2026-2030年全球金融科技市场

全球金融科技市场预计将从 2025 年到 2030 年以 32.8% 的复合年增长率成长，达到 12915.6 亿美元。

本报告对全球金融科技市场进行了全面分析，包括市场规模和预测、趋势、成长要素和挑战，以及对约 25 家公司的供应商分析。

该报告对当前市场格局、最新趋势和驱动因素以及整体市场环境进行了最新分析，其驱动因素包括：采用人工智慧 (AI) 实现金融流程自动化、金融服务领域对消费者金融保护的日益重视，以及数位支付和嵌入式金融的扩展。

本研究采用客观的方法，结合一手和二手讯息，包括来自主要行业相关人员的意见。报告包含全面的市场规模数据、区域細項分析、供应商格局以及对主要企业的分析。报告提供历史数据和预测数据。

报告指出，稳定币的快速普及是推动金融科技创新的关键因素之一，也是未来几年推动全球金融科技市场成长的关键因素之一。资产代币化的主流化和金融服务领域超级应用程式的普及预计将在市场中产生巨大的需求。

目录

第一章执行摘要

第二章 Technavio 分析

• 价格、生命週期、顾客购买篮、采用率和购买标准分析
• 投入与差异化因素的重要性
• 混淆来源
• 驱动因素和挑战的影响

第三章 市场情势

• 市场生态系统
• 市场特征
• 价值链分析

第四章 市场规模

• 市场定义
• 市场区隔分析
• 2025年市场规模
• 2025-2030年市场展望

第五章 市场规模表现

• 2020-2024年全球金融科技市场
• 2020-2024年部署细分市场分析
• 2020-2024年最终用户细分市场分析
• 应用细分市场分析 2020-2024
• 2020-2024年区域市场分析
• 2020-2024年国家细分市场分析

第六章 定性分析

• 人工智慧的影响：全球金融科技市场

第七章五力分析

• 五力分析概述
• 买方的议价能力
• 供应商的议价能力
• 新进入者的威胁
• 替代品的威胁
• 竞争威胁
• 市场状况

8. 依部署方式进行市场区隔

• 比较：依部署方式
• 本地部署
• 云
• 按部署方式分類的市场机会

9. 按最终用户分類的市场细分

• 比较：按最终用户
• 银行
• 保险
• 证券
• 其他的
• 按最终用户分類的市场机会

第十章 按应用程式进行市场细分

• 比较：透过应用
• 诈欺监控
• 了解你的客户
• 合规和监管援助
• 按应用分類的市场机会

第十一章 客户情况

第十二章 区域情势

• 区域细分
• 区域比较
• 亚太地区
  • 中国
  • 印度
  • 日本
  • 澳洲
  • 新加坡
  • 印尼
• 北美洲
  • 我们
  • 加拿大
  • 墨西哥
• 欧洲
  • 英国
  • 德国
  • 法国
  • 瑞士
  • 瑞典
  • 荷兰
• 南美洲
  • 巴西
  • 阿根廷
  • 智利
• 中东和非洲
  • 阿拉伯聯合大公国
  • 沙乌地阿拉伯
  • 以色列
  • 南非
  • 奈及利亚
• 各区域的市场机会

第十三章：驱动因素、挑战与机会

• 市场驱动因素
• 市场挑战
• 驱动因素和挑战的影响
• 市场机会

第十四章 竞争格局

• 概述
• 竞争格局
• 令人困惑的局面
• 产业风险

第十五章 竞争分析

• 公司简介
• 企业排名指数
• 公司市场定位
• Acorns Advisers LLC
• Adyen NV
• Affirm Holdings Inc.
• Ant International
• Brex
• Checkout Ltd.
• Coinbase Global Inc.
• Google LLC
• PayPal Holdings Inc.
• Plaid Inc.
• Revolut Ltd.
• SoFi Technologies Inc.
• Stripe Inc.
• Upstart Network Inc.
• Wise Payments Ltd.

第十六章附录

The global fintech market is forecasted to grow by USD 1029156.0 mn during 2025-2030, accelerating at a CAGR of 32.8% during the forecast period. The report on the global fintech market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors.

The report offers an up-to-date analysis regarding the current market scenario, the latest trends and drivers, and the overall market environment. The market is driven by adoption of artificial intelligence to automate financial processes, increasing focus on consumer financial protection across financial services, expansion of digital payments and embedded finance.

The study was conducted using an objective combination of primary and secondary information including inputs from key participants in the industry. The report contains a comprehensive market size data, segment with regional analysis and vendor landscape in addition to an analysis of the key companies. Reports have historic and forecast data.

Technavio's global fintech market is segmented as below:

By Deployment

• On-premises
• Cloud

By End-User

• Banking
• Insurance
• Securities
• Others

By Application

• Fraud monitoring
• KYC verification
• Compliance and regulatory support

Geography

• APAC
  • China
  • India
  • Japan
  • Australia
  • Singapore
  • Indonesia
• North America
  • US
  • Canada
  • Mexico
• Europe
  • UK
  • Germany
  • France
  • Switzerland
  • Sweden
  • The Netherlands
• South America
  • Brazil
  • Argentina
  • Chile
• Middle East and Africa
  • UAE
  • South Africa
• Rest of World (ROW)

This study identifies the surge in stablecoin adoption driving fintech innovation as one of the prime reasons driving the global fintech market growth during the next few years. Also, mainstream integration of asset tokenization and proliferation of super apps in financial services will lead to sizable demand in the market.

The report on the global fintech market covers the following areas:

• Global fintech market sizing
• Global fintech market forecast
• Global fintech market industry analysis

The robust vendor analysis is designed to help clients improve their market position, and in line with this, this report provides a detailed analysis of several leading global fintech market vendors that include Acorns Advisers LLC, Adyen NV, Affirm Holdings Inc., Ant International, Avant LLC, Brex, Checkout Ltd., Coinbase Global Inc., DMI Finance, Earnest LLC, Fundrise LLC, Google LLC, PayPal Holdings Inc., Plaid Inc., Revolut Ltd., SoFi Technologies Inc., Stripe Inc., Upstart Network Inc., Wise Payments Ltd., Zeta Services Inc.. Also, the global fintech market analysis report includes information on upcoming trends and challenges that will influence market growth. This is to help companies strategize and leverage all forthcoming growth opportunities.

The publisher presents a detailed picture of the market by the way of study, synthesis, and summation of data from multiple sources by an analysis of key parameters such as profit, pricing, competition, and promotions. It presents various market facets by identifying the key industry influencers. The data presented is comprehensive, reliable, and a result of extensive primary and secondary research. The market research reports provide a complete competitive landscape and an in-depth vendor selection methodology and analysis using qualitative and quantitative research to forecast accurate market growth.

Table of Contents

1 Executive Summary

• 1.1 Market overview
  • Executive Summary - Chart on Market Overview
  • Executive Summary - Data Table on Market Overview
  • Executive Summary - Chart on Global Market Characteristics
  • Executive Summary - Chart on Market by Geography
  • Executive Summary - Chart on Market Segmentation by Deployment
  • Executive Summary - Chart on Market Segmentation by End-user
  • Executive Summary - Chart on Market Segmentation by Application
  • Executive Summary - Chart on Incremental Growth
  • Executive Summary - Data Table on Incremental Growth
  • Executive Summary - Chart on Company Market Positioning

2 Technavio Analysis

• 2.1 Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria
  • Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria
• 2.2 Criticality of inputs and Factors of differentiation
• 2.3 Factors of disruption
• 2.4 Impact of drivers and challenges

3 Market Landscape

• 3.1 Market ecosystem
• 3.2 Market characteristics
• 3.3 Value chain analysis

4 Market Sizing

• 4.1 Market definition
• 4.2 Market segment analysis
  • Market segments
• 4.3 Market size 2025
• 4.4 Market outlook: Forecast for 2025-2030

5 Historic Market Size

• 5.1 Global Fintech Market 2020 - 2024
  • Historic Market Size - Data Table on Global Fintech Market 2020 - 2024 ($ million)
• 5.2 Deployment segment analysis 2020 - 2024
  • Historic Market Size - Deployment Segment 2020 - 2024 ($ million)
• 5.3 End-user segment analysis 2020 - 2024
  • Historic Market Size - End-user Segment 2020 - 2024 ($ million)
• 5.4 Application segment analysis 2020 - 2024
  • Historic Market Size - Application Segment 2020 - 2024 ($ million)
• 5.5 Geography segment analysis 2020 - 2024
  • Historic Market Size - Geography Segment 2020 - 2024 ($ million)
• 5.6 Country segment analysis 2020 - 2024
  • Historic Market Size - Country Segment 2020 - 2024 ($ million)

6 Qualitative Analysis

• 6.1 Impact of AI on Global Fintech Market

7 Five Forces Analysis

• 7.1 Five forces summary
  • Five forces analysis - Comparison between 2025 and 2030
• 7.2 Bargaining power of buyers
  • Bargaining power of buyers - Impact of key factors 2025 and 2030
• 7.3 Bargaining power of suppliers
  • Bargaining power of suppliers - Impact of key factors in 2025 and 2030
• 7.4 Threat of new entrants
  • Threat of new entrants - Impact of key factors in 2025 and 2030
• 7.5 Threat of substitutes
  • Threat of substitutes - Impact of key factors in 2025 and 2030
• 7.6 Threat of rivalry
  • Threat of rivalry - Impact of key factors in 2025 and 2030
• 7.7 Market condition

8 Market Segmentation by Deployment

• 8.1 Market segments
• 8.2 Comparison by Deployment
• 8.3 On-premises - Market size and forecast 2025-2030
• 8.4 Cloud - Market size and forecast 2025-2030
• 8.5 Market opportunity by Deployment
  • Market opportunity by Deployment ($ million)

9 Market Segmentation by End-user

• 9.1 Market segments
• 9.2 Comparison by End-user
• 9.3 Banking - Market size and forecast 2025-2030
• 9.4 Insurance - Market size and forecast 2025-2030
• 9.5 Securities - Market size and forecast 2025-2030
• 9.6 Others - Market size and forecast 2025-2030
• 9.7 Market opportunity by End-user
  • Market opportunity by End-user ($ million)

10 Market Segmentation by Application

• 10.1 Market segments
• 10.2 Comparison by Application
• 10.3 Fraud monitoring - Market size and forecast 2025-2030
• 10.4 KYC verification - Market size and forecast 2025-2030
• 10.5 Compliance and regulatory support - Market size and forecast 2025-2030
• 10.6 Market opportunity by Application
  • Market opportunity by Application ($ million)

11 Customer Landscape

• 11.1 Customer landscape overview
  • Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria

12 Geographic Landscape

• 12.1 Geographic segmentation
• 12.2 Geographic comparison
• 12.3 APAC - Market size and forecast 2025-2030
  • 12.3.1 China - Market size and forecast 2025-2030
  • 12.3.2 India - Market size and forecast 2025-2030
  • 12.3.3 Japan - Market size and forecast 2025-2030
  • 12.3.4 Australia - Market size and forecast 2025-2030
  • 12.3.5 Singapore - Market size and forecast 2025-2030
  • 12.3.6 Indonesia - Market size and forecast 2025-2030
• 12.4 North America - Market size and forecast 2025-2030
  • 12.4.1 US - Market size and forecast 2025-2030
  • 12.4.2 Canada - Market size and forecast 2025-2030
  • 12.4.3 Mexico - Market size and forecast 2025-2030
• 12.5 Europe - Market size and forecast 2025-2030
  • 12.5.1 UK - Market size and forecast 2025-2030
  • 12.5.2 Germany - Market size and forecast 2025-2030
  • 12.5.3 France - Market size and forecast 2025-2030
  • 12.5.4 Switzerland - Market size and forecast 2025-2030
  • 12.5.5 Sweden - Market size and forecast 2025-2030
  • 12.5.6 The Netherlands - Market size and forecast 2025-2030
• 12.6 South America - Market size and forecast 2025-2030
  • 12.6.1 Brazil - Market size and forecast 2025-2030
  • 12.6.2 Argentina - Market size and forecast 2025-2030
  • 12.6.3 Chile - Market size and forecast 2025-2030
• 12.7 Middle East and Africa - Market size and forecast 2025-2030
  • 12.7.1 UAE - Market size and forecast 2025-2030
  • 12.7.2 Saudi Arabia - Market size and forecast 2025-2030
  • 12.7.3 Israel - Market size and forecast 2025-2030
  • 12.7.4 South Africa - Market size and forecast 2025-2030
  • 12.7.5 Nigeria - Market size and forecast 2025-2030
• 12.8 Market opportunity by geography
  • Market opportunity by geography ($ million)
  • Data Tables on Market opportunity by geography ($ million)

13 Drivers, Challenges, and Opportunity

• 13.1 Market drivers
  • Adoption of artificial intelligence to automate financial processes
  • Increasing focus on consumer financial protection across financial services
  • Expansion of digital payments and embedded finance
• 13.2 Market challenges
  • Escalating cybersecurity threats and data breaches
  • Intensifying regulatory compliance burdens
  • Heightened competitive pressures and market consolidation
• 13.3 Impact of drivers and challenges
  • Impact of drivers and challenges in 2025 and 2030
• 13.4 Market opportunities
  • Surge in stablecoin adoption driving fintech innovation
  • Mainstream integration of asset tokenization
  • Proliferation of super apps in financial services

14 Competitive Landscape

• 14.1 Overview
• 14.2 Competitive Landscape
  • Overview on criticality of inputs and factors of differentiation
• 14.3 Landscape disruption
  • Overview on factors of disruption
• 14.4 Industry risks
  • Impact of key risks on business

15 Competitive Analysis

• 15.1 Companies profiled
  • Companies covered
• 15.2 Company ranking index
  • Company ranking index
• 15.3 Market positioning of companies
  • Matrix on companies position and classification
• 15.4 Acorns Advisers LLC
  • Acorns Advisers LLC - Overview
  • Acorns Advisers LLC - Product / Service
  • Acorns Advisers LLC - Key offerings
  • SWOT
• 15.5 Adyen NV
  • Adyen NV - Overview
  • Adyen NV - Product / Service
  • Adyen NV - Key offerings
  • SWOT
• 15.6 Affirm Holdings Inc.
  • Affirm Holdings Inc. - Overview
  • Affirm Holdings Inc. - Product / Service
  • Affirm Holdings Inc. - Key offerings
  • SWOT
• 15.7 Ant International
  • Ant International - Overview
  • Ant International - Product / Service
  • Ant International - Key offerings
  • SWOT
• 15.8 Brex
  • Brex - Overview
  • Brex - Product / Service
  • Brex - Key offerings
  • SWOT
• 15.9 Checkout Ltd.
  • Checkout Ltd. - Overview
  • Checkout Ltd. - Product / Service
  • Checkout Ltd. - Key offerings
  • SWOT
• 15.10 Coinbase Global Inc.
  • Coinbase Global Inc. - Overview
  • Coinbase Global Inc. - Product / Service
  • Coinbase Global Inc. - Key offerings
  • SWOT
• 15.11 Google LLC
  • Google LLC - Overview
  • Google LLC - Product / Service
  • Google LLC - Key offerings
  • SWOT
• 15.12 PayPal Holdings Inc.
  • PayPal Holdings Inc. - Overview
  • PayPal Holdings Inc. - Product / Service
  • PayPal Holdings Inc. - Key news
  • PayPal Holdings Inc. - Key offerings
  • SWOT
• 15.13 Plaid Inc.
  • Plaid Inc. - Overview
  • Plaid Inc. - Product / Service
  • Plaid Inc. - Key offerings
  • SWOT
• 15.14 Revolut Ltd.
  • Revolut Ltd. - Overview
  • Revolut Ltd. - Product / Service
  • Revolut Ltd. - Key offerings
  • SWOT
• 15.15 SoFi Technologies Inc.
  • SoFi Technologies Inc. - Overview
  • SoFi Technologies Inc. - Product / Service
  • SoFi Technologies Inc. - Key offerings
  • SWOT
• 15.16 Stripe Inc.
  • Stripe Inc. - Overview
  • Stripe Inc. - Product / Service
  • Stripe Inc. - Key offerings
  • SWOT
• 15.17 Upstart Network Inc.
  • Upstart Network Inc. - Overview
  • Upstart Network Inc. - Product / Service
  • Upstart Network Inc. - Key offerings
  • SWOT
• 15.18 Wise Payments Ltd.
  • Wise Payments Ltd. - Overview
  • Wise Payments Ltd. - Business segments
  • Wise Payments Ltd. - Key offerings
  • Wise Payments Ltd. - Segment focus
  • SWOT

16 Appendix

• 16.1 Scope of the report
  • Market definition
  • Objectives
  • Notes and caveats
• 16.2 Inclusions and exclusions checklist
  • Inclusions checklist
  • Exclusions checklist
• 16.3 Currency conversion rates for US$
  • Currency conversion rates for US$
• 16.4 Research methodology
  • Research methodology
• 16.5 Data procurement
  • Information sources
• 16.6 Data validation
  • Data validation
• 16.7 Validation techniques employed for market sizing
  • Validation techniques employed for market sizing
• 16.8 Data synthesis
  • Data synthesis
• 16.9 360 degree market analysis
  • 360 degree market analysis
• 16.10 List of abbreviations
  • List of abbreviations