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市场调查报告书
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1853706

按交易类型、垂直产业、终端用户设备、技术和部署模式分類的语音支付市场—2025-2032年全球预测

Voice-based Payments Market by Transaction Type, Industry Vertical, End User Device, Technology, Deployment Mode - Global Forecast 2025-2032
出版日期: | 出版商: 360iResearch | 英文 191 Pages | 商品交期: 最快1-2个工作天内

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预计到 2032 年，语音支付市场规模将达到 244.4 亿美元，复合年增长率为 13.08%。

关键市场统计数据
基准年2024年 91.4亿美元
预计年份：2025年 103.5亿美元
预测年份 2032 244.4亿美元
复合年增长率 (%) 13.08%

本文全面概述了语音技术、设备生态系统和安全通讯协定的进展如何重新定义交易体验和企业优先事项。

语音支付正成为使用者体验、安全性和基础设施交汇处的新兴技术前沿，重塑价值交换方式。随着自然语言介面日趋成熟和边缘运算的扩展，语音支付正从一种新奇事物转变为一种合法的交易媒介，能够处理身份验证、授权和支付流程。这项转变得益于自动语音辨识、自然语言处理和语音生物辨识技术的进步，这些技术能够实现精准的意图捕捉、情境理解和强大的使用者身分验证。

智慧音箱、穿戴式装置、智慧型手机、智慧电视和车载系统各自拥有独特的互动模式和限制，这些都会影响整合方案的选择。对于企业而言，这些不同的终端设备需要协调一致地实现互通性、隐私控制和合规性。因此，零售、银行、医疗保健、电信、旅游等行业的相关人员必须重新思考其支付流程，将语音支付作为一种管道，同时维护用户信任并最大限度地降低诈欺风险。

这些动态共同造就了机会与挑战。先行者可以实现差异化的客户体验和营运效率，但成功取决于能否整合合适的技术堆迭、管治框架和合作伙伴生态系统。因此，策略规划必须强调模组化架构、隐私优先的设计以及可扩展的部署模型，以适应设备异质性和不断变化的监管环境。

为什么人工智慧主导的语言介面、生物识别安全和改进的生态系统伙伴关係正在加速语音支付的商业性化应用

由于技术进步、消费者期望的改变以及身分验证和隐私保护法规的日益严格，语音支付领域正在经历重大变革。在技​​术层面，云端原生架构和机器学习技术的进步显着降低了延迟并提高了辨识准确率。自然语言处理如今已超越了基本的命令识别，能够处理对话中的细微差别和多轮交互，从而实现透过自然交互发起、确认和结算支付。

同时，安全模型也在不断演进。语音生物辨识和多因素策略正与情境讯号和设备认证结合，从而建构起多层防御体系，有效抵御诈欺。这种转变强调行为和生物特征而非静态凭证，使认证环境语音互动的持续性和环境性。因此，信任模型也在进行重构，以在便利性和风险降低之间取得平衡。

从市场角度来看，企业采用模式正从试点阶段转向规模化阶段，早期概念验证着重于高频、低价值交易，以检验使用者体验和安全假设，然后再着手处理更复杂的支付情境。银行、支付网路、设备原始设备製造商 (OEM) 和系统整合商之间的伙伴关係变得至关重要。累积而言，这促成了一个成熟的生态系统，语音支付已从实验阶段过渡到实际营运阶段，鼓励各组织机构采用更清晰的管治、隐私保护措施和整合蓝图。

评估近期影响电子产品和零件的关税政策变化如何改变语音支付生态系统中的供应策略、部署选择和供应商经济状况。

美国2025年关税政策的推出与演变，为语音支付生态系统带来了新的商业摩擦，其影响主要体现在硬体供应链和零件采购。对某些进口电子元件和成品征收的关税导致智慧音箱、智慧型手机、穿戴式装置和车载资讯娱乐模组的到岸成本上升，迫使硬体供应商重新评估筹资策略和库存管理。为此，供应商正寻求区域多元化、生产回流和供应商整合，以减轻关税的影响并实现可预测的交货时间。

这些供应侧的调整也会对解决方案整合商和服务提供者产生下游影响。设备成本上升和采购前置作业时间延长正推动以软体为中心的策略，这种策略能够充分利用现有装置量，而不是依赖新的硬体部署。因此，企业优先考虑跨平台相容性、轻量客户端和云端辅助处理，以延长现有设备的使用寿命，同时保持功能一致性。同时，关税主导的成本压力正在影响商家、支付处理商和技术供应商之间的价格谈判，他们往往倾向于采用订阅或服务模式，将资本支出转化为营运成本。

此外，关税趋势正促使监管机构和采购利益相关人员优先考虑产品追溯、资料居住和国内製造奖励。这些政策讯号影响供应商的长期选择、风险评估和策略规划，推动了对灵活部署架构（包括云端和本地部署）的需求，这些架构能够适应不断变化的贸易环境，并在不断变化的成本结构下支援服务的连续性。

透过全面的细分主导洞察，将交易类型、产业限制、设备多样性和技术选择连结起来，从而优先考虑语音支付策略。

细緻的细分方法对于理解语音支付在哪些领域能够带来最大的商业性和技术价值至关重要。从交易类型角度分析交易，可以发现企业对企业 (B2B)、企业对消费者 (B2C)、个人对商家 (P2M) 和个人对个人 (P2P) 等不同用例中存在清晰的营运模式。企业对企业流程（例如发票支付和供应商付款）通常优先考虑匹配完整性、审核追踪和多方核准；而企业对消费者互动（例如一次性购买和订阅付款）则强调无缝的用户授权和定期核准管理。个人对个人场景（包括帐单支付和零售支付）需要快速取得意图和低延迟确认；而个人对个人转帐和信用额度则需要强大的身分验证和转帐争议处理机制。

在各个垂直行业中，例如金融服务、医疗保健、零售、电信、旅游酒店等，每个行业都有其独特的限制，这些限制进一步影响它们的功能集和合规要求。在金融服务领域，银行、资本市场和保险业需要严格的KYC（了解你的客户）和电子商务；医疗保健行业，包括诊所、医院和药房，需要保护患者隐私，并确保计费代码和支付方式的一致性；电讯运营商和通讯业者服务提供商面临着运营商级别的收费集成和用户验证；而匹配汽车

终端用户设备的细分凸显了互动功能和技术限制如何驱动解决方案设计。车载系统分为售后市场和原厂配套资讯娱乐系统，对延迟和安全性提出了严格的要求。智慧音箱（以品牌生态系统为代表）需要类似管家式的对话模式。智慧型电视及其平台需要不引人注意的交易介面，而智慧型手机（包括安卓和iOS系统）仍然是最灵活的支付工具。智慧眼镜和智慧型手錶等穿戴式装置则优先考虑一目了然、节能的身份验证。

架构和部署类型也会影响架构上的权衡取舍。自动语音辨识方法在云端基础服务和本地部署实例之间有所不同，而无论采用带内或带外实现，DTMF 作为备用通道仍然适用。自然语言处理策略在机器学习主导系统和基于规则的流程之间摇摆不定，语音生物辨识方法也涵盖了说话者辨识和语音生物辨识等多种方式。最后，云端部署和本地部署模式（包括混合云端、私有云端、公共云端和本地资料中心部署）的选择决定了延迟、隐私控制和整合工作量。这些细分视角建构了一个需求矩阵，用于制定产品蓝图、风险评估和打入市场策略。

美洲、欧洲、中东和非洲以及亚太地区的采用模式和监管差异将决定差异化的语音支付策略。

区域因素对语音支付的策略重点和普及路径有显着影响。在美洲，创新主要由金融科技公司推动，这些公司拥有广泛的消费者对语音助理的接受度、完善的商家基础设施以及推动与现有支付管道快速整合的竞争环境。这种环境有利于专注于零售和消费者服务的试点项目，而强调消费者资料保护和支付安全的法规将推动企业采用分层生物识别和情境认证技术。

在欧洲、中东和非洲，监管环境的差异和数位基础设施水准的参差不齐导致了数位支付普及程度的差异。一些市场优先考虑强有力的隐私保护和本地化资料处理，推动了本地部署或混合部署模式的发展；而另一些市场则优先考虑新兴市场走廊中数位支付的快速普及，并倾向于轻量级、行动优先的语音流程。跨境汇款和多语言问题是该地区许多司法管辖区的重要考量因素，因此需要强大的自然语言处理能力，以支持各种口音和方言。

亚太地区的特点是行动支付生态系统先进，智慧设备普及率迅速提高。多个市场对非接触式支付和行动钱包的接受度很高，并且正在加速探索语音支付这一替代管道。此外，政府为加强国内製造业和资料在地化而倡议也将影响部署和筹资策略。这些区域差异共同要求制定独特的市场准入计划和模组化架构，以应对该地区的监管、语言和基础设施环境。

分析平台提供者、专业语音供应商、支付处理商和整合商如何合作与竞争，以实现安全的语音交易。

语音支付领域的竞争格局由成熟的平台供应商、专业的语音技术供应商、支付处理商和系统整合商组成，各方都为价值链贡献独特的优势。平台供应商通常提供端到端的生态系统，以促进品牌设备的快速部署；而专业供应商则在自动语音辨识、自然语言理解和语音生物识别方面拥有深厚的专业知识。支付处理商和卡片组织提供必要的支付管道和机制，而係统整合商则在弥合企业后勤部门系统、商家销售点环境和终端设备之间的鸿沟方面发挥关键作用。

这些参与者之间的策略合作是一个反覆出现的主题。例如，将生物识别引擎与支付编配服务相结合的伙伴关係有助于减少摩擦，同时确保合规性和审核。同样，通讯业者和平台供应商之间的联盟能够在以行动订阅作为主要身分锚点的市场中大规模实现营运商计费和身分验证。竞争优势越来越取决于能否提供保护隐私的生物辨识解决方案、设备间的互通性以及低延迟的交易处理。

买家在选择供应商时，应基于其专业领域知识、特定行业垂直领域的整合经验、成熟的安全实践以及适应本地合规要求的灵活性。能够提供透明的模型检验、强大的数据管治以及清晰的客製化路径的供应商，将更有利于赢得企业合约和长期合作协议。

为企业提供切实可行且可扩展的建议，以透过分阶段试点、模组化架构和管治来检验、保障和营运语音支付。

产业领导者应采取务实的分阶段方法，在客户经验创新与安全性和营运韧性之间取得平衡。优先进行高频、低复杂度交易的试验计画，以检验对话流程和生物识别的可靠性，同时避免使组织面临过高的支付风险。这些试点计画应采用严格的日誌记录和分析方法，以了解意图准确性、身份验证成功率和使用者情绪，从而能够根据经验证据快速迭代。

其次，我们强调架构优先的方法，将语音采集、意图处理、身份验证和支付层分开。这种模组化方法允许组件互换。例如，出于延迟或隐私方面的考虑，将云端自动语音辨识 (ASR) 替换为本地部署的 ASR 无需完全重新设计。同时，我们融入了隐私设计原则和选择性资料最小化，以符合当地法规和使用者期望。对于高风险交易，我们实施多因素身份验证策略，将语音生物识别与设备或辅助身份验证相结合。

第三，在原始设备製造商 (OEM)、支付处理商和系统整合商之间建立策略伙伴关係，以加速市场准入并利用现有信任。在适当情况下，投资于多语言和口音自适应的自然语言处理 (NLP) 技术，并设计能够跨异质设备运行的软体优先解决方案，以应对与关税相关的供应限制。最后，建立管治框架，以监控诈欺指标、模型偏差和合规义务，确保营运控制措施随着使用规模和攻击手法多样化而不断演进。

采用透明严谨的调查方法，结合相关人员访谈、技术能力测绘和情境评估，得出策略性结论。

我们的调查方法融合了定性和定量数据，建构了一套严谨透明的研究体系，从而获得可靠的策略洞察。主要资料来源包括对支付、IT与通讯、设备OEM厂商以及企业IT领导者等相关人员的结构化访谈，这些访谈提供了关于实施挑战、整合经验和安全优先事项的第一手观点。次要资料来源包括技术白皮书、标准、监管指南以及关于语音技术、生物辨识认证和支付系统互通性的公开报告。我们对这些多方面的证据进行了三角验证，以确保结论的一致性，并在必要时突出不同的观点。

此分析方法结合了相关人员访谈的主题分析、技术能力映射和基于场景的影响评估。主题分析识别出反覆出现的营运限制因素和成功因素，而能力映射则将供应商的产品与跨装置、交易类型和垂直行业的各种功能需求相匹配。基于情境的评估探讨了诸如资费、资料驻留限制和设备异质性等摩擦因素，以了解这些因素如何影响部署决策和供应商选择。

在整个研究过程中，品质保证措施包括同行评审研究结果、专家检验技术论点以及建立记录资讯来源的审核追踪。我们也评估了伦理考量和隐私影响，以确保建议符合使用者资料保护和透明度的最佳实践。透过这种方式，调查方法兼顾了实证严谨性和实际应用价值，从而为管理决策提供支援。

结论总结强调了模组化架构、隐私优先设计以及生态系统协作对于成功扩展语音支付规模的重要性。

如果企业能够平衡流畅的使用者体验和强大的安全控制，语音支付有望成为现代支付架构中的重要管道。高精度语音辨识、对话式自然语言处理和语音生物识别的融合，为降低支付摩擦提供了强有力的手段，但要充分发挥其潜力，需要严谨的实验、注重隐私的设计以及稳健的整合策略。从车载系统和智慧音箱到智慧型手机和穿戴式设备，设备的多样性既带来了机会，也带来了复杂性，因此模组化和跨平台相容性对于规模化至关重要。

监管动态和宏观经济因素（例如关税波动）将继续影响采购和部署选择，有利于软体驱动型解决方案以及能够适应区域限制的灵活云端和混合架构。最成功的采用者将是那些积极开展试点、衡量成功以持续学习，并建立将支付专业知识与语音技术优势相结合的伙伴关係的企业。简而言之，语音支付并非单一供应商的杰作，而是一个协调一致的生态系统，它需要将技术成熟度、用户信任和商业性奖励机制相结合，以提供安全、便捷且被广泛接受的交易体验。

目录

第一章：序言

第二章调查方法

第三章执行摘要

第四章 市场概览

第五章 市场洞察

  • 整合生物识别语音认证通讯协定以增强行动钱包交易安全性
  • 智慧家庭语音助理的快速普及，实现了无缝的应用程式内和零售支付体验。
  • 新的法规结构正在逐步形成，以解决语音启动支付交易中的资料隐私和合规性问题。
  • 持续开发支援全球市场各种语音支付指令的多语言自然语言处理系统
  • 金融科技公司与领先的语音平台供应商之间创新的伙伴关係模式加速了语音支付的普及。
  • 对话式人工智慧模型的进步使得透过情境化的语音支付提示实现流畅的结帐流程成为可能。
  • 将语音支付选项整合到联网汽车的资讯娱乐和导航系统中，以提升车内便利性。
  • 实施人工智慧驱动的深度造假检测解决方案，以打击语音支付诈骗和社交工程风险

第六章：美国关税的累积影响，2025年

第七章：人工智慧的累积影响，2025年

8. 按交易类型分類的语音支付市场

  • 企业对企业
    • 发票结算
    • 向供应商付款
  • 企业对消费者
    • 一次性购买
    • 订阅付款
  • 从个人到商家
    • 支付帐单
    • 零售支付
  • 人与人
    • 汇款
    • 传输

9. 按垂直行业分類的语音支付市场

  • BFSI
    • 银行业
    • 资本市场
    • 保险
  • 卫生保健
    • 诊所
    • 医院
    • 药局
  • 零售
    • 实体店面
    • 电子商务
  • 通讯
    • 网际网路服务供应商
    • 行动电信商
  • 旅游与饭店
    • 航空
    • 汽车租赁
    • 饭店

10. 按终端用户设备分類的语音支付市场

  • 车载系统
    • 售后资讯娱乐系统
    • OEM资讯娱乐系统
  • 智慧音箱
    • 亚马逊 Echo
    • Apple HomePod
    • Google Home
  • 智慧电视
    • Android TV
    • 泰善
    • webOS
  • 智慧型手机
    • 安卓
    • iOS
  • 穿戴式装置
    • 智慧眼镜
    • 智慧型手錶

第十一章：按技术分類的语音支付市场

  • 自动语音辨识
    • 云端自动语音识别
    • 本地部署 ASR
  • DTMF
    • 带内双音多频
    • 频宽外 DTMF
  • 自然语言处理
    • 基于机器学习
    • 基于规则
  • 语音生物识别
    • 说话者识别
    • 语音生物特征认证

第十二章：基于部署模式的语音支付市场

  • 云
    • 混合云端
    • 私有云端
    • 公共云端
  • 本地部署
    • 本地资料中心

13. 按地区分類的语音支付市场

  • 美洲
    • 北美洲
    • 拉丁美洲
  • 欧洲、中东和非洲
    • 欧洲
    • 中东
    • 非洲
  • 亚太地区

第十四章 按群体分類的语音支付市场

  • ASEAN
  • GCC
  • EU
  • BRICS
  • G7
  • NATO

15. 各国语音支付市场概况

  • 美国
  • 加拿大
  • 墨西哥
  • 巴西
  • 英国
  • 德国
  • 法国
  • 俄罗斯
  • 义大利
  • 西班牙
  • 中国
  • 印度
  • 日本
  • 澳洲
  • 韩国

第十六章 竞争格局

  • 2024年市占率分析
  • FPNV定位矩阵，2024
  • 竞争分析
    • Amazon.com, Inc.
    • Alphabet Inc.
    • Apple Inc.
    • PayPal Holdings, Inc.
    • Alibaba Group Holding Limited
    • Samsung Electronics Co., Ltd.
    • Tencent Holdings Limited
    • Visa Inc.
    • Mastercard Incorporated
    • SoundHound AI, Inc.
Product Code: MRR-8C74ADFC1499

The Voice-based Payments Market is projected to grow by USD 24.44 billion at a CAGR of 13.08% by 2032.

KEY MARKET STATISTICS
Base Year [2024] USD 9.14 billion
Estimated Year [2025] USD 10.35 billion
Forecast Year [2032] USD 24.44 billion
CAGR (%) 13.08%

An integrated overview of how advances in voice technologies, device ecosystems, and security protocols are redefining transaction experiences and enterprise priorities

Voice-based payments are emerging as a convergent technology frontier where user experience, security, and infrastructure intersect to reshape how value is exchanged. As natural language interfaces mature and edge compute expands, the modality of voice moves from novelty to a legitimate transactional medium capable of handling authentication, authorization, and settlement workflows. This shift is propelled by advances in automatic speech recognition, natural language processing, and voice biometrics, which together enable accurate intent capture, contextual understanding, and robust user verification.

In parallel, device diversification is accelerating adoption: smart speakers, wearables, smartphones, smart TVs, and in-vehicle systems each present unique interaction models and constraints that influence integration choices. For enterprises, these diverse endpoints require a calibrated approach to interoperability, privacy controls, and regulatory compliance. Consequently, stakeholders from retail, banking, healthcare, telecom, and travel must rethink payment flows to accommodate voice as a channel while preserving user trust and minimizing fraud exposure.

Taken together, these dynamics create both opportunity and complexity. Early movers can achieve differentiated customer experiences and operational efficiencies, yet success depends on converging the right technology stack, governance framework, and partner ecosystem. Therefore, strategic planning must emphasize modular architectures, privacy-first design, and scalable deployment models that adapt to device heterogeneity and evolving regulatory landscapes.

How converging improvements in AI-driven language interfaces, biometric security, and ecosystem partnerships are accelerating commercial adoption of voice payments

The landscape for voice-based payments is undergoing transformative shifts driven by technological progress, changing consumer expectations, and a tightening regulatory focus on authentication and privacy. On the technology front, cloud-native architectures and improvements in machine learning have significantly reduced latency and improved recognition accuracy, enabling near-real-time transactional experiences that were previously impractical. Natural language processing has moved beyond basic command recognition to handle conversational nuance and multi-turn flows, which allows payments to be initiated, confirmed, and reconciled through natural dialogue.

Simultaneously, the security model is evolving: voice biometrics and multi-factor strategies are being combined with contextual signals and device attestations to create layered defenses against fraud. This shift emphasizes behavioral and biometric characteristics rather than static credentials, aligning authentication with the continuous and ambient nature of voice interactions. As a result, trust models are being rearchitected to balance convenience and risk reduction.

From a market perspective, enterprise adoption patterns are shifting toward pilot-to-scale trajectories where early proofs-of-concept focus on high-frequency, low-value transactions to validate UX and security assumptions before tackling more complex settlement scenarios. Partnerships across banks, payment networks, device OEMs, and system integrators are becoming crucial. Overall, the cumulative effect is a maturing ecosystem where voice transitions from experimental to operational, prompting organizations to adopt clearer governance, privacy safeguards, and integration roadmaps.

Assessing how recent tariff policy shifts affecting electronics and components are reshaping supply strategies, deployment choices, and vendor economics in the voice payments ecosystem

The introduction and evolution of United States tariff policies in 2025 have introduced a layer of commercial friction that ripples through the voice payments ecosystem, primarily by affecting hardware supply chains and component sourcing. Tariffs imposed on certain imported electronic components and finished devices have translated into higher landed costs for smart speakers, smartphones, wearables, and in-vehicle infotainment modules, prompting hardware vendors to reassess sourcing strategies and inventory management. In response, suppliers are exploring regional diversification, reshoring, and supplier consolidation to mitigate tariff exposure and achieve predictable delivery timelines.

These supply-side adjustments have downstream consequences for solution integrators and service providers. Increased device costs and procurement lead times encourage software-centric approaches that can leverage existing installed bases rather than relying on new hardware rollouts. Consequently, organizations are prioritizing cross-platform compatibility, lightweight clients, and cloud-assisted processing to extend the usable life of current devices while maintaining feature parity. At the same time, tariff-driven cost pressures influence pricing negotiations between merchants, payment processors, and technology vendors, often favoring subscription or service-based models that smooth capital expenditures into operating expenses.

Furthermore, tariff dynamics are prompting regulatory and procurement stakeholders to emphasize provenance, data residency, and domestic production incentives. These policy signals influence long-term vendor selection, risk assessments, and strategic planning, reinforcing the need for flexible deployment architectures-both cloud and on-premises-that can adapt to changing trade environments and support continuity of service under shifting cost structures.

Comprehensive segmentation-driven insights linking transaction modalities, industry constraints, device diversity, and technology choices to prioritize voice payment strategies

A nuanced segmentation approach is central to understanding where voice-based payments will deliver the greatest commercial and technical value. When transactions are viewed through the lens of transaction type, distinct operational patterns emerge across business-to-business, business-to-consumer, person-to-merchant, and person-to-person use cases. Business-to-business flows, including invoice settlements and supplier payments, typically prioritize reconciliation integrity, audit trails, and multi-actor approvals, whereas business-to-consumer interactions such as one-time purchases and subscription payments emphasize seamless user consent and recurring authorization management. Person-to-merchant scenarios that encompass bill payments and retail payments demand rapid intent capture and low-latency confirmation, while person-to-person remittances and transfers require robust identity verification and transfer dispute mechanisms.

Industry verticals further shape feature sets and compliance demands, with financial services, healthcare, retail, telecom, and travel and hospitality each presenting unique constraints. Within financial services, banking, capital markets, and insurance require stringent KYC and transaction provenance; healthcare settings spanning clinics, hospitals, and pharmacies must reconcile payments with patient privacy and billing codes; and retail, both brick-and-mortar and e-commerce, focuses on checkout flow optimization. Telecom operators and internet service providers face carrier-level billing integration and subscriber authentication, while travel segments including airlines, car rentals, and hotels need dynamic reservation and fare reconciliation capabilities.

End-user device segmentation highlights how interaction affordances and technical constraints drive solution design. In-vehicle systems, split between aftermarket and OEM infotainment, impose strict latency and safety considerations. Smart speakers, typified by branded ecosystems, demand concierge-style conversational models. Smart TVs and their platform variants require unobtrusive transactional overlays, and smartphones, across Android and iOS, remain the most flexible payment anchor. Wearables such as smart glasses and smart watches prioritize glanceable confirmations and energy-efficient authentication.

Technology and deployment modes also determine architectural trade-offs. Automatic speech recognition approaches differ when implemented as cloud-based services versus on-premises instances, and DTMF remains relevant for fallback channels across in-band and out-of-band implementations. Natural language processing strategies oscillate between machine learning-driven systems and rule-based flows, and voice biometrics approaches span speaker recognition to voiceprint authentication. Finally, deployment choices between cloud and on-premises models, including hybrid, private, and public cloud options as well as localized data center implementations, dictate latency, privacy controls, and integration effort. Together, these segmentation lenses create a matrix of requirements that informs product roadmaps, risk assessments, and go-to-market strategies.

Regional adoption patterns and regulatory nuances across the Americas, Europe, Middle East & Africa, and Asia-Pacific that determine differentiated voice payment strategies

Regional dynamics materially influence strategic priorities and adoption pathways for voice-based payments. In the Americas, innovation is driven by broad consumer acceptance of voice assistants, dense merchant infrastructure, and a competitive fintech landscape that pushes rapid integration with existing payment rails. This environment favors pilots focused on retail and consumer services, while regulatory emphasis on consumer data protection and payment security encourages enterprise adoption of layered biometric and contextual authentication techniques.

Across Europe, Middle East & Africa, regulatory heterogeneity and differing levels of digital infrastructure create a differentiated adoption map. Some markets prioritize strong privacy protections and localized data handling, prompting on-premises or hybrid deployment models, whereas others emphasize rapid digital payments adoption in emerging market corridors, which favors lightweight, mobile-first voice flows. In many jurisdictions within this region, cross-border remittances and multilingual capabilities are chief considerations, requiring robust natural language processing that supports diverse accents and dialects.

The Asia-Pacific landscape is characterized by a mix of advanced mobile payment ecosystems and rapidly growing smart device penetration. High acceptance of contactless and mobile wallets in several markets accelerates experimentation with voice as an alternative channel. Additionally, local platform ecosystems and OEM partnerships play an outsized role in driving scale, while government initiatives to bolster domestic manufacturing and data localization influence deployment and procurement strategies. Collectively, these regional contrasts necessitate tailored entry plans and modular architectures that accommodate local regulatory, linguistic, and infrastructural conditions.

An analysis of how platform providers, specialized voice vendors, payment processors, and integrators are collaborating and competing to enable secure voice-driven transactions

The competitive landscape for voice payments features a blend of established platform providers, specialized voice technology vendors, payment processors, and systems integrators, each contributing distinct capabilities to the value chain. Platform providers often offer end-to-end ecosystems that facilitate rapid deployment across branded devices, while specialized vendors bring deep expertise in automatic speech recognition, natural language understanding, and voice biometrics. Payment processors and card networks provide the necessary rails and settlement mechanics, and systems integrators play a pivotal role in bridging enterprise back-office systems, merchant point-of-sale environments, and device endpoints.

Strategic cooperation between these actor types is a recurring theme. For instance, partnerships that pair biometric verification engines with payment orchestration services help reduce friction while maintaining compliance and auditability. Similarly, alliances between telecom operators and platform vendors enable carrier-billing and identity assurance at scale in markets where mobile subscriptions serve as a primary identity anchor. Competitive differentiation increasingly hinges on the ability to deliver privacy-preserving biometric solutions, cross-device interoperability, and low-latency transaction processing.

For buyers, vendor selection should be informed by domain expertise, integration experience in their specific vertical, proven security practices, and agility in adapting to regional compliance requirements. Providers that demonstrate transparent model validation, robust data governance, and clear paths for customization will be best positioned to win enterprise engagements and long-term contracts.

Practical and scalable recommendations for enterprises to validate, secure, and operationalize voice payments through phased pilots, modular architectures, and governance

Industry leaders should adopt a pragmatic, phased approach that balances customer experience innovation with security and operational resilience. First, prioritize pilot programs that target high-frequency, low-complexity transactions to validate conversational flows and biometric reliability without exposing organizations to outsized settlement risk. These pilots should be instrumented with rigorous logging and analytics to capture intent accuracy, authentication success rates, and user sentiment, enabling rapid iteration based on empirical evidence.

Second, emphasize an architecture-first mindset that separates voice capture, intent processing, authentication, and settlement layers. This modular approach enables interchangeability of components-such as swapping between cloud ASR and on-premises ASR for latency or privacy reasons-without wholesale reengineering. Concurrently, embed privacy-by-design principles and selective data minimization to align with regional regulations and user expectations, and deploy multi-factor authentication strategies that combine voice biometrics with device attestations or secondary confirmation for higher-risk transactions.

Third, cultivate strategic partnerships across OEMs, payment processors, and systems integrators to accelerate go-to-market and leverage existing trust relationships. Invest in multilingual and accent-adaptive NLP capabilities where necessary, and prepare for tariff-related supply constraints by designing software-first solutions that can operate across heterogeneous device inventories. Finally, build a governance framework that monitors fraud indicators, model drift, and compliance obligations, ensuring that operational controls evolve as usage scales and threat vectors diversify.

A transparent and rigorous methodology integrating stakeholder interviews, technical capability mapping, and scenario-based assessments to underpin strategic conclusions

This research synthesized qualitative and quantitative inputs to create a rigorous and transparent methodology that supports robust strategic insights. Primary inputs included structured interviews with stakeholders across payments, telecommunications, device OEMs, and enterprise IT leadership, providing firsthand perspectives on deployment challenges, integration experience, and security priorities. Secondary sources encompassed technical white papers, standards and regulatory guidance, and public-domain reports on speech technologies, biometric authentication, and payment system interoperability. These multiple evidence streams were triangulated to ensure consistency and to surface divergent viewpoints where appropriate.

Analytical methods combined thematic analysis of stakeholder interviews with technology capability mapping and scenario-based impact assessment. The thematic analysis identified recurrent operational constraints and success factors, while capability mapping aligned vendor offerings to functional requirements across devices, transaction types, and industry verticals. Scenario-based assessment explored friction points such as tariffs, data residency constraints, and device heterogeneity to understand how these factors affect deployment decisions and vendor selection.

Throughout the research process, quality assurance steps included peer review of findings, validation of technical claims with domain experts, and audit trails documenting source provenance. Ethical considerations and privacy implications were also evaluated to ensure recommendations align with best practices for user data protection and transparency. The methodology thus balances empirical rigor with pragmatic relevance to support executive decision-making.

Concluding synthesis that highlights the necessity of modular architectures, privacy-first design, and ecosystem partnerships to scale voice payments successfully

Voice-based payments are poised to become a substantive channel within the modern payments architecture, provided organizations reconcile the tension between seamless user experiences and robust security controls. The convergence of accurate speech recognition, conversational NLP, and voice biometrics offers a compelling path to reduce friction at the point of transaction, but realizing this potential requires disciplined experimentation, privacy-forward design, and resilient integration strategies. Device diversity-from in-vehicle systems and smart speakers to smartphones and wearables-creates both opportunity and complexity, making modularity and cross-platform compatibility essential for scale.

Regulatory dynamics and macroeconomic factors such as tariff shifts will continue to shape procurement and deployment choices, favoring software-forward solutions and flexible cloud or hybrid architectures that can adapt to localized constraints. The most successful adopters will be those that pilot aggressively, instrument outcomes for continuous learning, and build partnerships that combine payments expertise with voice technology strengths. In short, voice payments will not be a single-vendor play but rather an orchestrated ecosystem effort that aligns technical maturity, user trust, and commercial incentives to deliver secure, convenient, and widely accepted transactional experiences.

Table of Contents

1. Preface

  • 1.1. Objectives of the Study
  • 1.2. Market Segmentation & Coverage
  • 1.3. Years Considered for the Study
  • 1.4. Currency & Pricing
  • 1.5. Language
  • 1.6. Stakeholders

2. Research Methodology

3. Executive Summary

4. Market Overview

5. Market Insights

  • 5.1. Integration of biometric voice authentication protocols to enhance transaction security in mobile wallets
  • 5.2. Rapid adoption of smart home voice assistants enabling seamless in-app and retail payment experiences
  • 5.3. Emerging regulatory frameworks evolving to address data privacy and compliance in voice-activated payment transactions
  • 5.4. Ongoing development of multi-lingual natural language processing systems to support diverse voice payment commands across global markets
  • 5.5. Innovative partnership models between fintech firms and leading voice platform providers accelerating voice-based payment adoption
  • 5.6. Advancements in conversational AI models enabling frictionless checkout processes with contextual voice payment prompts
  • 5.7. Integration of voice-based payment options within connected car infotainment and navigation systems improving in-vehicle convenience
  • 5.8. Implementation of AI-driven deepfake detection solutions to combat voice payment fraud and social engineering risks

6. Cumulative Impact of United States Tariffs 2025

7. Cumulative Impact of Artificial Intelligence 2025

8. Voice-based Payments Market, by Transaction Type

  • 8.1. Business To Business
    • 8.1.1. Invoice Settlements
    • 8.1.2. Supplier Payments
  • 8.2. Business To Consumer
    • 8.2.1. One-Time Purchases
    • 8.2.2. Subscription Payments
  • 8.3. Person To Merchant
    • 8.3.1. Bill Payments
    • 8.3.2. Retail Payments
  • 8.4. Person To Person
    • 8.4.1. Remittances
    • 8.4.2. Transfers

9. Voice-based Payments Market, by Industry Vertical

  • 9.1. BFSI
    • 9.1.1. Banking
    • 9.1.2. Capital Markets
    • 9.1.3. Insurance
  • 9.2. Healthcare
    • 9.2.1. Clinics
    • 9.2.2. Hospitals
    • 9.2.3. Pharmacies
  • 9.3. Retail
    • 9.3.1. Brick-And-Mortar
    • 9.3.2. E-Commerce
  • 9.4. Telecom
    • 9.4.1. Internet Service Providers
    • 9.4.2. Mobile Operators
  • 9.5. Travel & Hospitality
    • 9.5.1. Airlines
    • 9.5.2. Car Rentals
    • 9.5.3. Hotels

10. Voice-based Payments Market, by End User Device

  • 10.1. In-Vehicle Systems
    • 10.1.1. Aftermarket Infotainment
    • 10.1.2. OEM Infotainment
  • 10.2. Smart Speakers
    • 10.2.1. Amazon Echo
    • 10.2.2. Apple HomePod
    • 10.2.3. Google Home
  • 10.3. Smart TVs
    • 10.3.1. Android TV
    • 10.3.2. Tizen
    • 10.3.3. WebOS
  • 10.4. Smartphones
    • 10.4.1. Android
    • 10.4.2. IOS
  • 10.5. Wearables
    • 10.5.1. Smart Glasses
    • 10.5.2. Smart Watches

11. Voice-based Payments Market, by Technology

  • 11.1. Automatic Speech Recognition
    • 11.1.1. Cloud ASR
    • 11.1.2. On-Premises ASR
  • 11.2. DTMF
    • 11.2.1. In-Band DTMF
    • 11.2.2. Out-Of-Band DTMF
  • 11.3. Natural Language Processing
    • 11.3.1. Machine Learning Based
    • 11.3.2. Rule Based
  • 11.4. Voice Biometrics
    • 11.4.1. Speaker Recognition
    • 11.4.2. Voiceprint Authentication

12. Voice-based Payments Market, by Deployment Mode

  • 12.1. Cloud
    • 12.1.1. Hybrid Cloud
    • 12.1.2. Private Cloud
    • 12.1.3. Public Cloud
  • 12.2. On-Premises
    • 12.2.1. Local Data Center

13. Voice-based Payments Market, by Region

  • 13.1. Americas
    • 13.1.1. North America
    • 13.1.2. Latin America
  • 13.2. Europe, Middle East & Africa
    • 13.2.1. Europe
    • 13.2.2. Middle East
    • 13.2.3. Africa
  • 13.3. Asia-Pacific

14. Voice-based Payments Market, by Group

  • 14.1. ASEAN
  • 14.2. GCC
  • 14.3. European Union
  • 14.4. BRICS
  • 14.5. G7
  • 14.6. NATO

15. Voice-based Payments Market, by Country

  • 15.1. United States
  • 15.2. Canada
  • 15.3. Mexico
  • 15.4. Brazil
  • 15.5. United Kingdom
  • 15.6. Germany
  • 15.7. France
  • 15.8. Russia
  • 15.9. Italy
  • 15.10. Spain
  • 15.11. China
  • 15.12. India
  • 15.13. Japan
  • 15.14. Australia
  • 15.15. South Korea

16. Competitive Landscape

  • 16.1. Market Share Analysis, 2024
  • 16.2. FPNV Positioning Matrix, 2024
  • 16.3. Competitive Analysis
    • 16.3.1. Amazon.com, Inc.
    • 16.3.2. Alphabet Inc.
    • 16.3.3. Apple Inc.
    • 16.3.4. PayPal Holdings, Inc.
    • 16.3.5. Alibaba Group Holding Limited
    • 16.3.6. Samsung Electronics Co., Ltd.
    • 16.3.7. Tencent Holdings Limited
    • 16.3.8. Visa Inc.
    • 16.3.9. Mastercard Incorporated
    • 16.3.10. SoundHound AI, Inc.

LIST OF FIGURES

  • FIGURE 1. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, 2018-2032 (USD MILLION)
  • FIGURE 2. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRANSACTION TYPE, 2024 VS 2032 (%)
  • FIGURE 3. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRANSACTION TYPE, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 4. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INDUSTRY VERTICAL, 2024 VS 2032 (%)
  • FIGURE 5. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INDUSTRY VERTICAL, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 6. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY END USER DEVICE, 2024 VS 2032 (%)
  • FIGURE 7. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY END USER DEVICE, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 8. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TECHNOLOGY, 2024 VS 2032 (%)
  • FIGURE 9. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TECHNOLOGY, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 10. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY DEPLOYMENT MODE, 2024 VS 2032 (%)
  • FIGURE 11. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY DEPLOYMENT MODE, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 12. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY REGION, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 13. AMERICAS VOICE-BASED PAYMENTS MARKET SIZE, BY SUBREGION, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 14. NORTH AMERICA VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 15. LATIN AMERICA VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 16. EUROPE, MIDDLE EAST & AFRICA VOICE-BASED PAYMENTS MARKET SIZE, BY SUBREGION, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 17. EUROPE VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 18. MIDDLE EAST VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 19. AFRICA VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 20. ASIA-PACIFIC VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 21. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY GROUP, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 22. ASEAN VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 23. GCC VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 24. EUROPEAN UNION VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 25. BRICS VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 26. G7 VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 27. NATO VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 28. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2024 VS 2025 VS 2032 (USD MILLION)
  • FIGURE 29. VOICE-BASED PAYMENTS MARKET SHARE, BY KEY PLAYER, 2024
  • FIGURE 30. VOICE-BASED PAYMENTS MARKET, FPNV POSITIONING MATRIX, 2024

LIST OF TABLES

  • TABLE 1. VOICE-BASED PAYMENTS MARKET SEGMENTATION & COVERAGE
  • TABLE 2. UNITED STATES DOLLAR EXCHANGE RATE, 2018-2024
  • TABLE 3. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, 2018-2024 (USD MILLION)
  • TABLE 4. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, 2025-2032 (USD MILLION)
  • TABLE 5. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRANSACTION TYPE, 2018-2024 (USD MILLION)
  • TABLE 6. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRANSACTION TYPE, 2025-2032 (USD MILLION)
  • TABLE 7. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BUSINESS TO BUSINESS, 2018-2024 (USD MILLION)
  • TABLE 8. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BUSINESS TO BUSINESS, 2025-2032 (USD MILLION)
  • TABLE 9. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BUSINESS TO BUSINESS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 10. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BUSINESS TO BUSINESS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 11. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BUSINESS TO BUSINESS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 12. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BUSINESS TO BUSINESS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 13. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BUSINESS TO BUSINESS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 14. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BUSINESS TO BUSINESS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 15. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INVOICE SETTLEMENTS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 16. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INVOICE SETTLEMENTS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 17. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INVOICE SETTLEMENTS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 18. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INVOICE SETTLEMENTS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 19. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INVOICE SETTLEMENTS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 20. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INVOICE SETTLEMENTS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 21. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SUPPLIER PAYMENTS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 22. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SUPPLIER PAYMENTS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 23. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SUPPLIER PAYMENTS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 24. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SUPPLIER PAYMENTS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 25. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SUPPLIER PAYMENTS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 26. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SUPPLIER PAYMENTS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 27. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BUSINESS TO CONSUMER, 2018-2024 (USD MILLION)
  • TABLE 28. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BUSINESS TO CONSUMER, 2025-2032 (USD MILLION)
  • TABLE 29. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BUSINESS TO CONSUMER, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 30. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BUSINESS TO CONSUMER, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 31. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BUSINESS TO CONSUMER, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 32. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BUSINESS TO CONSUMER, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 33. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BUSINESS TO CONSUMER, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 34. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BUSINESS TO CONSUMER, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 35. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ONE-TIME PURCHASES, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 36. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ONE-TIME PURCHASES, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 37. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ONE-TIME PURCHASES, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 38. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ONE-TIME PURCHASES, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 39. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ONE-TIME PURCHASES, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 40. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ONE-TIME PURCHASES, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 41. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SUBSCRIPTION PAYMENTS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 42. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SUBSCRIPTION PAYMENTS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 43. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SUBSCRIPTION PAYMENTS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 44. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SUBSCRIPTION PAYMENTS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 45. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SUBSCRIPTION PAYMENTS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 46. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SUBSCRIPTION PAYMENTS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 47. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PERSON TO MERCHANT, 2018-2024 (USD MILLION)
  • TABLE 48. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PERSON TO MERCHANT, 2025-2032 (USD MILLION)
  • TABLE 49. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PERSON TO MERCHANT, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 50. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PERSON TO MERCHANT, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 51. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PERSON TO MERCHANT, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 52. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PERSON TO MERCHANT, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 53. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PERSON TO MERCHANT, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 54. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PERSON TO MERCHANT, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 55. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BILL PAYMENTS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 56. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BILL PAYMENTS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 57. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BILL PAYMENTS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 58. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BILL PAYMENTS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 59. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BILL PAYMENTS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 60. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BILL PAYMENTS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 61. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY RETAIL PAYMENTS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 62. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY RETAIL PAYMENTS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 63. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY RETAIL PAYMENTS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 64. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY RETAIL PAYMENTS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 65. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY RETAIL PAYMENTS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 66. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY RETAIL PAYMENTS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 67. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PERSON TO PERSON, 2018-2024 (USD MILLION)
  • TABLE 68. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PERSON TO PERSON, 2025-2032 (USD MILLION)
  • TABLE 69. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PERSON TO PERSON, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 70. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PERSON TO PERSON, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 71. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PERSON TO PERSON, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 72. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PERSON TO PERSON, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 73. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PERSON TO PERSON, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 74. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PERSON TO PERSON, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 75. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY REMITTANCES, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 76. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY REMITTANCES, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 77. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY REMITTANCES, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 78. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY REMITTANCES, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 79. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY REMITTANCES, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 80. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY REMITTANCES, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 81. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRANSFERS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 82. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRANSFERS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 83. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRANSFERS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 84. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRANSFERS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 85. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRANSFERS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 86. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRANSFERS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 87. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INDUSTRY VERTICAL, 2018-2024 (USD MILLION)
  • TABLE 88. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INDUSTRY VERTICAL, 2025-2032 (USD MILLION)
  • TABLE 89. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BFSI, 2018-2024 (USD MILLION)
  • TABLE 90. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BFSI, 2025-2032 (USD MILLION)
  • TABLE 91. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BFSI, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 92. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BFSI, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 93. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BFSI, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 94. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BFSI, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 95. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BFSI, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 96. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BFSI, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 97. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BANKING, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 98. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BANKING, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 99. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BANKING, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 100. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BANKING, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 101. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BANKING, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 102. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BANKING, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 103. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CAPITAL MARKETS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 104. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CAPITAL MARKETS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 105. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CAPITAL MARKETS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 106. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CAPITAL MARKETS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 107. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CAPITAL MARKETS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 108. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CAPITAL MARKETS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 109. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INSURANCE, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 110. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INSURANCE, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 111. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INSURANCE, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 112. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INSURANCE, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 113. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INSURANCE, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 114. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INSURANCE, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 115. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HEALTHCARE, 2018-2024 (USD MILLION)
  • TABLE 116. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HEALTHCARE, 2025-2032 (USD MILLION)
  • TABLE 117. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HEALTHCARE, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 118. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HEALTHCARE, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 119. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HEALTHCARE, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 120. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HEALTHCARE, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 121. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HEALTHCARE, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 122. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HEALTHCARE, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 123. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CLINICS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 124. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CLINICS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 125. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CLINICS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 126. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CLINICS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 127. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CLINICS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 128. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CLINICS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 129. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HOSPITALS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 130. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HOSPITALS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 131. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HOSPITALS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 132. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HOSPITALS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 133. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HOSPITALS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 134. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HOSPITALS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 135. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PHARMACIES, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 136. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PHARMACIES, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 137. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PHARMACIES, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 138. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PHARMACIES, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 139. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PHARMACIES, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 140. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY PHARMACIES, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 141. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY RETAIL, 2018-2024 (USD MILLION)
  • TABLE 142. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY RETAIL, 2025-2032 (USD MILLION)
  • TABLE 143. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY RETAIL, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 144. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY RETAIL, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 145. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY RETAIL, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 146. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY RETAIL, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 147. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY RETAIL, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 148. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY RETAIL, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 149. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BRICK-AND-MORTAR, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 150. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BRICK-AND-MORTAR, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 151. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BRICK-AND-MORTAR, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 152. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BRICK-AND-MORTAR, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 153. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BRICK-AND-MORTAR, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 154. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BRICK-AND-MORTAR, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 155. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY E-COMMERCE, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 156. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY E-COMMERCE, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 157. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY E-COMMERCE, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 158. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY E-COMMERCE, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 159. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY E-COMMERCE, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 160. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY E-COMMERCE, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 161. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TELECOM, 2018-2024 (USD MILLION)
  • TABLE 162. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TELECOM, 2025-2032 (USD MILLION)
  • TABLE 163. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TELECOM, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 164. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TELECOM, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 165. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TELECOM, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 166. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TELECOM, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 167. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TELECOM, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 168. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TELECOM, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 169. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INTERNET SERVICE PROVIDERS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 170. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INTERNET SERVICE PROVIDERS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 171. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INTERNET SERVICE PROVIDERS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 172. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INTERNET SERVICE PROVIDERS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 173. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INTERNET SERVICE PROVIDERS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 174. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY INTERNET SERVICE PROVIDERS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 175. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY MOBILE OPERATORS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 176. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY MOBILE OPERATORS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 177. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY MOBILE OPERATORS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 178. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY MOBILE OPERATORS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 179. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY MOBILE OPERATORS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 180. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY MOBILE OPERATORS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 181. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRAVEL & HOSPITALITY, 2018-2024 (USD MILLION)
  • TABLE 182. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRAVEL & HOSPITALITY, 2025-2032 (USD MILLION)
  • TABLE 183. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRAVEL & HOSPITALITY, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 184. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRAVEL & HOSPITALITY, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 185. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRAVEL & HOSPITALITY, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 186. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRAVEL & HOSPITALITY, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 187. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRAVEL & HOSPITALITY, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 188. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TRAVEL & HOSPITALITY, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 189. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AIRLINES, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 190. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AIRLINES, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 191. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AIRLINES, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 192. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AIRLINES, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 193. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AIRLINES, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 194. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AIRLINES, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 195. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CAR RENTALS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 196. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CAR RENTALS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 197. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CAR RENTALS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 198. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CAR RENTALS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 199. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CAR RENTALS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 200. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY CAR RENTALS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 201. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HOTELS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 202. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HOTELS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 203. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HOTELS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 204. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HOTELS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 205. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HOTELS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 206. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY HOTELS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 207. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY END USER DEVICE, 2018-2024 (USD MILLION)
  • TABLE 208. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY END USER DEVICE, 2025-2032 (USD MILLION)
  • TABLE 209. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY IN-VEHICLE SYSTEMS, 2018-2024 (USD MILLION)
  • TABLE 210. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY IN-VEHICLE SYSTEMS, 2025-2032 (USD MILLION)
  • TABLE 211. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY IN-VEHICLE SYSTEMS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 212. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY IN-VEHICLE SYSTEMS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 213. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY IN-VEHICLE SYSTEMS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 214. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY IN-VEHICLE SYSTEMS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 215. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY IN-VEHICLE SYSTEMS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 216. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY IN-VEHICLE SYSTEMS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 217. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AFTERMARKET INFOTAINMENT, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 218. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AFTERMARKET INFOTAINMENT, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 219. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AFTERMARKET INFOTAINMENT, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 220. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AFTERMARKET INFOTAINMENT, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 221. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AFTERMARKET INFOTAINMENT, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 222. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AFTERMARKET INFOTAINMENT, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 223. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY OEM INFOTAINMENT, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 224. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY OEM INFOTAINMENT, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 225. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY OEM INFOTAINMENT, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 226. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY OEM INFOTAINMENT, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 227. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY OEM INFOTAINMENT, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 228. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY OEM INFOTAINMENT, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 229. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART SPEAKERS, 2018-2024 (USD MILLION)
  • TABLE 230. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART SPEAKERS, 2025-2032 (USD MILLION)
  • TABLE 231. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART SPEAKERS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 232. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART SPEAKERS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 233. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART SPEAKERS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 234. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART SPEAKERS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 235. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART SPEAKERS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 236. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART SPEAKERS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 237. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AMAZON ECHO, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 238. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AMAZON ECHO, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 239. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AMAZON ECHO, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 240. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AMAZON ECHO, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 241. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AMAZON ECHO, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 242. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AMAZON ECHO, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 243. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY APPLE HOMEPOD, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 244. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY APPLE HOMEPOD, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 245. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY APPLE HOMEPOD, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 246. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY APPLE HOMEPOD, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 247. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY APPLE HOMEPOD, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 248. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY APPLE HOMEPOD, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 249. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY GOOGLE HOME, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 250. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY GOOGLE HOME, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 251. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY GOOGLE HOME, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 252. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY GOOGLE HOME, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 253. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY GOOGLE HOME, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 254. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY GOOGLE HOME, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 255. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART TVS, 2018-2024 (USD MILLION)
  • TABLE 256. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART TVS, 2025-2032 (USD MILLION)
  • TABLE 257. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART TVS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 258. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART TVS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 259. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART TVS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 260. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART TVS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 261. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART TVS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 262. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART TVS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 263. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ANDROID TV, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 264. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ANDROID TV, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 265. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ANDROID TV, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 266. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ANDROID TV, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 267. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ANDROID TV, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 268. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ANDROID TV, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 269. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TIZEN, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 270. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TIZEN, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 271. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TIZEN, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 272. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TIZEN, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 273. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TIZEN, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 274. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TIZEN, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 275. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY WEBOS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 276. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY WEBOS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 277. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY WEBOS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 278. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY WEBOS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 279. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY WEBOS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 280. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY WEBOS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 281. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMARTPHONES, 2018-2024 (USD MILLION)
  • TABLE 282. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMARTPHONES, 2025-2032 (USD MILLION)
  • TABLE 283. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMARTPHONES, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 284. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMARTPHONES, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 285. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMARTPHONES, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 286. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMARTPHONES, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 287. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMARTPHONES, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 288. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMARTPHONES, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 289. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ANDROID, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 290. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ANDROID, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 291. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ANDROID, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 292. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ANDROID, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 293. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ANDROID, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 294. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ANDROID, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 295. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY IOS, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 296. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY IOS, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 297. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY IOS, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 298. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY IOS, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 299. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY IOS, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 300. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY IOS, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 301. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY WEARABLES, 2018-2024 (USD MILLION)
  • TABLE 302. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY WEARABLES, 2025-2032 (USD MILLION)
  • TABLE 303. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY WEARABLES, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 304. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY WEARABLES, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 305. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY WEARABLES, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 306. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY WEARABLES, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 307. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY WEARABLES, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 308. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY WEARABLES, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 309. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART GLASSES, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 310. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART GLASSES, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 311. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART GLASSES, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 312. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART GLASSES, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 313. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART GLASSES, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 314. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART GLASSES, BY COUNTRY, 2025-2032 (USD MILLION)
  • TABLE 315. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART WATCHES, BY REGION, 2018-2024 (USD MILLION)
  • TABLE 316. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART WATCHES, BY REGION, 2025-2032 (USD MILLION)
  • TABLE 317. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART WATCHES, BY GROUP, 2018-2024 (USD MILLION)
  • TABLE 318. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART WATCHES, BY GROUP, 2025-2032 (USD MILLION)
  • TABLE 319. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SMART WATCHES, BY COUNTRY, 2018-2024 (USD MILLION)
  • TABLE 320. GLOBAL VOICE-BASED PAY