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市场调查报告书
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1632105

欧洲智慧卡:市场占有率分析、产业趋势/统计、成长预测(2025-2030)

Europe Smart Card - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2025 - 2030)

出版日期: | 出版商: Mordor Intelligence | 英文 80 Pages | 商品交期: 2-3个工作天内

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简介目录

欧洲智慧卡市场预计在预测期内复合年增长率为 3.8%

欧洲智慧卡-市场-IMG1

主要亮点

  • 物联网和自动化技术的进步正在推动智慧卡市场的成长。智慧卡的常见范例有 Visa、MasterCard 和 Europay。高所得族群非常不喜欢携带现金的负担,因此非常喜欢智慧卡。预计这将有助于未来几年智能卡市场的成长。
  • 欧洲国家主导着医疗保健和健康保险系统,智慧卡在该地区的采用要早得多。欧盟委员会决定要求跨境医疗服务以卡片为基础,以取代纸本 E-111 表格,导致其使用量激增。
  • 作为业务扩张的一部分,公司正在关注新的智慧卡创新,这正在推动市场成长。例如,2022年4月,IDEX Biometrics ASA宣布与智慧卡技术和创新公司E-Kart合作,在东欧将生物辨识付款解决方案商业化。 E-Kart 和 IDEX Biometrics 之间的合作将满足东欧对生物辨识智慧卡日益增长的需求,目标是在 2022 年第四季之前向发行人交货。
  • IC卡的问题之一是利用卡片或系统的设计或实现缺陷引起的漏洞进行攻击。这些漏洞往往在骇客社群内共用,因为它们很容易被利用和复製。然而,这个问题可以透过对IC卡製造和分销进行适当的监控和审核来解决。
  • 在 COVID-19 大流行期间,智慧卡为医疗保健产业带来了福音,智慧卡帮助医疗保健提供者保持患者照护的效率和隐私保护。智慧卡的优点还包括即时病患验证、保险处理等。

欧洲智慧卡市场趋势

智慧卡在医疗保健和教育领域的采用不断增加

  • 欧洲医疗保健系统采用智慧卡的时间比美国早得多。欧盟委员会决定要求跨境医疗服务以卡片形式取代纸本 E-111 表格,导致其使用量激增。在医疗智慧卡的特性和功能(尤其是安全性)方面,法国等国家处于领先地位。智慧卡技术不断进入新的应用领域。应用程式随着应用程式的安全需求而成长,包括敏感资讯、文件和凭证。
  • 清晰、安全的线上管理实践以及让学生触手可及的资讯对于提高整个欧洲的学生流动性至关重要。透过 Erasmus+ 行动应用程序,欧洲学生卡计划将开发一个线上一站式商店,学生可以在其中管理与其旅行期间(住宿之前、期间和之后)相关的所有文书工作。这将确保学生获得体验优质国际流动体验所需的所有资讯。
  • 2021 年 11 月,欧盟委员会宣布癌症倖存者智慧卡的运作。这种智慧电子卡甚至以应用程式的形式出现,它允许患者与医疗专业人员联繫,包括倖存者的医生。
  • 这张智慧卡由 EU4Health 计画资助,是欧盟委员会「为癌症患者改善生活」倡议的一部分。欧盟委员会旨在透过这项技术加强医疗专业人员和患者之间的沟通。
  • 同样,2021 年 2 月,IDEMIA 声称是德国第一家提供三种采用新时代技术(名为 Generation 2.1)的健康卡的供应商。这些整合了 NFC 功能的智慧卡将促进包括医疗保健专业人员和患者在内的所有用户的高效医疗通信,IDEMIA 致力于支援德国医疗保健的数位化,将发挥重要作用。

非接触感应卡的采用率增加

  • 非接触式科技正在发展成为日常生活的重要部分。接触型智慧卡可以执行卡片上功能,安全地保存、存取和收集卡片上的资料,并与接触型智慧卡读卡机互动。多个最终用户行业对可靠、安全的非接触式付款选项的需求不断增长,预计将成为推动该地区非接触式智慧卡成长的因素。
  • 2020 年 5 月,智慧付款产业协会智慧付款协会 (SPA)付款欧洲各地商店和零售商的销售点 (POS) 终端付款的客户扩展即时即时信用付款提案。 SPA 的新提案将允许消费者使用接触式或非接触式功能在商店进行即时转帐。
  • 智慧卡预计将在法国消费者的钱包中继续变得更加流行。儘管Apple Pay和Android Pay等行动付款管道被采用,但实体商店付款的接受率已经放缓。另一方面,非接触感应卡具有更大的吸引力。
  • 2022 年 3 月,半导体、区块链和物联网公司 WISKey International Holding Ltd. 宣布将与 Identiv 重振并扩大其智慧卡读卡机业务。 2022年,该公司将以超过100万美元的价格向Identiv供应高阶智慧卡读卡机晶片。此合作关係扩展到 Identiv 的接触式、非接触式和双介面智慧卡读卡器,适用于医疗、製药、政府和教育应用。
  • 此外,Fingerprint Cards AB 于 2021 年 7 月进行的一项调查发现,2020 年,超过 80% 的法国消费者认为非接触式付款卡易于使用。法国和英国是第一个推出非接触式付款卡的国家。此外,调查表明,这也不是一种短期时尚,64% 的法国消费者希望更多地采用非接触式方式。

欧洲智慧卡产业概况

欧洲智慧卡市场竞争激烈,该地区的领导企业为电子商务市场的各种最终用户开拓了新的解决方案。该公司也正在进行投资并建立伙伴关係,以发展其在该地区的业务,并为消费者提供安全可靠的智慧卡。

  • 2021 年 10 月 - 英飞凌推出采用 40 奈米技术的全新 SECORA Pay 产品组合,具有一流的非接触式效能。该解决方案透过各种解决方案使非接触式付款更加安全,包括先进的 Java 卡技术、预授权付款选项、智慧配件和穿戴式装置以及对 Visa、Mastercard、Discover 和 American Express 的付款支援。
  • 2021 年 3 月 - IDEMIA、G+D 和 NXP 联合智慧卡和线上付款营运商,响应全球对国内和自有品牌付款品牌的下一代付款解决方案的需求,推出公平地提供非接触式充电的WLA(白标联盟)。 WLA制定并更新开放、全面的付款标准,支援快速部署涵盖接触式和非接触式付款卡等的双介面付款解决方案。

其他好处

  • Excel 格式的市场预测 (ME) 表
  • 3 个月分析师支持

目录

第一章简介

  • 研究假设和市场定义
  • 调查范围

第二章调查方法

第三章执行摘要

第四章市场洞察

  • 市场概况
  • 产业价值链分析
  • 产业吸引力-波特五力分析
    • 供应商的议价能力
    • 买方议价能力
    • 新进入者的威胁
    • 替代品的威胁
    • 竞争公司之间敌对关係的强度
  • COVID-19对国内付款市场的影响

第五章市场动态

  • 市场驱动因素
    • 旅行和旅游业的成长正在推动市场
    • 非接触式付款需求增加
  • 市场问题
    • 隐私和安全问题、标准化问题

第六章 市场细分

  • 按类型
    • 接触式
    • 非接触式
  • 按行业分类
    • BFSI
    • 资讯科技/通讯
    • 政府机构
    • 运输
    • 其他最终用户产业(教育、医疗保健、娱乐等)
  • 按国家/地区
    • 英国
    • 德国
    • 法国
    • 欧洲其他地区

第七章 竞争格局

  • 公司简介
    • Bundesdruckerei GmbH
    • Secura Key
    • Gemalto NV(Thales Group)
    • Giesecke & Devrient GmbH(MC Familiengesellschaft GmbH)
    • Idemia France SAS
    • Infineion Technologies AG
    • Fingerprint Cards AB
    • Samsung Electronics Co., Ltd.
    • CardLogix Corporation
    • HID Global Corporation

第八章投资分析

第九章 市场未来展望

简介目录
Product Code: 91330

The Europe Smart Card Market is expected to register a CAGR of 3.8% during the forecast period.

Europe Smart Card - Market - IMG1

Key Highlights

  • Improvements in IoT and automation technologies drive the growth of the smart card market. Common examples of smart cards are Visa, MasterCard, and Europay. High-income people are very reluctant to take on the burden of carrying cash, so they are very fond of smart cards. This will contribute to the growth of the smart card market over the next few years.
  • The European states dominated the healthcare and health insurance system, smart cards were adopted much earlier in this region. The European Commission's decision to mandate the introduction of a card-based alternative to the paper E-111 form for cross-border healthcare has led to explosive growth in its use.
  • Companies are focsued on innovating new smart card as part of the business expansions by collaborating which is driving the market growth. For instance, in April 2022, IDEX Biometrics ASA announces collaboration with smart card technology and innovation company E-Kart to commercialize biometrics payment solutions in Eastern Europe. The collaboration between E-Kart and IDEX Biometrics allows demand growth for biometric smart cards in Eastern Europe, with targeted delivery to issuers by Q4 2022.
  • One of the issues with smart cards is an attack that exploits a vulnerability caused by a poorly designed or implemented card or system. These vulnerabilities tend to be easier to exploit, replicate, and therefore share within the hacking community. However, proper monitoring and auditing of smart card manufacturing and distribution can resolve this issue.
  • During the COVID-19 pandemic, smart cards benefited the healthcare sector, smart cards helped assist the healthcare providers in maintaining the efficiency of patient care and privacy safeguards. The benefits of smart cards also include instant patient verification, insurance processing, and more.

Europe Smart Card Market Trends

Healthcare and Education To Witness Rise In Adoption of Smart Cards

  • The European health and health insurance system adopted smart cards much earlier than the United States. The European Commission's decision to mandate the introduction of a card-based alternative to the paper E-111 form for cross-border healthcare has led to explosive growth in its use. Countries like France is one of the leaders in the features and capabilities of healthcare smart cards, especially regarding security. Smart card technology is continually finding its way to new applications. The application grows according to the application's security needs with important information, documents, and credentials.
  • Straightforward and secure online administrative practices and putting information at students' fingertips are essential to boosting student mobility across Europe. The European Student Card Initiative will develop an online one-stop-shop through the Erasmus+ Mobile App for students to manage all administrative steps related to their mobility period - before, during, and after their stay. It will allow students to find all the information they need to experience a high-quality mobility experience abroad.
  • In November 2021, the European Commission announced that it operates on a Cancer Survivor Smart Card. The smart eCard, which even comes in the form of an app, will permit patients to associate with medical specialists, including the survivor's general practitioner.
  • Funded by the EU4Health Program, the smart card is part of the commission's Better Life for Cancer Patients Initiative. With this technology, the European Commission seeks to enhance communication between healthcare professionals and patients.
  • Similarly, in February 2021, IDEMIA claims to be the first supplier to provide Germany with three different health cards, all based on the new era of technology labeled generation 2.1. Integrating NFC capabilities, these smart cards will drive health care communication efficiently for all users, both the medical profession and the patients, making IDEMIA play a major role in supporting the digitalization of health care in Germany.

Increase In The Adoption of Contactless Cards

  • Contactless technology has evolved into a major part of daily lives. A contactless smart card can perform on-card functions, securely hold, access, and collect data on the card and interact with a contactless smart card reader. The growing demand for reliable and secure contactless payment options across several end-user industries is anticipated to be a factor that drives the growth of contactless smart cards in the region.
  • In May 2020, the Smart Payment Association (SPA), the body of the smart payments industry, published proposals for an Instant Payment Card that would expand SEPA instant Credit Transfer functionality to customers paying at the point of sale (POS) terminals in stores and retail outlets across Europe. Under new proposals from SPA, real-time transfers can be made available to consumers in-store using contact or contactless functionality
  • The adoption of smart cards is expected to keep on growing in the wallets of French consumers. Despite the introduction of mobile payment platforms such as Apple Pay and Android Pay, the acceptance rate of actual point-of-sale payments is slowing. Contactless cards, on the other hand, have much greater traction.
  • In March 2022, WISKey International Holding Ltd., a semiconductor, blockchain, and IoT enterprise announced that it is restoring and extending its business in smart card readers with Identiv. In 2022, the company will supply Identiv with high-end smart card reader chips for more than USD 1 million. The partnership extends to Identiv's contact, contactless, and dual-interface smart card readers, targeting healthcare, pharmaceuticals, government, and education applications.
  • Moreover, in a survey conducted by Fingerprint Cards AB in July 2021, the company found that in 2020 over 80% of French consumers consider the contactless payment card easy to use. France was the first nation to roll out contactless payment cards along with the UK. Further, the survey implies this is not a short-term boom either, as 64% of French consumers desire to use contactless more.

Europe Smart Card Industry Overview

The Europe Smart Cards market is moderately competitive as crucial players in the region are developing new solutions in the e-commerce market for various end-user applications. Companies are also investing and forming partnerships to grow their businesses in the region and provide the consumers with secure and safe smart cards.

  • October 2021 - Infineon launches a new SECORA Pay portfolio on 40 nm technology with best-in-class contactless performance. The solution delivers increased contactless payment safety through various solutions, including sophisticated Java Card technologies, pre-certified payment options, smart accessories and wearables, and Visa, Mastercard, Discover, and American Express payment support.
  • March 2021 - IDEMIA, G+D, and NXP release White Label Alliance (WLA) to provide smart card and online payment corporations an unbiased contactless charge popular as a response to develop the worldwide call for next-generation payment solutions for domestic and private-label payment brands. WLA sets and updates an open, comprehensive payment standard that enables ready-to-deploy dual interface payment solutions covering contact, contactless payment cards, and more.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definitions
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET INSIGHTS

  • 4.1 Market Overview
  • 4.2 Industry Value Chain Analysis
  • 4.3 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.3.1 Bargaining Power of Suppliers
    • 4.3.2 Bargaining Power of Buyers
    • 4.3.3 Threat of New Entrants
    • 4.3.4 Threat of Substitute Products
    • 4.3.5 Intensity of Competitive Rivalry
  • 4.4 Impact of COVID-19 on the payments market in the country

5 MARKET DYNAMICS

  • 5.1 Market Drivers
    • 5.1.1 Increase in the Travel and Tourism is Driving The Market
    • 5.1.2 Increased Demand For Contactless payments
  • 5.2 Market Challenges
    • 5.2.1 Privacy and Security Issues and Standardization Concerns

6 Market Segmentation

  • 6.1 By Type
    • 6.1.1 Contact-based
    • 6.1.2 Contacless
  • 6.2 By End-User Vertical
    • 6.2.1 BFSI
    • 6.2.2 IT and Telecommunication
    • 6.2.3 Government
    • 6.2.4 Transportation
    • 6.2.5 Other End-User Industries ((Education, Healthcare, Entertainment, etc.)
  • 6.3 By Country
    • 6.3.1 United Kingdom
    • 6.3.2 Germany
    • 6.3.3 France
    • 6.3.4 Rest Of Europe

7 COMPETITIVE LANDSCAPE

  • 7.1 Company Profiles
    • 7.1.1 Bundesdruckerei GmbH
    • 7.1.2 Secura Key
    • 7.1.3 Gemalto NV (Thales Group)
    • 7.1.4 Giesecke & Devrient GmbH (MC Familiengesellschaft GmbH)
    • 7.1.5 Idemia France SAS
    • 7.1.6 Infineion Technologies AG
    • 7.1.7 Fingerprint Cards AB
    • 7.1.8 Samsung Electronics Co., Ltd.
    • 7.1.9 CardLogix Corporation
    • 7.1.10 HID Global Corporation

8 INVESTMENT ANALYSIS

9 FUTURE OUTLOOK OF THE MARKET