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市场调查报告书
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1904570

资产管理技术市场预测至2032年：按解决方案组件、咨询模式、公司规模、最终用户和地区分類的全球分析

Wealth Management Tech Market Forecasts to 2032 - Global Analysis By Solution & Component, Advisory Mode (Human-Led Advisory, Robo-Advisory Platforms, and Hybrid Advisory Models), Enterprise Size, End User, and By Geography
出版日期: | 出版商: Stratistics Market Research Consulting | 英文 | 商品交期: 2-3个工作天内

价格

根据 Stratistics MRC 的一项研究，预计到 2025 年，全球财富管理技术市场价值将达到 85 亿美元，到 2032 年将达到 208 亿美元。

预计在预测期内，财富管理技术将以13.6%的复合年增长率成长。财富管理技术指的是能够帮助财务顾问、金融机构和投资者管理资产和客户关係的数位平台和软体。这包括投资组合管理、智能投顾工具、分析、客户关係管理（CRM）、合规和报告系统。其优势包括提高营运效率、数据驱动的投资决策、可扩展的咨询服务、改善客户体验、提供监管合规支持，以及更好地服务高净值客户和中端市场客户。

根据Capgemini SA发布的《2025年世界财富报告》，到2024年底，全球高净值人士（HNWI）的财富总额将达到创纪录的90.5兆美元。

客户对数位化和行动优先体验的需求日益增长

投资者越来越期望能够即时查看投资组合、享受无缝註册流程以及使用类似于消费金融科技应用的直觉式行动介面。此外，人口结构向精通科技的千禧世代数位原民人群的转变，正在加速平台的普及。资产管理公司正积极响应这一趋势，投资于整合交易、报告和咨询工具的全通路平台。此外，数位化互动有助于提高客户维繫、降低服务成本，并实现可扩展的跨区域咨询模式，从而在全球范围内提高效率。

金融服务领域的资料安全与隐私问题

平台处理敏感的财务、身分和行为数据，使其成为网路攻击和诈骗的易受攻击目标。此外，诸如GDPR和SEC指南等严格的法规结构增加了合规的复杂性和实施成本。由于担心声誉和法律风险，资产管理公司对云端迁移和第三方整合仍然持谨慎态度。此外，旧有系统通常缺乏现代安全架构，这延缓了技术升级，并阻碍了全球保守型金融机构采用新技术。

人工智慧和分析技术能够提供高度个人化的投资建议

机器学习能够更深入分析客户行为、风险偏好和人生阶段目标，从而实现大规模。利用人工智慧的公司可以在保持个人化客户参与的同时，提高顾问的工作效率。此外，数据驱动的洞察能够增强决策能力，提高绩效透明度，并在竞争日益激烈的全球咨询环境中使平台脱颖而出。

来自敏捷型金融科技公司的激烈竞争

金融科技公司提供低成本、使用者友善的平台，拥有快速的创新週期和卓越的数位体验。此外，智能投顾和混合型咨询模式正在吸引年轻投资者和注重成本的客户。传统金融供应商面临着在保持合规性的同时，对其产品和服务进行现代化改造的压力。此外，价格战和销售週期缩短正在挤压利润空间，迫使现有企业加快创新步伐，并寻求策略合作伙伴关係以保持竞争力。

新冠疫情的感染疾病

新冠疫情显着加速了财富管理技术市场的数位转型，因为传统的面对面咨询模式受到了衝击。各公司迅速采用数位化客户导入、虚拟咨询工具和云端平台，以确保客户服务的连续性。此外，市场波动加剧也提高了对即时分析和风险管理解决方案的需求。儘管初期营运方面面临一些挑战，但从长远来看，疫情的影响包括：远端互动模式的持续普及、数位投资预算的增加，以及向可扩展、高弹性的财富管理技术生态系统的加速转型。

预计在预测期内，软体解决方案领域将占据最大的市场份额。

由于软体解决方案在投资组合管理、合规、报告和客户参与方面发挥核心作用，预计在预测期内，该领域将占据最大的市场份额。这些平台将咨询工作流程、分析和交易工具整合到一个统一的系统中。此外，软体解决方案还提供可扩展性和可自订性，以满足不同客户的需求。来自银行、经纪公司和独立顾问的强劲需求支撑着稳定的产生收入。自动化、安全性和互通性的持续提升进一步巩固了该领域在全球的领先地位。

预计新兴金融科技领域在预测期内将实现最高的复合年增长率。

在创新驱动的经营模式的推动下，新兴的金融科技领域预计将在预测期内实现最高成长率。金融科技公司正迅速采用人工智慧、自动化和行动优先设计，以吸引数位原民投资者。此外，较低的基础设施成本和云端原生平台也支援其快速扩展。这些公司以价格合理且透明的服务满足了服务不足的族群。强大的创业融资和与传统机构的策略合作正在进一步加速金融科技的普及和市场扩张。

比最大的地区

由于北美地区拥有先进的金融基础设施和较高的技术普及率，预计该地区将在预测期内占据最大的市场份额。主要资产管理公司、金融科技创新者和供应商的存在支撑了强劲的需求。此外，较高的数位素养和良好的投资环境将促进平台的快速部署。清晰的监管政策和充足的IT支出预算使得持续升级成为可能，从而巩固了北美在资产管理技术应用方面的领先地位。

复合年均成长率最高的地区

亚太地区预计将在预测期内实现最高的复合年增长率，这主要得益于财富增长、数位化加快以及中产阶级人口的扩大。智慧型手机的快速普及和金融科技生态系统的蓬勃发展正在推动技术的应用。此外，政府为促进数位金融和普惠金融所采取的措施也加速了平台部署。青年投资者参与度的提高和跨境投资活动的增加，进一步推动了可在全部区域推广的、以技术主导的财富管理解决方案的需求。

免费客製化服务

购买此报告的客户可享有以下免费自订选项之一：

  • 公司概况
    • 最多三家新增市场参与企业进行全面分析
    • 主要参与企业（最多3家公司）的SWOT分析
  • 区域细分
    • 根据客户要求，对主要国家进行市场估算和预测，并计算复合年增长率（註：可行性需确认）。
  • 竞争标竿分析
    • 从产品系列、地域覆盖范围和策略联盟等方面对主要参与企业进行基准分析

目录

第一章执行摘要

第二章 前言

  • 摘要
  • 相关利益者
  • 调查范围
  • 调查方法
  • 研究材料

第三章 市场趋势分析

  • 司机
  • 抑制因素
  • 机会
  • 威胁
  • 终端用户分析
  • 新兴市场
  • 新冠疫情的感染疾病

第四章 波特五力分析

  • 供应商的议价能力
  • 买方的议价能力
  • 替代品的威胁
  • 新进入者的威胁
  • 竞争对手之间的竞争

5. 全球资产管理技术市场（按解决方案组件划分）

  • 软体解决方案
    • 财务规划与目标导向投资工具
    • 投资组合、会计和交易管理
    • 绩效报告和客户门户
    • 风险管理合规模块
  • 专业服务
    • 实施支持
    • 咨询
    • 託管服务

6. 全球资产管理技术市场（依咨询模式划分）

  • 以人主导（技术驱动）的咨询
  • 智能投顾平台
  • 混合咨商模式

7. 按公司规模分類的全球资产管理技术市场

  • 一级全球银行
  • 中型註册投资顾问
  • 金融科技新创公司

8. 全球资产管理技术市场（以最终用户划分）

  • 金融机构
  • 投资管理公司
  • 交易/证券公司
  • 家族办公室和独立财务顾问（IFA）

9. 全球资产管理技术市场（按地区划分）

  • 北美洲
    • 美国
    • 加拿大
    • 墨西哥
  • 欧洲
    • 德国
    • 英国
    • 义大利
    • 法国
    • 西班牙
    • 其他欧洲
  • 亚太地区
    • 日本
    • 中国
    • 印度
    • 澳洲
    • 纽西兰
    • 韩国
    • 亚太其他地区
  • 南美洲
    • 阿根廷
    • 巴西
    • 智利
    • 其他南美国家
  • 中东和非洲
    • 沙乌地阿拉伯
    • 阿拉伯聯合大公国
    • 卡达
    • 南非
    • 其他中东和非洲地区

第十章：重大进展

  • 协议、伙伴关係、合作和合资企业
  • 併购
  • 新产品发布
  • 业务拓展
  • 其他关键策略

第十一章 企业概况

  • Envestnet
  • Addepar
  • Avaloq
  • FNZ Group
  • InvestCloud
  • SS&C，技术
  • Broadridge Financial Solutions
  • FIS（Fidelity National Information Services）
  • Fiserv
  • Orion Advisor Solutions
  • SEI Investments Company
  • Morningstar, Inc.
  • Pershing LLC
  • Bravura Solutions
  • Additiv
  • TIFIN
Product Code: SMRC33026

According to Stratistics MRC, the Global Wealth Management Tech Market is accounted for $8.5 billion in 2025 and is expected to reach $20.8 billion by 2032, growing at a CAGR of 13.6% during the forecast period. The wealth management technology covers digital platforms and software that support financial advisors, institutions, and investors in managing assets and client relationships. It includes portfolio management, robo-advisory tools, analytics, CRM, compliance, and reporting systems. Benefits include working more efficiently, making investment choices based on data, offering advisory services that can grow easily, improving the client experience, helping with following regulations, and being able to better serve both wealthy clients and those with moderate wealth.

According to Capgemini's World Wealth Report 2025, global high-net-worth individual (HNWI) wealth reached a record $90.5 trillion by the end of 2024.

Market Dynamics:

Driver:

Increasing client demand for digital and mobile-first experiences

Investors increasingly expect real-time portfolio visibility, seamless onboarding, and intuitive mobile interfaces similar to consumer fintech applications. Furthermore, demographic shifts toward tech-savvy millennials and high-net-worth digital natives are accelerating platform adoption. Wealth managers are responding by investing in omnichannel platforms that integrate trading, reporting, and advisory tools. Additionally, digital engagement improves client retention, reduces servicing costs, and supports scalable advisory models across geographies efficiently globally today.

Restraint:

Data security and privacy concerns in financial services

Platforms handle sensitive financial, identity, and behavioral data, making them attractive targets for cyberattacks and fraud. Furthermore, stringent regulatory frameworks such as GDPR and SEC guidelines increase compliance complexity and implementation costs. Wealth managers remain cautious about cloud migration and third-party integrations due to reputational and legal risks. Additionally, legacy systems often lack modern security architecture, slowing technology upgrades and delaying adoption across conservative financial institutions worldwide.

Opportunity:

AI and analytics for hyper-personalized investment advice

Machine learning enables deeper analysis of client behavior, risk profiles, and life-stage goals, improving portfolio customization. Moreover, predictive analytics support proactive recommendations and automated rebalancing at scale. Firms leveraging AI can enhance advisor productivity while maintaining personalized client engagement. Additionally, data-driven insights strengthen decision-making, improve performance transparency, and differentiate platforms in an increasingly competitive advisory landscape globally.

Threat:

Intense competition from agile fintech disruptors

Fintech firms offer low-cost, user-friendly platforms with rapid innovation cycles and strong digital experiences. Furthermore, robo-advisors and hybrid advisory models are attracting younger investors and cost-sensitive clients. Traditional vendors face pressure to modernize offerings while maintaining regulatory compliance. Additionally, price competition and shorter sales cycles compress margins, forcing incumbents to accelerate innovation or pursue strategic partnerships to remain relevant.

Covid-19 Impact:

The COVID-19 pandemic significantly accelerated digital adoption within the wealth management tech market as in-person advisory models were disrupted. Firms rapidly deployed digital onboarding, virtual advisory tools, and cloud-based platforms to maintain client continuity. Moreover, market volatility increased demand for real-time analytics and risk management solutions. While operational challenges emerged initially, long-term impacts include sustained preference for remote engagement, higher digital investment budgets, and accelerated migration toward scalable, resilient wealth management technology ecosystems.

The software solutions segment is expected to be the largest during the forecast period

The software solutions segment is expected to account for the largest market share during the forecast period due to its central role in portfolio management, compliance, reporting, and client engagement. These platforms integrate advisory workflows, analytics, and trading tools within unified systems. Furthermore, software solutions offer scalability and customization aligned with diverse client needs. Strong demand from banks, brokerages, and independent advisors supports consistent revenue generation. Ongoing enhancements in automation, security, and interoperability further reinforce segment leadership globally.

The emerging fintechs segment is expected to have the highest CAGR during the forecast period

Over the forecast period, the emerging fintechs segment is predicted to witness the highest growth rate driven by innovation-focused business models. Fintech firms rapidly deploy AI, automation, and mobile-first designs that appeal to digitally native investors. Furthermore, lower infrastructure costs and cloud-native platforms support rapid scalability. These companies address underserved segments with affordable and transparent offerings. Strong venture funding and strategic partnerships with traditional institutions further accelerate fintech adoption and market expansion.

Region with largest share:

During the forecast period, the North America region is expected to hold the largest market share due to advanced financial infrastructure and high technology adoption. The presence of major wealth managers, fintech innovators, and technology vendors supports strong demand. Furthermore, high digital literacy and favorable investment environments drive rapid platform deployment. Regulatory clarity and significant IT spending budgets enable continuous upgrades, reinforcing North America's leadership in adopting technology for wealth management.

Region with highest CAGR:

Over the forecast period, the Asia Pacific region is anticipated to exhibit the highest CAGR, supported by rising wealth, digitalization, and expanding middle-class populations. Rapid smartphone adoption and growing fintech ecosystems fuel technology uptake. Moreover, government initiatives promoting digital finance and financial inclusion accelerate platform deployment. Increasing participation by younger investors and cross-border investment activity further drives demand for scalable, technology-driven wealth management solutions across the region.

Key players in the market

Some of the key players in Wealth Management Tech Market include Envestnet, Addepar, Avaloq, FNZ Group, InvestCloud, SS&C Technologies, Broadridge Financial Solutions, FIS (Fidelity National Information Services), Fiserv, Orion Advisor Solutions, SEI Investments Company, Morningstar, Inc., Pershing LLC, Bravura Solutions, Additiv, and TIFIN.

Key Developments:

In December 2025, Envestnet introduced the new Tamarac platform enhancements for accelerating advisor efficiency, security, and client experience.

In November 2025, SS&C Technologies introduced the new European Wealth Services expansion with MiFID license in Ireland, enabling integrated wealth management delivery across the EU.

In August 2025, InvestCloud introduced the new AI enabled advisor productivity solutions for smarter client onboarding, risk insights, and personalized collaboration.

In July 2025, FNZ Group introduced the new strategic partnership with Microsoft to accelerate AI, automation, and cloud transformation in wealth management.

Solution & Components Covered:

  • Software Solutions
  • Professional Services

Advisory Modes Covered:

  • Human-Led (Tech-Enabled) Advisory
  • Robo-Advisory Platforms
  • Hybrid Advisory Models

Enterprise Sizes Covered:

  • Tier 1 Global Banks
  • Mid-tier RIAs
  • Emerging Fintechs

End Users Covered:

  • Banking Institutions
  • Investment Management Firms
  • Trading & Brokerage Firms
  • Family Offices & Independent Financial Advisors (IFAs)

Regions Covered:

  • North America
    • US
    • Canada
    • Mexico
  • Europe
    • Germany
    • UK
    • Italy
    • France
    • Spain
    • Rest of Europe
  • Asia Pacific
    • Japan
    • China
    • India
    • Australia
    • New Zealand
    • South Korea
    • Rest of Asia Pacific
  • South America
    • Argentina
    • Brazil
    • Chile
    • Rest of South America
  • Middle East & Africa
    • Saudi Arabia
    • UAE
    • Qatar
    • South Africa
    • Rest of Middle East & Africa

What our report offers:

  • Market share assessments for the regional and country-level segments
  • Strategic recommendations for the new entrants
  • Covers Market data for the years 2024, 2025, 2026, 2028, and 2032
  • Market Trends (Drivers, Constraints, Opportunities, Threats, Challenges, Investment Opportunities, and recommendations)
  • Strategic recommendations in key business segments based on the market estimations
  • Competitive landscaping mapping the key common trends
  • Company profiling with detailed strategies, financials, and recent developments
  • Supply chain trends mapping the latest technological advancements

Free Customization Offerings:

All the customers of this report will be entitled to receive one of the following free customization options:

  • Company Profiling
    • Comprehensive profiling of additional market players (up to 3)
    • SWOT Analysis of key players (up to 3)
  • Regional Segmentation
    • Market estimations, Forecasts and CAGR of any prominent country as per the client's interest (Note: Depends on feasibility check)
  • Competitive Benchmarking
    • Benchmarking of key players based on product portfolio, geographical presence, and strategic alliances

Table of Contents

1 Executive Summary

2 Preface

  • 2.1 Abstract
  • 2.2 Stake Holders
  • 2.3 Research Scope
  • 2.4 Research Methodology
    • 2.4.1 Data Mining
    • 2.4.2 Data Analysis
    • 2.4.3 Data Validation
    • 2.4.4 Research Approach
  • 2.5 Research Sources
    • 2.5.1 Primary Research Sources
    • 2.5.2 Secondary Research Sources
    • 2.5.3 Assumptions

3 Market Trend Analysis

  • 3.1 Introduction
  • 3.2 Drivers
  • 3.3 Restraints
  • 3.4 Opportunities
  • 3.5 Threats
  • 3.6 End User Analysis
  • 3.7 Emerging Markets
  • 3.8 Impact of Covid-19

4 Porters Five Force Analysis

  • 4.1 Bargaining power of suppliers
  • 4.2 Bargaining power of buyers
  • 4.3 Threat of substitutes
  • 4.4 Threat of new entrants
  • 4.5 Competitive rivalry

5 Global Wealth Management Tech Market, By Solution & Component

  • 5.1 Introduction
  • 5.2 Software Solutions
    • 5.2.1 Financial Planning & Goal-Based Investing Tools
    • 5.2.2 Portfolio, Accounting & Trading Management
    • 5.2.3 Performance Reporting & Client Portals
    • 5.2.4 Risk Management & Compliance Modules
  • 5.3 Professional Services
    • 5.3.1 Implementation
    • 5.3.2 Consulting
    • 5.3.3 Managed Services

6 Global Wealth Management Tech Market, By Advisory Mode

  • 6.1 Introduction
  • 6.2 Human-Led (Tech-Enabled) Advisory
  • 6.3 Robo-Advisory Platforms
  • 6.4 Hybrid Advisory Models

7 Global Wealth Management Tech Market, By Enterprise Size

  • 7.1 Introduction
  • 7.2 Tier 1 Global Banks
  • 7.3 Mid-tier RIAs
  • 7.4 Emerging Fintechs

8 Global Wealth Management Tech Market, By End User

  • 8.1 Introduction
  • 8.2 Banking Institutions
  • 8.3 Investment Management Firms
  • 8.4 Trading & Brokerage Firms
  • 8.5 Family Offices & Independent Financial Advisors (IFAs)

9 Global Wealth Management Tech Market, By Geography

  • 9.1 Introduction
  • 9.2 North America
    • 9.2.1 US
    • 9.2.2 Canada
    • 9.2.3 Mexico
  • 9.3 Europe
    • 9.3.1 Germany
    • 9.3.2 UK
    • 9.3.3 Italy
    • 9.3.4 France
    • 9.3.5 Spain
    • 9.3.6 Rest of Europe
  • 9.4 Asia Pacific
    • 9.4.1 Japan
    • 9.4.2 China
    • 9.4.3 India
    • 9.4.4 Australia
    • 9.4.5 New Zealand
    • 9.4.6 South Korea
    • 9.4.7 Rest of Asia Pacific
  • 9.5 South America
    • 9.5.1 Argentina
    • 9.5.2 Brazil
    • 9.5.3 Chile
    • 9.5.4 Rest of South America
  • 9.6 Middle East & Africa
    • 9.6.1 Saudi Arabia
    • 9.6.2 UAE
    • 9.6.3 Qatar
    • 9.6.4 South Africa
    • 9.6.5 Rest of Middle East & Africa

10 Key Developments

  • 10.1 Agreements, Partnerships, Collaborations and Joint Ventures
  • 10.2 Acquisitions & Mergers
  • 10.3 New Product Launch
  • 10.4 Expansions
  • 10.5 Other Key Strategies

11 Company Profiling

  • 11.1 Envestnet
  • 11.2 Addepar
  • 11.3 Avaloq
  • 11.4 FNZ Group
  • 11.5 InvestCloud
  • 11.6 SS&C Technologies
  • 11.7 Broadridge Financial Solutions
  • 11.8 FIS (Fidelity National Information Services)
  • 11.9 Fiserv
  • 11.10 Orion Advisor Solutions
  • 11.11 SEI Investments Company
  • 11.12 Morningstar, Inc.
  • 11.13 Pershing LLC
  • 11.14 Bravura Solutions
  • 11.15 Additiv
  • 11.16 TIFIN

List of Tables

  • Table 1 Global Wealth Management Tech Market Outlook, By Region (2024-2032) ($MN)
  • Table 2 Global Wealth Management Tech Market Outlook, By Solution & Component (2024-2032) ($MN)
  • Table 3 Global Wealth Management Tech Market Outlook, By Software Solutions (2024-2032) ($MN)
  • Table 4 Global Wealth Management Tech Market Outlook, By Financial Planning & Goal-Based Investing Tools (2024-2032) ($MN)
  • Table 5 Global Wealth Management Tech Market Outlook, By Portfolio, Accounting & Trading Management (2024-2032) ($MN)
  • Table 6 Global Wealth Management Tech Market Outlook, By Performance Reporting & Client Portals (2024-2032) ($MN)
  • Table 7 Global Wealth Management Tech Market Outlook, By Risk Management & Compliance Modules (2024-2032) ($MN)
  • Table 8 Global Wealth Management Tech Market Outlook, By Professional Services (2024-2032) ($MN)
  • Table 9 Global Wealth Management Tech Market Outlook, By Implementation (2024-2032) ($MN)
  • Table 10 Global Wealth Management Tech Market Outlook, By Consulting (2024-2032) ($MN)
  • Table 11 Global Wealth Management Tech Market Outlook, By Managed Services (2024-2032) ($MN)
  • Table 12 Global Wealth Management Tech Market Outlook, By Advisory Mode (2024-2032) ($MN)
  • Table 13 Global Wealth Management Tech Market Outlook, By Human-Led Advisory (2024-2032) ($MN)
  • Table 14 Global Wealth Management Tech Market Outlook, By Robo-Advisory Platforms (2024-2032) ($MN)
  • Table 15 Global Wealth Management Tech Market Outlook, By Hybrid Advisory Models (2024-2032) ($MN)
  • Table 16 Global Wealth Management Tech Market Outlook, By Enterprise Size (2024-2032) ($MN)
  • Table 17 Global Wealth Management Tech Market Outlook, By Tier 1 Global Banks (2024-2032) ($MN)
  • Table 18 Global Wealth Management Tech Market Outlook, By Mid-tier RIAs (2024-2032) ($MN)
  • Table 19 Global Wealth Management Tech Market Outlook, By Emerging Fintechs (2024-2032) ($MN)
  • Table 20 Global Wealth Management Tech Market Outlook, By End User (2024-2032) ($MN)
  • Table 21 Global Wealth Management Tech Market Outlook, By Banking Institutions (2024-2032) ($MN)
  • Table 22 Global Wealth Management Tech Market Outlook, By Investment Management Firms (2024-2032) ($MN)
  • Table 23 Global Wealth Management Tech Market Outlook, By Trading & Brokerage Firms (2024-2032) ($MN)
  • Table 24 Global Wealth Management Tech Market Outlook, By Family Offices & IFAs (2024-2032) ($MN)

Note: Tables for North America, Europe, APAC, South America, and Middle East & Africa Regions are also represented in the same manner as above.