全球实时支付市场：2023 年

Global Real-Time Payment Market 2023

出版日期: 2023年04月11日 | 出版商:

yStats.com | 英文 116 Pages | 商品交期: 最快1-2个工作天内

价格

简介目录

实时支付的市场规模预计从 2022 年到 2028 年将呈现两位数的复合年增长率，并在 2028 年增长到数十亿欧元的规模。

COVID-19 大流行的爆发改变了消费者和企业的支付方式，增加了他们对 BNPL、一键支付和实时支付等新支付方式的依赖。实时支付系统在成本节约和支付成功率方面为消费者和企业带来好处。

本报告调查了全球实时支付市场，总结了全球、地区和主要国家的实时支付认知、使用趋势以及实际和预测的交易金额。

内容

第一章管理总结

第二章世界

实时支付市场概况及发展
实时支付市场规模：2022/2028
通过实时支付在 30 个主要市场为消费者和企业节省的总费用
30 个市场实时支付的 GDP 总和
使用实时支付并非常重视其功能的大公司所占的百分比
计划在未来 12 个月内扩展或已经扩展其实时支付功能的公司所占的百分比
在收款时重视实时付款的公司所占百分比

第 3 章亚太地区

中国
印度
日本
韩国
澳大利亚
新加坡
泰国
马来西亚
菲律宾
斯里兰卡

第 4 章北美

美国
加拿大

第 5 章欧洲

地区
英国
德国
荷兰
瑞典
瑞士
俄罗斯
波兰
土耳其人
匈牙利

第六章拉丁美洲

地区
巴西
墨西哥
哥伦比亚
智利
秘鲁

第 7 章中东

沙特阿拉伯
阿联酋
乔丹
巴林
阿曼
埃及

第8章非洲

南非
尼日利亚
肯尼亚
加纳

简介目录

Product Code: 1612

"Real-time payments market forecasted to witness double-digit CAGR between 2022 and 2028": new yStats.com report.

Real-time payments are steadily gaining momentum as a preferred payment system

The outbreak of the pandemic led to a shift in the way consumers and business globally made payments, thereby increasing the dependence on newer payment methods such as BNPL, one-click payments as well as real-time payments. Real-time payment systems offer benefits in terms of cost reductions and payment success rate to consumers and businesses alike. Thus, the market size of real-time payments is forecasted to see a double-digit CAGR from 2022 through 2028, with the value reaching billions of euros by 2028, as spelled out by the new yStats.com report. Large firms are also modernizing their payment ecosystem to further streamline instant transfers, thus as of July 2022, close to three-quarters of firms globally using real-time payment system regraded their capabilities as highly important. The introduction of Zengin in Japan prompted other countries globally specially India, Brazil, Singapore, Thailand, Australia, and the UK among others to implement their own instant payment systems. While UPI in India and PIX in Brazil are the frontrunners in usage of instant payment systems, countries in other regions such as MENA, Africa, and Latin America are also catching up. For instance, in Australia, the New Payments Platform (NPP) has had more than a billion transfers representing a value of over trillions of euros since its launch. Likewise, PromptPay, the real-time payments system in Thailand saw a value of transactions amounting to certain billion euros as of October 2022, according data cited in the latest yStats.com report. Unlike other nations where real-time payment solutions emerged due to a collective efforts of the government and the central bank, Colombia's real-time payment system, Transfiya developed as a result of private arrangements to support the country's financial inclusion goals and has seen constant growth since its launch. Furthermore, CliQ in Jordan, Fawri+ in Bahrain, and GhIPSS Instant Pay, in Ghana are some other instant payment systems worldwide that are seeing growth in adoption and usage.

Despite slow growth of the real-time payment infrastructure in Europe, countries in the region are taking steps to encourage usage and adoption.

The payment landscape in Europe changed with the launch of SEPA in 2008, which led to the smooth functioning of credit transfers as well as direct debit in the EU. To encourage growth of alternative payment methods such as real-time payments, the ECB launched the TARGET Instant Payment Settlement Scheme and later the SEPA Instant. However, the adoption and usage of SEPA Instant in Europe varied across nations. For instance, Luxembourg, Malta, and Italy were the top 3 nations in Europe with the highest share of respondents claiming access to SEPA Instant, and Greece has the lowest share of respondents having access to the system, as per the new yStats.com report. Germany, on the other hand, had the highest number of participants in both SEPA and SEPA Instant and the number of real-time payment transfers is forecasted to grow at a double-digit CAGR between 2021 and 2026, reaching a number in billions as of 2026. To encourage the growth of SEPA Instant, banks offering SEPA will also be obliged to provide SEPA Instant services in Europe. Additionally, in countries such as Netherlands, the share of real-time payment transactions in terms of volume is forecasted to witness a rise of several percentage points by 2026. The real-time payment system of Russia, SBP, also showed constant progress in volume and value of transactions from Q1 2021 to Q2 2022, according to the new yStats.om publication.

1. Management Summary

2. Global

Real-Time Payment Market Overview and Developments, January 2023
Real-Time Payment Market Size, in USD billion, 2022 & 2028f
Total Value of Savings for Consumers and Businesses Facilitated by Real-Time Payments Across 30 Key Markets, in USD billion, 2021 & 2026f
Total GDP Facilitated by Real-Time Payments Across 30 Markets, in USD billion, 2021 & 2026f
Share of Large Firms Using Real-Time Payments and That Consider the Capability Highly Important, in %, July 2022
Share of Companies That Plan to Expand Their RTP Capabilities in the Next 12 Months or Are Already Doing So, in %, July 2022
Share of Companies Viewing Real-Time Payments As Important for Receiving Payments, by Revenue, in %, July 2022