7.5. Specialty
7.6. Travel
7.7. Others

8.MARKET INSIGHTS BY TECHNOLOGY

8.1. Blockchain
8.2. Cloud Computing
8.3. IoT
8.4. Machine Learning
8.5. Robo Advisory
8.6. Others

9.MARKET INSIGHTS BY SERVICE

9.1. Consulting
9.2. Support & Maintenance
9.3. Managed Services

10.MARKET INSIGHTS BY END USER

10.1. Automotive
10.2. BFSI
10.3. Government
10.4. Healthcare
10.5. Manufacturing
10.6. Retail
10.7. Transportation
10.8. Others

11.MARKET INSIGHTS BY REGION

11.1. North America
- 11.1.1. U.S.
- 11.1.2. Canada
- 11.1.3. Rest of North America
11.2. Europe
- 11.2.1. Germany
- 11.2.2. U.K.
- 11.2.3. France
- 11.2.4. Italy
- 11.2.5. Spain
- 11.2.6. Rest of Europe
11.3. Asia-Pacific
- 11.3.1. China
- 11.3.2. Japan
- 11.3.3. India
- 11.3.4. Rest of Asia-Pacific
11.4. Rest of World

12.VALUE CHAIN ANALYSIS

12.1. Marginal Analysis
12.2. List of Market Participants

13.COMPETITIVE LANDSCAPE

13.1. Competition Dashboard
13.2. Competitor Market Positioning Analysis
13.3. Porter Five Forces Analysis

14.COMPANY PROFILED

14.1. Damco Group
- 14.1.1. Company Overview
- 14.1.2. Key Financials
- 14.1.3. SWOT Analysis
- 14.1.4. Product Portfolio
- 14.1.5. Recent Developments
14.2. DXC Technology Company
14.3. Insurance Technology Services
14.4. Majesco
14.5. Oscar Insurance
14.6. Quantemplate
14.7. Shift Technology
14.8. InsureMo Corporation
14.9. Wipro Limited
14.10. Zhongan Insurance

15.ACRONYMS & ASSUMPTION

16.ANNEXURE

02-2729-4219

+886-2-2729-4219

License/价格

保险科技市场：现况分析与预测 (2024-2032)

Insurtech Market: Current Analysis and Forecast (2024-2032)

目录

第1章市场介绍

第2章研究方法或前提

第3章执行摘要

第4章市场力学

第5章价格分析

第6章 2022-2032年全球保险科技市场收入

第7章市场分析：依类型

第8章市场分析：依技术

第9章市场分析：依服务

第10章市场分析：依最终使用者划分

第11章市场分析：地域别

第12章价值链分析

第13章竞合情势

第14章公司简介

第15章缩写与假设

第16章附录