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市场调查报告书
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1901408

全球电子商务与支付概况(2025):第五卷:人工智慧时代的拉丁美洲数位商务与支付(2026)

Global Compendium 2026: Volume 5 Latin America Digital Commerce & Payments in the Age of Al, 2026

出版日期: | 出版商: yStats.com | 英文 217 Pages | 商品交期: 最快1-2个工作天内

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简介目录

2026年,数位商务的扩张、即时支付的成长以及人工智慧的普及正在重塑拉丁美洲的零售和金融服务市场。

拉丁美洲数位商务的扩张巩固了区域市场结构:

在行动装置使用量不断增长、交易量持续增加以及电子商务在零售业中日益重要的推动下,拉丁美洲的数位商务生态系统持续发展。市场活动依然集中,预计到 2025 年,阿根廷、巴西和墨西哥将占区域零售电子商务销售额的 80% 以上。智利和秘鲁等主要市场的网路普及率已接近饱和,这支撑了消费者持续参与数位管道。

即时支付与金融科技正在加速支付格局的结构性变革:

在即时支付系统和金融科技服务的推动下,支付产业正迅速向数位化优先的交易模式转型。预计到 2027 年,支付收入将成长两倍,到 2028 年,非现金交易量预计将以超过 20% 的复合年增长率成长,达到 3,400 亿笔以上。虽然银行卡支付仍然占主导地位,但即时支付和信用转帐正在迅速发展,巴西的 Pix 系统正在影响线上和线下支付。

人工智慧在诈欺风险上升与企业转型的应用:

随着诈欺风险的上升、监管环境的不断变化以及企业数位转型的推进,人工智慧在拉丁美洲支付和电子商务行业的应用正在加速。金融机构和金融科技公司正在将人工智慧应用于包括诈欺预防、客户互动、信用分析和营运优化在内的广泛领域。儘管一些功能领域的采用率已经超过全球平均水平,但基础设施的限制和人才短缺仍然影响着人工智慧的普及。

本报告分析了拉丁美洲的数位商务和支付趋势,概述了该地区及各国的B2C电子商务、市场规模、预测、消费者对网上购物的态度和行为、数位支付额、消费者偏好、人工智慧应用趋势以及B2B交易趋势。

目录

第一章:要点总结

第二章:管理概要

第三章:拉丁美洲:数位商务格局

  • 拉丁美洲市场规模、成长与地理扩张
    • 数位商务市场规模
    • 零售电商占有率(占零售总额的百分比)
    • 零售电商销售额(包括年比变动)
    • 线上零售销售及电商占有率
    • 电商交易总额及交易额成长率
    • 拉丁美洲市场结构、集中度与互联互通
      • 阿根廷、巴西及墨西哥零售电商销售占有率比较
      • 网路使用者比例 (依国家/地区)
      • 墨西哥和美国:电子商务占零售总额的占有率
      • 墨西哥:B2C 电子商务交易总额预测及复合年增长率
    • 拉丁美洲的跨国动态与全球竞争压力
      • 跨境支付与电子商务
      • 消费者对中国电商品牌的偏好
      • 使用本地货币或无其他付款方式在电商网站购物的意愿
      • 认识全球零售扩张益处的消费者比例
      • 线上产品比较的关键因素
    • 拉丁美洲:平台、商业模式与市场领导地位
      • 拉丁美洲:B2C 电子商务公司概览
      • 巴西:以商业模式划分的电子商务市场占有率
      • 巴西:主要电商平台的市场占有率
      • 巴西: Z世代消费者依产品类别划分的购买趋势
    • 拉丁美洲国家关註消费者行为、设备和产品需求结构
      • 巴西:以设备划分的电子商务交易
      • 墨西哥:以设备划分的电子商务交易
      • 哥伦比亚:以设备划分的电子商务交易
      • 阿根廷:以设备划分的电子商务交易
      • 智利:以装置划分的电子商务交易
      • 秘鲁:以设备划分的电子商务交易
      • 危地马拉:以设备划分的电子商务交易
      • 墨西哥:按产品类别划分的电子商务销售成长
      • 秘鲁:以产品类别划分的电子商务销售成长

第四章 拉丁美洲:支付格局概论

  • 拉丁美洲支付市场规模与基础设施
    • 支付收入
    • 支付收入占有率
    • 支付市场成长按地区划分的费率
    • 按地区划分的支付市场收入明细
    • 新支付方式与传统支付方式的交易量明细
    • 接受特定付款方式的商家百分比
    • 非现金交易总额
    • B2B 非现金交易总额
    • 支付收入(商业/消费者)
    • 商业和消费者支付收入明细
  • 拉丁美洲消费者支付行为及接受度
    • 线下购物首选支付方式(按国家/地区划分)
    • 线下购物支付方式的变化
    • 使用金融卡和信用卡的原因
    • 行动支付普及的主要原因
    • 推动行动支付普及的因素
    • 线下交易中使用智慧型手机支付的比例
    • 线上付款的主要障碍
    • 线上付款选项的重要性购买
    • 电子商务支付方式市场占有率
    • 加密货币持有者数量及持有率(按国家/地区划分)
  • 拉丁美洲支付方式:依国家划分
    • 巴西:Pix 支付金额和交易量
    • 巴西:以支付方式划分的电子商务市场占有率
    • 巴西:按行业划分的支付方式占有率
    • 巴西:每日支付方式使用量
    • 巴西:线上支付市场占有率预测
    • 巴西:A2A 支付占有率
    • 墨西哥:以支付方式划分的电子商务市场占有率
    • 墨西哥:A2A 支付占有率
  • 拉丁美洲支付方式:依国家划分
    • 哥伦比亚:电子商务支付方式
    • 智利:电子商务支付方式和 A2A 支付占有率
    • 阿根廷:电子商务支付方式与 A2A 支付分享
    • 秘鲁:电子商务支付方式

第五章 拉丁美洲:商业中的人工智慧与自动化

  • 人工智慧应用与卖家准备情况
    • 区域
    • 拉丁美洲及全球:按企业用例划分的人工智慧应用率
    • 拉丁美洲及全球:认识生成式人工智慧业务影响的公司比例
    • 拉丁美洲及全球:拥有人工智慧交付团队的公司比例
    • 拉丁美洲和加勒比海地区:按接触生成式人工智慧程度划分的就业岗位
    • 拉丁美洲和加勒比海地区:按生成式人工智慧生产力潜力划分的就业岗位
    • 拉丁美洲和加勒比海地区:按生成式人工智慧自动化风险划分的职业
    • 拉丁美洲和加勒比海地区:按接触生成式人工智慧程度划分的劳动力分布
    • 拉丁美洲和加勒比地区:基础设施、运算、伺服器和资料生态系统的差距人工智慧应用概况
    • 拉丁美洲与加勒比海地区:人工智慧人才短缺、教育体系薄弱、企业级应用差距
    • 拉丁美洲:各业务职能部门使用人工智慧工具的组织比例
    • 拉丁美洲:各业务职能部门对人工智慧工具影响的认知
    • 拉丁美洲:采用基于人工智慧的业务解决方案的公司比例
    • 拉丁美洲:组织采用人工智慧的阶段
    • 拉丁美洲:人工智慧能力发展方法
    • 拉丁美洲:Latitud Fellowship 成员公司中认定为以人工智慧为中心或人工智慧赋能的公司比例
    • 拉丁美洲:创办人对人工智慧对商业和社会变革力量的认知
    • 拉丁美洲:创办人对人工智慧降低成本和增加收入的预期
    • 拉丁美洲:创办人对人工智慧市场预期的认知
    • 拉丁美洲:创办人对人工智慧的认知炒作与投资人过高预期
    • 拉丁美洲:科技公司对生成式人工智慧的采用率
    • 拉丁美洲:各供应商对人工智慧框架的采用情况
    • 拉丁美洲:已采用的人工智慧框架数量
    • 拉丁美洲:人工智慧对劳动市场的预期影响
    • 拉丁美洲:人工智慧采用的关键驱动因素
    • 拉丁美洲:影响人工智慧采用预期的关键因素
    • 拉丁美洲:各国对人工智慧的理解
    • 拉丁美洲:日常生活中人工智慧工具的使用情况(按国家/地区划分)
    • 拉丁美洲:人工智慧在服务出口、投资缺口、出口滞后和技能缺口方面的机会
    • 拉丁美洲:人工智慧采用面临的主要挑战
    • 拉丁美洲:人工智慧采用面临的主要障碍
    • 拉丁美洲:人工智慧探索的障碍
    • 拉丁美洲:人工智慧采用所需的关键支援领域
    • 国家聚焦
    • 巴西:人口人工智慧认知度
    • 巴西:企业对人工智慧在自动化和效率提升方面的认知度
    • 墨西哥:企业对人工智慧在自动化和效率提升方面的认知度
    • 哥伦比亚:企业对人工智慧在自动化和效率提升方面的认知度
    • 智利:企业对人工智慧在自动化和效率提升方面的认知度
    • 阿根廷:企业对人工智慧在自动化和效率提升方面的认知度
    • 巴西:企业对人工智慧对产业影响的预期
    • 墨西哥:企业对人工智慧对产业影响的预期
    • 哥伦比亚:企业对人工智慧对产业影响的预期
    • 智利:企业对人工智慧对其产业影响的预期
    • 阿根廷:企业对人工智慧对其产业影响的预期
    • 巴西:人工智慧策略成果预期时间表
    • 墨西哥:人工智慧策略成果预期时间表
    • 哥伦比亚:人工智慧策略成果预期时间表策略成果
    • 智利:人工智慧策略成果预期时间表
    • 阿根廷:人工智慧战略成果预期时间表
    • 巴西:人工智慧投资计划
    • 墨西哥:人工智慧投资计划
    • 哥伦比亚:人工智慧投资计划
    • 智利:人工智慧投资计划
    • 阿根廷:人工智慧投资计划
  • 人工智慧在拉丁美洲的营运应用及经济影响
    • 拉丁美洲:人工智慧实施带来的生产力提升
    • 拉丁美洲:人工智慧实施的益处
    • 拉丁美洲:人工智慧实施的业务功能
    • 拉丁美洲:人工智慧技术在日常营运的应用
    • 拉丁美洲:金融科技业作为人工智慧支付平台的发展及公司数量
    • 拉丁美洲:各国金融科技集中度及人工智慧准备度
    • 拉丁美洲:金融科技新创企业和人工智慧创新潜力最大的地区
    • 拉丁美洲:区块链代币化、人工智慧监控与以客户为中心的银行业务创新
  • 拉丁美洲人工智慧风险、信任、安全与治理
    • 区域
    • 拉丁美洲和加勒比地区:人工智慧应用的吸收能力、准备差距和全球定位
    • 拉丁美洲和加勒比海地区:人工智慧应用带来的经济、社会和技术发展的机会与风险
    • 拉丁美洲和加勒比海地区:负责任的人工智慧倡议、政策挑战、监管需求和资料治理差距
    • 拉丁美洲与墨西哥:网路犯罪企图与人工智慧专家短缺
    • 拉丁美洲:数位支付诈欺的挑战、成本、人工智慧检测工具和合作伙伴关係
    • 拉丁美洲:新创公司采用人工智慧面临的主要风险
    • 拉丁美洲:人工智慧与日益加剧的不平等(按国家/地区划分)
    • 拉丁美洲:各国对政府人工智慧监管的支持
    • 拉丁美洲:人工智慧相关法案,包括基于原则的法案权利、风险分类和合规义务
    • 拉丁美洲:人工智慧提案及其治理委员会、监管沙盒和对中小企业的支持
    • 拉丁美洲:监管差距、区域框架、区域合作与人工智慧治理
    • 拉丁美洲:人工智慧监管进展、治理、制度差距与区域合作
    • 拉丁美洲:各国应对人工智慧挑战的准备情况
    • 南美洲:政府在数据和基础设施方面的人工智慧准备平均值
    • 国家聚焦
    • 巴西:不愿与人工智慧工具分享个人数据
    • 巴西:大众对人工智慧和与传统机构分享资料接受度
    • 巴西:计画投资于以团队为基础的人工智慧培训
    • 墨西哥:计画投资于以团队为基础的人工智慧培训
    • 哥伦比亚:计划投资于以团队为基础的人工智慧培训
    • 智利:规划投资团队式人工智慧培训
    • 阿根廷:计画投资团队式人工智慧培训
    • 巴西:劳动力优先招募人工智慧人才
    • 墨西哥:劳动力优先招募人工智慧人才
    • 哥伦比亚:劳动力优先招募人工智慧人才
    • 智利:劳动力优先招募人工智慧人才
    • 阿根廷:劳动力优先招募人工智慧人才
    • 巴西:人工智慧解决方案采用中永续性的重要性
    • 墨西哥:人工智慧解决方案采用中永续性的重要性
    • 哥伦比亚:人工智慧解决方案采用中永续性的重要性
    • 智利:人工智慧解决方案采用中永续性的重要性
    • 阿根廷:人工智慧解决方案采用中永续性的重要性
    • 巴西:政府在数据和基础设施方面的人工智慧准备情况
  • 在拉丁美洲人工智慧竞争格局、投资趋势和规模模式
    • 拉丁美洲:新创公司采用人工智慧的方式
    • 拉丁美洲:人工智慧采用水平及人工智慧产品带来的收入贡献
    • 拉丁美洲:人工智慧领先企业人工智慧产品的营收占比
    • 拉丁美洲:按收入群体划分的人工智慧和非人工智慧公司收入成长率中位数
    • 拉丁美洲:按收入群体划分的人工智慧和非人工智慧公司营收成长率前25%
    • 拉丁美洲:新创企业融资状况及人工智慧公司在已获融资公司中所占比例
    • 拉丁美洲:新创企业按应用领域划分的人工智慧采用情况
    • 拉丁美洲:每家新创企业采用的人工智慧用例数量
    • 拉丁美洲:新创企业业务营运中人工智慧的应用领域
    • 拉丁美洲:新创企业对人工智慧模型的使用情况
    • 拉丁美洲:衡量投资报酬率的新创企业比例拉丁美洲人工智慧投资概况
    • 拉丁美洲:衡量新创企业人工智慧投资报酬率的指标
    • 拉丁美洲:衡量人工智慧投资报酬率的指标
    • 拉丁美洲:新创企业中的人工智慧领导角色
    • 拉丁美洲:人工智慧/机器学习云端工作负载按提供者分布情况
    • 拉丁美洲:用于人工智慧/机器学习工作负载的云端供应商数量
    • 拉丁美洲:按提供者划分的机器学习模型采用率和部署模式数量
    • 拉丁美洲:创投对以人工智慧为中心的新创企业的投资可能性
    • 拉丁美洲:创投支持投资组合公司实施人工智慧的障碍
    • 拉丁美洲:创投公司内部人工智慧的应用案例
    • 拉丁美洲:创投公司内部人工智慧应用
简介目录
Product Code: 1709

Digital Commerce Expansion, Instant Payments Growth, and AI Adoption Reshape Latin America's Retail and Financial Services in 2026

Latin America's Digital Commerce Expansion Strengthens Regional Market Structure

Latin America's digital commerce ecosystem continues to grow, driven by rising mobile usage, expanding transaction volumes, and the increasing importance of E-Commerce within retail. Market activity remains concentrated, with Argentina, Brazil, and Mexico generating over 80% of regional retail E-Commerce sales in 2025. Internet penetration in leading markets such as Chile and Peru is nearing saturation, supporting sustained participation in digital channels.

Instant Payments and Fintech Accelerate Structural Shift in Payments Landscape

The payments sector is experiencing a rapid shift toward digital-first transaction models as instant payment systems and fintech services expand. Payments revenue is expected to triple by 2027, while non-cash transaction volumes are projected to grow at more than +20% CAGR through 2028, surpassing 340 billion transactions. Although cards remain dominant, instant payments and credit transfers continue to gain momentum, with Brazil's Pix system increasingly shaping both online and in-store payments.

AI Integration Advances Amid Rising Fraud and Enterprise Transformation

AI adoption across Latin America's payments and E-Commerce industries is accelerating, driven by heightened fraud pressures, evolving regulation, and enterprise digital transformation efforts. Financial institutions and fintech firms are expanding AI use across fraud prevention, customer engagement, credit analysis, and operational optimization. While AI adoption now exceeds global averages in several functional areas, infrastructure limitations and workforce constraints continue to shape implementation trajectories.

Table of Contents

1. Key Takeaways

2. Management Summary

3. Latin America: Digital Commerce Landscape

  • 3.1. Latin America Market Size, Growth & Regional Expansion
    • Latin America: Digital Commerce Market Size, in USD billion, 2020-2026f
    • Latin America: Retail E-Commerce Share, in % of Total Retail Sales, 2022-2028f
    • Latin America: Retail E-Commerce Sales, in USD billion, in % of Year-on-Year Change, 2022-2028f
    • Latin America: Online Retail Sales and E-Commerce Share, in USD billion and %, 2023 & 2028f
    • Latin America: Total E-Commerce Transaction Volume, in USD bn, and Y-o-Y Growth in % of Transaction Volume, 2021-2027f
  • 3.2. Latin America Market Structure, Concentration & Connectivity
    • Latin America: Retail E Commerce Sales Share of Argentina, Brazil, and Mexico vs. Rest of Region, in %, 2025
    • Latin America: Internet Users, by Selected Countries, in % of Total Population, 2024 & 2026f
    • Mexico & U.S: E-commerce Share of Total Retail Sales, in % of Total Retail Sales, 2026f
    • Mexico: B2C E-Commerce GMV Forecast, in USD billion, 2025 & 2030f, CAGR 2025 - 2030
  • 3.3. Latin America Cross-Border Dynamics & Global Competitive Pressure
    • Latin America: Cross-Border Payments and E-Commerce, December 2025
    • Latin America: Consumer Favorability Toward Chinese E-Commerce Brands, in % of Consumers Surveyed, 2025
    • Latin America: Likelihood of Buying from an E-Commerce Website Without Local Currency or Alternative Payment Methods, in % of Consumers Surveyed, 2025
    • Latin America: Perceived Benefits of Global Retail Expansion, in % of Consumers Surveyed, 2025
    • Latin America: Most Important Factors in Online Product Comparisons, in % of Consumers Surveyed, 2025
  • 3.4. Latin America Platforms, Business Models & Market Leadership
    • Latin America: B2C E-Commerce Player Overview, December 2025
    • Brazil: Share of E-Commerce Transactions by Business Model, in %, 2024
    • Brazil: Market Share of Leading E-Commerce Platforms, in % of total E-Commerce Sales, 2025
    • Brazil: Gen Z Consumers' Reported Purchases by Product Category, in %, 2025
  • 3.5. Latin America Country Spotlights Consumer Behavior, Devices & Product Demand Structure
    • Brazil: E-Commerce Transaction Volume by Device, in % of Total E-Commerce Volume, 2024
    • Mexico: E-Commerce Transaction Volume by Device, in % of Total E-Commerce Volume, 2024
    • Colombia: E-Commerce Transaction Volume by Device, in % of Total E-Commerce Volume, 2024
    • Argentina: E-Commerce Transaction Volume by Device, in % of Total E-Commerce Volume, 2024
    • Chile: E-Commerce Transaction Volume by Device, in % of Total E-Commerce Volume, 2024
    • Peru: E-Commerce Transaction Volume by Device, in % of Total E-Commerce Volume, 2024
    • Guatemala: E-Commerce Transaction Volume by Device, in % of Total E-Commerce Volume, 2024
    • Mexico: E-Commerce Product Categories, in % of Sales Year-on-Year Growth, Q3 2024
    • Peru: E-Commerce Product Categories, in % of Sales Year-on-Year Growth, 2023

4. Latin America: Payments Landscape Overview

  • 4.1. Latin America Payments Market Size & Infrastructure
    • Latin America: Payments Revenue, in USD trillion, 2017 & 2020-2022 & 2027f
    • Latin America: Share of Payment Revenue Value, in %, 2027f
    • Latin America: Payments Revenue Value, in USD trillion, 2013, 2018, 2020- 2023
    • Latin America: Payments Market Growth by Global Region, CAGR (%), 2022 - 2027f
    • Latin America: Payments Market Revenue Share by Global Region, in %, 2027f
    • Latin America: Payment Mix by New Payments and Traditional Payments, in % of Transaction Volume, 2023
    • Latin America: Share of Merchants Accepting Selected Payment Methods, in %, 2025
    • Latin America: Total Non-Cash Transactions, in billions of Transactions, 2018 & 2021-2024e & 2028f
    • Latin America: Total B2B Non-Cash Transactions, in billions of Transactions, 2018 & 2021-2024e & 2028f
    • Latin America: Payments Revenue by Type, Commercial & Consumer in %, 2018 & 2023
    • Latin America: Breakdown of Total Payments Revenue, Commercial & Consumer in %, 2023
  • 4.2. Latin America Consumer Payment Behavior & Adoption
    • Latin America: Preferred Payment Methods for In-Person Purchases, by Country, in % of Respondents, 2023
    • Latin America: Breakdown of Preferred Payment Method for In-Person Purchases, in % of Respondents, 2021 & 2023
    • Latin America: Reasons for Using Debit and Credit Cards in Latin America, % of Respondents, 2023
    • Latin America: Top Reasons for Digital Payment Adoption, in % of Respondents from High Mobile-Payment Penetration Countries, 2023
    • Latin America: Key Factors Driving Digital Payment Adoption in Low Mobile-Payment Adoption Countries, % of Respondents, 2023
    • Latin America: Share of Consumers that Use Smartphone Payments for In-Person Transactions at least once a month, in %, 2024
    • Latin America: Main Barriers to Online Payments, in % of Consumers Surveyed, 2025
    • Latin America: Importance of Accessible Payment Options for Online Purchases, in % of Consumers Surveyed, 2025
    • Latin America: E-Commerce Payment Method Market Share, in %, 2023
    • Latin America: Share of E-Commerce Payment Methods, in %, 2024
    • Latin America: Number of Cryptocurrency Owners, in millions, 2023 & 2024e
    • Latin America: Share of Population That Owns Cryptocurrency by Country, in %, 2024e (1 of 3)
    • Latin America: Share of Population That Owns Cryptocurrency by Country, in %, 2024e (2 of 3)
    • Latin America: Share of Population That Owns Cryptocurrency by Country, in %, 2024e (3 of 3)
  • 4.3. Latin America Country Spotlights Payment Methods Insights
    • Brazil: Pix Payment Volume, in USD trillion, 2021-2024 (Through June)
    • Brazil: Number of Pix Transactions, in billions, 2021-2024 (Through June)
    • Brazil: E-Commerce Payment Methods by Market Share, in %, 2023
    • Brazil: E-Commerce Payment Methods Market Share by Vertical, in %, 2023
    • Brazil: Share of Consumers Using Payment Methods Daily, in %, 2023
    • Brazil: E-Commerce Payment Methods by Market Share, in %, 2024
    • Brazil: Projected Online Payment Market Share by Method, in %, 2025f
    • Brazil: E-Commerce Market Share by Payment Method, in %, 2024
    • Brazil: A2A Payments Share, in % of E-Commerce Spend, 2020, 2023 & 2027f
    • Mexico: E-Commerce Payment Methods by Market Share, in %, 2023
    • Mexico: E-Commerce Payment Methods by Market Share, in %, 2024
    • Mexico: A2A Payments Share, in % of E-Commerce Spend, 2020, 2023 & 2027f
  • 4.3. Latin America Country Spotlights Payment Methods Insights (Cont.)
    • Colombia: E-Commerce Payment Methods by Market Share, in %, 2023
    • Colombia: E-Commerce Payment Methods by Market Share, in %, 2024
    • Chile: E-Commerce Payment Methods by Market Share, in %, 2023
    • Chile: E-Commerce Payment Methods by Market Share, in %, 2024
    • Chile: A2A Payments Share, in % of E-Commerce Spend, 2020, 2023 & 2027f
    • Argentina: E-Commerce Payment Methods by Market Share, in %, 2023
    • Argentina: E-Commerce Payment Methods by Market Share, in %, 2024
    • Argentina: A2A Payments Share, in % of E-Commerce Spend, 2020, 2023 & 2027f
    • Peru: E-Commerce Payment Methods by Market Share, in %, 2023
    • Peru: E-Commerce Payment Methods by Market Share, in %, 2024

5. Latin America: AI & Automation in Commerce

  • 5.1. AI Adoption & Seller Readiness in Latin America
    • 5.1.1. Regional
    • Latin America & Global: AI Adoption by Enterprise Use Cases, in % of Respondents, 2024
    • Latin America & Global: Perceived Business Impact of Generative AI, in % of Companies, 2023 & 2024
    • Latin America & Global: AI Delivery Team Implementation, in % of Companies, 2023 & 2024
    • Latin America & The Caribbean: Job Categories by Exposure to GenAI, in % of Respondents, April 2025
    • Latin America & The Caribbean: Job Categories by Productivity Potential from GenAI, in % of Resp., Apr 2025
    • Latin America & The Caribbean: Job Categories by Automation Risk from GenAI, in % of Resp., April 2025
    • Latin America & The Caribbean: Workforce Distribution by GenAI Exposure, in % of Resp., April 2025
    • Latin America & The Caribbean: Infrastructure, Computing, Server, and Data Ecosystem Gaps for AI Adoption, Aug 2025
    • Latin America & The Caribbean: AI Talent Shortages, Education Pipeline Weaknesses, and Firm-Level Adoption Gaps, Aug 2025
    • Latin America: Share of Organizations Using AI Tools Across Business Functions, in % of Resp., 2024
    • Latin America: Perceived Impact of AI Tools Across Business Functions, in % of Respondents, 2024
    • Latin America: Adoption of AI-Based Business Solutions, in % of Companies, Jan 2025
    • Latin America: Stage of AI Adoption in Organizations, in % of Respondents, 2025
    • Latin America: Approaches to AI Capability Development, in % of Respondents, 2025
    • Latin America: Share of Latitud Fellowship Companies Identifying as AI-centric or AI-enabled, in % of Resp., 2022-2023 & H1 2024
    • Latin America: Founders' Views on AI Transformative Force for Business and Society, in % of Resp., 2024
    • Latin America: Founders' Expectations of AI Impact on Cost Reduction and Revenue Growth, in % of Resp., 2024
    • Latin America: Founders' Perceptions of AI Market Expectations, in % of Respondents, 2024
    • Latin America: Founders' Views on AI Hype and Investor Overexpectations, in % of Respondents, 2024
    • Latin America: Generative AI Adoption in Tech Companies, in % of Respondents, 2024
    • Latin America: Adoption of AI Frameworks by Provider, in % of Respondents, Mar-Apr 2025
    • Latin America: Number of AI Frameworks Adopted, in % of Respondents, Mar-Apr 2025
    • Latin America: Expected Impact of AI on Workforce, in % of Respondents, Mar-Apr 2025
    • Latin America: Main Drivers of AI Adoption, in % of Respondents, Jan 2025
    • Latin America: Main Drivers of Excitement About AI Adoption, in % of Respondents, 2025
    • Latin America: Good Understanding of AI by Country, in % of Respondents, Aug-Sep 2024
    • Latin America: Use of AI Tools in Daily Life by Country, in % of Respondents, Aug-Sep 2024
    • Latin America: AI Opportunity in Service Exports, Investment Gap, Export Lag, and Skills Gap, Aug 2025
    • Latin America: Main Challenges to AI Implementation, in % of Respondents, 2024
    • Latin America: Main Obstacles to AI Adoption, in % of Respondents, Jan 2025
    • Latin America: Leading Barriers to AI Adoption, in % of Respondents, Mar-Apr 2025
    • Latin America: Barriers to AI Exploration, in % of Respondents, 2025
    • Latin America: Key Areas of Support Needed for AI Adoption, in % of Respondents, Mar-Apr 2025
    • 5.1.2. Country Spotlights
    • Brazil: Population Familiarity with AI, in % of Respondents, 2024
    • Brazil: Corporate Perceptions of AI for Automation and Efficiency, in % of Respondents, Jan 2025
    • Mexico: Corporate Perceptions of AI for Automation and Efficiency, in % of Respondents, Jan 2025
    • Colombia: Corporate Perceptions of AI for Automation and Efficiency, in % of Respondents, Jan 2025
    • Chile: Corporate Perceptions of AI for Automation and Efficiency, in % of Respondents, Jan 2025
    • Argentina: Corporate Perceptions of AI for Automation and Efficiency, in % of Respondents, Jan 2025
    • Brazil: Corporate Expectations of AI's Impact on Industry, in % of Respondents, Jan 2025
    • Mexico: Corporate Expectations of AI's Impact on Industry, in % of Respondents, Jan 2025
    • Colombia: Corporate Expectations of AI's Impact on Industry, in % of Respondents, Jan 2025
    • Chile: Corporate Expectations of AI's Impact on Industry, in % of Respondents, Jan 2025
    • Argentina: Corporate Expectations of AI's Impact on Industry, in % of Respondents, Jan 2025
    • Brazil: Expected Timeline of Results from AI Strategies, in % of Respondents, Jan 2025
    • Mexico: Expected Timeline of Results from AI Strategies, in % of Respondents, Jan 2025
    • Colombia: Expected Timeline of Results from AI Strategies, in % of Respondents, Jan 2025
    • Chile: Expected Timeline of Results from AI Strategies, in % of Respondents, Jan 2025
    • Argentina: Expected Timeline of Results from AI Strategies, in % of Respondents, Jan 2025
    • Brazil: AI Investment Plans, in % of Respondents, Jan 2025
    • Mexico: AI Investment Plans, in % of Respondents, Jan 2025
    • Colombia: AI Investment Plans, in % of Respondents, Jan 2025
    • Chile: AI Investment Plans, in % of Respondents, Jan 2025
    • Argentina: AI Investment Plans, in % of Respondents, Jan 2025
  • 5.2. Operational Applications and Economic Impact of AI in Latin America
    • Latin America: Productivity Gains from AI Adoption, in % of Respondents, 2025
    • Latin America: Benefits of AI Adoption, in % of Respondents, Jan 2025
    • Latin America: Business Functions of AI Implementation, in % of Respondents, Jan 2025
    • Latin America: Use of AI Technologies in Daily Operations, in % of Respondents, 2025
    • Latin America: FinTech Sector Growth as a Foundation for AI-Enabled Payments, in Number of Comp., 2017 & 2023
    • Latin America: FinTech Concentration and AI Readiness Potential by Country, in % of Total Fintech Comp., 2024
    • Latin America: Count. with the Highest Growth in Fintech Startups and AI Innovation Potential, in % of Comp., 2022-2024
    • Latin America: Blockchain Tokenization, AI Monitoring, and Customer-Centric Banking Innovations, Sep 2025
  • 5.3. AI Risk, Trust, Security and Governance in Latin America
    • 5.3.1. Regional
    • Latin America & The Caribbean: Absorptive Capacity, Readiness Gaps, and Global Positioning in AI Adoption, Aug 2025
    • Latin America & The Caribbean: Opportunities and Risks of AI Adoption for Economic, Social, and Technological Development, Aug 2025
    • Latin America & The Caribbean: Responsible AI Initiatives, Policy Challenges, Regulatory Needs, and Data Governance Gaps, Aug 2025
    • Latin America & Mexico: Cybercrime Attempts and AI Professional Shortages in Millions, Oct 2024
    • Latin America: Fraud Challenges, Costs, AI Detection Tools, and Partnerships in Digital Payments, Sep 2025
    • Latin America: Biggest Risks to AI Deployment in Startups, in % of Respondents, 2025
    • Latin America: AI and Intensified Inequality by Country, in % of Respondents, Aug-Sep 2024
    • Latin America: Support for Government Regulation of AI by Country, in % of Respondents, Aug-Sep 2024
    • Latin America: AI Bills with Principle-Based Rights, Risk Classification, and Compliance Obligations, Sep 2025
    • Latin America: AI Proposals with Governance Councils, Regulatory Sandboxes, and SME Support, Sep 2025
    • Latin America: Regulatory Gaps, Local Frameworks, Regional Coordination, and AI Governance, Sep 2025
    • Latin America: Regulatory Progress, Governance, Institutional Gaps, and Regional Cooperation in AI, Sep 2025
    • Latin America: Perceived Country Preparedness to Face AI Challenges, in % of Respondents, Aug-Sep 2024
    • South America: Average Government AI Readiness in Data and Infrastructure, in Index Value, 2023 & 2024
    • 5.3.2. Country Spotlights
    • Brazil: Comfort Levels in Sharing Personal Data with AI Tools, in % of Respondents, 2024
    • Brazil: Public Readiness for Data Sharing with AI and Traditional Inst., in % of Resp. Comfortable Sharing Data, 2024
    • Brazil: Planned AI Training Investments for Teams, in % of Respondents, Jan 2025
    • Mexico: Planned AI Training Investments for Teams, in % of Respondents, Jan 2025
    • Colombia: Planned AI Training Investments for Teams, in % of Respondents, Jan 2025
    • Chile: Planned AI Training Investments for Teams, in % of Respondents, Jan 2025
    • Argentina: Planned AI Training Investments for Teams, in % of Respondents, Jan 2025
    • Brazil: Workforce with AI Hiring Focus, in % of Respondents, Jan 2025
    • Mexico: Workforce with AI Hiring Focus, in % of Respondents, Jan 2025
    • Colombia: Workforce with AI Hiring Focus, in % of Respondents, Jan 2025
    • Chile: Workforce with AI Hiring Focus, in % of Respondents, Jan 2025
    • Argentina: Workforce with AI Hiring Focus, in % of Respondents, Jan 2025
    • Brazil: Importance of Sustainability in Implementing AI Solutions, in % of Respondents, Jan 2025
    • Mexico: Importance of Sustainability in Implementing AI Solutions, in % of Respondents, Jan 2025
    • Colombia: Importance of Sustainability in Implementing AI Solutions, in % of Respondents, Jan 2025
    • Chile: Importance of Sustainability in Implementing AI Solutions, in % of Respondents, Jan 2025
    • Argentina: Importance of Sustainability in Implementing AI Solutions, in % of Respondents, Jan 2025
    • Brazil: Government AI Readiness in Data and Infrastructure, in Index Value, 2023 & 2024
  • 5.4. AI Competitive Landscape, Investment Dynamics, and Scaling Patterns in Latin America
    • Latin America: AI Adoption by Approach in Startups, in % of Respondents, Mar-Apr 2025
    • Latin America: AI Adoption Levels and Revenue Contribution from AI-Powered Products, in % of Resp., Mar-Apr 2025
    • Latin America: Share of AI Leaders' Revenues Attributable to AI-Powered Products, in % of Resp., Mar-Apr 2025
    • Latin America: Median Revenue Growth of AI and Non-AI Companies Across Income Bands, in % of Resp., Mar-Apr 2025
    • Latin America: Top-Quartile Revenue Growth of AI and Non-AI Companies Across Income Bands, in % of Resp., Mar-Apr 2025
    • Latin America: Funding Status of Startups and AI Share of Funded Firms, in % of Resp., Mar-Apr 2025
    • Latin America: AI Adoption Across Application Areas Among Startups, in % of Respondents, Mar-Apr 2025
    • Latin America: Number of AI Use Cases Implemented Per Startup, in % of Respondents, Mar-Apr 2025
    • Latin America: Areas of AI Use in Startup Operations, in % of Respondents, 2025
    • Latin America: Use of AI Models in Startups, in % of Respondents, 2025
    • Latin America: Share of Startups Measuring ROI on AI Investments, in % of Resp., Mar-Apr 2025
    • Latin America: Metrics of ROI on AI Investments Among Startups, in % of Respondents, Mar-Apr 2025
    • Latin America: AI ROI Measurement Metrics, in % of Respondents, 2025
    • Latin America: Ownership of AI Leadership Roles in Startups, in % of Respondents, Mar-Apr 2025
    • Latin America: AI/ML Cloud Workload Distribution by Provider, in % of Respondents, Mar-Apr 2025
    • Latin America: Number of Cloud Providers Used for AI/ML Workloads, in % of Respondents, Mar-Apr 2025
    • Latin America: LLM Adoption by Provider and Number of Models Deployed, in % of Resp., Mar-Apr 2025
    • Latin America: VC Investment Likelihood for AI-Core Startups, in % of Respondents, 2024 & 2025
    • Latin America: Barriers to VC Support for Portfolio AI Deployment, in % of Respondents, 2025
    • Latin America: Internal AI Use Cases Among VC Firms, in % of Respondents, 2023 & 2025
    • Latin America: Internal AI Application Usage by VC Firms, in % of Respondents, 2025