市场调查报告书
商品编码
1592666
欧洲基于语音的支付市场预测至 2030 年 - 区域分析 - 按组件(软体和硬体)、企业规模(大型企业和中小企业)和行业(BFSI、汽车、医疗保健、零售、政府等)Europe Voice-Based Payments Market Forecast to 2030 - Regional Analysis - by Component (Software and Hardware), Enterprise Size (Large Enterprises and SMEs), and Industry (BFSI, Automotive, Healthcare, Retail, Government, and Others) |
2022年欧洲语音支付市值为18.8277亿美元,预计2030年将达到43.2362亿美元;预计2022年至2030年复合年增长率为11.0%。
自然语言处理 (NLP) 技术的进步推动欧洲语音支付市场
自然语言处理 (NLP) 技术的进步已成为商业领域的变革力量,对语音支付市场产生了重大影响。 NLP 专注于使机器能够以模拟自然交流的方式理解、解释和回应人类语言。这项技术进步对于寻求增强客户互动、自动化流程以及从非结构化资料中提取有价值见解的企业具有重大意义。在客户服务和参与方面,企业正在使用复杂的 NLP 演算法来开发聊天机器人和虚拟助理。这些智慧型系统可以理解客户的查询并做出回应,提供即时支援并改善整体用户体验。这提高了营运效率,并使企业能够提供个人化和反应迅速的服务,从而加强客户关係。
NLP 的进步在资料分析和决策过程中发挥关键作用。企业可以利用 NLP 演算法从大量非结构化文字资料中提取有意义的讯息,例如客户回馈、社群媒体贴文和市场趋势。这有助于做出更明智的决策,帮助组织保持敏捷并回应不断变化的市场动态。在金融领域,NLP 在自动化任务方面发挥着重要作用,例如金融新闻的情绪分析、帮助投资决策和检测市场行为模式。处理和理解自然语言的能力可以实现更准确的风险评估和改进的合规措施。总体而言,NLP 技术的进步使企业能够加强沟通、简化营运并提取有价值的见解,有助于在当今动态的商业环境中提高效率、创新和竞争优势。
欧洲语音支付市场概况
欧洲语音支付市场进一步细分为德国、英国、义大利、俄罗斯、法国和欧洲其他地区。欧洲对网路银行的需求正在显着成长。根据 Global Commerce Media LLC Company (Gitnux) 的数据,89% 的英国成年人使用网路银行,64% 使用行动银行应用程式。 2022年,欧洲数位银行行动用户数达到90.4%。这些资料表明,欧洲的数位银行趋势正在成长,越来越多的人开始转向网路银行,将其作为一种安全、便捷的财务管理方式。
多家公司正在欧洲推出新的语音支付。例如,2021 年 9 月,社交支付发起服务 VibePay 成为欧洲第一个提供帐户到帐户声控支付的组织。 iOS 上的 VibePay 用户可以透过语音直接从一个银行帐户到另一个银行帐户进行付款或请求他人付款,无需支付任何费用。
2020 年 12 月,Ingenico、CopSonic 和 Validsoft 开发了两种强大的语音身分验证技术,可在家庭、车辆和其他环境中实现安全的数位购买。其中一架被派往法国阿让市购买燃料。因此,随着数位和语音支付的使用不断增加,该地区的语音支付市场正在不断增长。
欧洲语音支付市场收入及 2030 年预测(百万美元)
欧洲语音支付市场区隔
欧洲语音支付市场按组成部分、企业规模、产业和国家进行分类。
根据组件,欧洲语音支付市场分为软体和硬体。到 2022 年,软体领域将占据更大的市场份额。
从企业规模来看,欧洲语音支付市场分为大型企业与中小企业。 2022年,大型企业细分市场占据更大的市场份额。
根据产业,欧洲语音支付市场分为 BFSI、汽车、医疗保健、零售、政府等。 BFSI 细分市场在 2022 年占据最大的市场份额。
按国家/地区划分,欧洲语音支付市场分为德国、法国、英国、义大利、俄罗斯和欧洲其他国家。 2022 年,德国在欧洲语音支付市场份额中占据主导地位。
Amazon.com Inc、Cerence Inc、Google LLC、华为技术有限公司、NCR VOYIX Corp、PayPal Holdings Inc、Paysafe Limited、PCI Pal 和 Vibe Pay Limited 是欧洲语音支付市场上的一些领先公司。
The Europe voice-based payments market was valued at US$ 1,882.77 million in 2022 and is expected to reach US$ 4,323.62 million by 2030; it is estimated to register a CAGR of 11.0% from 2022 to 2030.
Advancements in Natural Language Processing (NLP) Technology Drive Europe Voice-Based Payments Market
Advancements in natural language processing (NLP) technology have become a transformative force within the business landscape, significantly impacting voice-based payments market. NLP focuses on enabling machines to understand, interpret, and respond to human language in a way that simulates natural communication. This technological progress holds substantial implications for businesses seeking to enhance customer interactions, automate processes, and extract valuable insights from unstructured data. In customer service and engagement, businesses are using sophisticated NLP algorithms to develop chatbots and virtual assistants. These intelligent systems can understand customer queries and respond to them, providing real-time support and improving overall user experiences. This boosts operational efficiency and allows businesses to deliver personalized and responsive services, thereby strengthening customer relationships.
NLP advancements play a pivotal role in data analysis and decision-making processes. Businesses can harness NLP algorithms to extract meaningful information from vast amounts of unstructured textual data, such as customer feedback, social media posts, and market trends. This facilitates more informed decision-making, helping organizations stay agile and responsive to evolving market dynamics. In the financial sector, NLP is instrumental in automating tasks such as sentiment analysis of financial news, aiding investment decisions, and detecting patterns in market behavior. The ability to process and understand natural language enables more accurate risk assessments and improved compliance measures. Overall, the advancements in NLP technology empower businesses to enhance communication, streamline operations, and extract valuable insights, contributing to increased efficiency, innovation, and competitive advantage in today's dynamic business environment.
Europe Voice-Based Payments Market Overview
The Europe voice-based payment market is further segmented into Germany, the UK, Italy, Russia, France, and the Rest of Europe. The demand for online banking in Europe is growing significantly. According to the Global Commerce Media LLC Company, Gitnux, 89% of UK adults use online banking, and 64% use mobile banking apps. In 2022, the number of mobile users of digital banking reached 90.4% in Europe. This data shows that the digital banking trend is growing in Europe, and more people are shifting to online banking as a secure and convenient way to manage their finances.
Various companies are launching new voice-based payments in Europe. For instance, in September 2021, VibePay, a social payment initiation service, became the first organization to provide account-to-account voice-activated payments in Europe. VibePay's users on iOS can pay or request payment from others with their voice directly and instantly from one bank account to another with no fees.
In December 2020, Ingenico, CopSonic, and Validsoft developed two strong voice authentication technologies that enable secure digital purchases at home and in vehicles and other environments. One of them was deployed to buy fuel in the city of Argentan in France. Therefore, with the growing use of digital and voice-based payments, the voice-based payment market is growing in the region.
Europe Voice-Based Payments Market Revenue and Forecast to 2030 (US$ Million)
Europe Voice-Based Payments Market Segmentation
The Europe voice-based payments market is categorized into component, enterprise size, industry, and country.
Based on component, the Europe voice-based payments market is segmented into software and hardware. The software segment held a larger market share in 2022.
In terms of enterprise size, the Europe voice-based payments market is segmented into large enterprises and SMEs. The large enterprises segment held a larger market share in 2022.
Based on industry, the Europe voice-based payments market is segmented into BFSI, automotive, healthcare, retail, government, and others. The BFSI segment held the largest market share in 2022.
By country, the Europe voice-based payments market is segmented into Germany, France, the UK, Italy, Russia and the Rest of Europe. Germany dominated the Europe voice-based payments market share in 2022.
Amazon.com Inc, Cerence Inc, Google LLC, Huawei Technologies Co Ltd, NCR VOYIX Corp, PayPal Holdings Inc, Paysafe Limited, PCI Pal, and Vibe Pay Limited are some of the leading companies operating in the Europe voice-based payments market.