市场调查报告书
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1592661
亚太地区语音支付市场至 2030 年预测 - 区域分析 - 按组件(软体和硬体)、企业规模(大型企业和中小企业)和行业(BFSI、汽车、医疗保健、零售、政府等)Asia Pacific Voice-Based Payments Market Forecast to 2030 - Regional Analysis - by Component (Software and Hardware), Enterprise Size (Large Enterprises and SMEs), and Industry (BFSI, Automotive, Healthcare, Retail, Government, and Others) |
2022年亚太语音支付市值为15.3249亿美元,预计2030年将达到37.4394亿美元;预计2022年至2030年复合年增长率为11.8%。
人工智慧 (AI) 的采用推动亚太地区语音支付市场的发展
人工智慧 (AI) 具有执行与人类思维相关的认知功能的能力,提供了一系列可以增强和优化基于语音的支付系统的功能。人工智慧驱动的语音助理可以使用演算法来更好地理解和解释用户命令,从而带来更准确和无缝的基于语音的支付体验。这可以提高用户满意度并增加基于语音的支付解决方案的采用。人工智慧也有助于增强语音支付的安全性。透过分析模式和行为,人工智慧演算法可以侦测和防止诈欺活动,为使用者提供额外的保护层。这可以帮助建立对基于语音的支付系统的信任,鼓励更多的人采用这种支付方式。因此,人工智慧的采用预计将为语音支付市场带来重大机会。
亚太地区语音支付市场概况
亚太地区语音支付市场进一步细分为澳洲、中国、日本、印度、韩国和亚太其他地区。亚太地区各国政府在推动数位支付方式方面发挥了积极作用,特别是在新兴市场。这些努力旨在推动经济成长、减少现金使用并增强金融包容性。例如,印度政府推出了巴拉特货币介面(BHIM)和统一支付介面(UPI)等开创性政策和倡议,使数位支付对其公民来说更加容易和方便。同样,日本政府正在推动从现金主导的社会向数位交易驱动的经济转型。 2022年9月,日本政府宣布到2023年实施企业无需透过银行帐户即可数位化支付薪资的系统。例如,2023 年 9 月,印度国家支付公司 (NPCI) 在 UPI 上推出了新的付款选项,包括基于语音的交易。印度储备银行(RBI)行长在全球金融科技节宣布 NPCI 推出此产品。因此,政府措施和语音支付方式的推出正在推动亚太地区语音支付市场的成长。
亚太地区语音支付市场收入及 2030 年预测(百万美元)
亚太地区语音支付市场区隔
亚太地区语音支付市场按组成部分、企业规模、产业和国家进行分类。
根据组件,亚太语音支付市场分为软体和硬体。到 2022 年,软体领域将占据更大的市场份额。
从企业规模来看,亚太语音支付市场分为大型企业和中小企业。 2022年,大型企业细分市场占据更大的市场份额。
按行业划分,亚太地区语音支付市场分为 BFSI、汽车、医疗保健、零售、政府等。 BFSI 细分市场在 2022 年占据最大的市场份额。
依国家/地区划分,亚太地区语音支付市场分为中国、印度、日本、韩国、澳洲和亚太其他地区。 2022年,中国在亚太语音支付市场份额中占据主导地位。
Amazon.com Inc、Cerence Inc、Google LLC、华为技术有限公司、印度国家支付公司 (NPCI)、NCR VOYIX Corp、PayPal Holdings Inc 和 PCI Pal 是亚太地区语音营运领域的一些领先公司支付市场。
The Asia Pacific voice-based payments market was valued at US$ 1,532.49 million in 2022 and is expected to reach US$ 3,743.94 million by 2030; it is estimated to register a CAGR of 11.8% from 2022 to 2030.
Adoption of Artificial Intelligence (AI) Boosts Asia Pacific Voice-Based Payments Market
Artificial intelligence (AI), with its ability to perform cognitive functions associated with human minds, offers a range of capabilities that can enhance and optimize voice-based payment systems. AI-powered voice assistants can use algorithms to understand better and interpret user commands, leading to more accurate and seamless voice-based payment experiences. This can enhance user satisfaction and increase the adoption of voice-based payment solutions. AI can also contribute to enhanced security in voice-based payments. By analyzing patterns and behaviors, AI algorithms can detect and prevent fraudulent activities, providing an additional layer of protection for users. This can help build trust in voice-based payment systems, encouraging more individuals to adopt this payment method. Therefore, the adoption of AI is expected to present significant opportunities for the voice-based payments market.
Asia Pacific Voice-Based Payments Market Overview
The Asia Pacific voice-based payment market is further segmented into Australia, China, Japan, India, South Korea, and the Rest of Asia Pacific. Governments of various countries in Asia Pacific have played a proactive role in advancing digital payment methods, especially in emerging markets. These efforts are aimed at driving economic growth, reducing cash usage, and enhancing financial inclusion. For instance, the Government of India has introduced pioneering policies and initiatives such as the Bharat Interface for Money (BHIM) and Unified Payments Interface (UPI), making digital payments more accessible and convenient for its citizens. Similarly, the Japanese government is promoting the transition from a cash-dominated society to a digital transactions-driven economy. In September 2022, the Japanese government announced the implementation of a system for companies to digitally pay their salaries without going through bank accounts by 2023. Also, various companies in Asia Pacific are launching voice-based payment methods. For example, in September 2023, the National Payments Corporation of India (NPCI) launched new payment options on UPI, including voice-based transactions. The governor of the Reserve Bank of India (RBI) announced the launch of this product by the NPCI at the Global Fintech Festival. Therefore, government initiatives and the launch of voice-based payment methods are fueling the voice-based payment market growth in Asia Pacific.
Asia Pacific Voice-Based Payments Market Revenue and Forecast to 2030 (US$ Million)
Asia Pacific Voice-Based Payments Market Segmentation
The Asia Pacific voice-based payments market is categorized into component, enterprise size, industry, and country.
Based on component, the Asia Pacific voice-based payments market is segmented into software and hardware. The software segment held a larger market share in 2022.
In terms of enterprise size, the Asia Pacific voice-based payments market is segmented into large enterprises and SMEs. The large enterprises segment held a larger market share in 2022.
Based on industry, the Asia Pacific voice-based payments market is segmented into BFSI, automotive, healthcare, retail, government, and others. The BFSI segment held the largest market share in 2022.
By country, the Asia Pacific voice-based payments market is segmented into China, India, Japan, South Korea, Australia, and the Rest of Asia Pacific. China dominated the Asia Pacific voice-based payments market share in 2022.
Amazon.com Inc, Cerence Inc, Google LLC, Huawei Technologies Co Ltd, National Payments Corporation of India (NPCI), NCR VOYIX Corp, PayPal Holdings Inc, and PCI Pal are some of the leading companies operating in the Asia Pacific voice-based payments market.